A joint venture between Bajaj Finserv Limited and european financial services company Allianz SE, Bajaj Allianz offers a wide variety of products ranging from ULIPs and child plans to group and health insurance by incorporating the technical expertise and experience of Allianz SE with the market knowledge and goodwill of the Bajaj brand in India. The company also provides customised products and transparent benefits, catering to every segment and age-income profiles.
A joint venture between Bajaj Finserv Limited and european financial services company Allianz SE, Bajaj Allianz offers a wide variety of products ranging from ULIPs and child plans to group and health insurance by incorporating the technical expertise and experience of Allianz SE with the market knowledge and goodwill of the Bajaj brand in India. The company also provides customised products and transparent benefits, catering to every segment and age-income profiles.
Bajaj Allianz Health Guard is an insurance plan offered for individuals from 18 to 65 years of age and 3-25 years for children with lifetime renewal option. However, the plan is divided in two parts-
This plan caters to all your health care needs from the expensive medical treatment incurred during hospitalization to regular health check-ups. It is an all-round policy for you and your family.
Features & Benefits
What all does the policy covers?
What is not covered?
As the inflation goes up, it has become progressively difficult to sustain a good living and above that, maintaining good health is not an easy task. Therefore, Bajaj Allianz brings you the perfect Health Guard Family Floater Option for you and your family. It takes care of the expenses of medical treatment incurred during hospitalisation resulting from serious illness or accident suffered by you or your family.
What all does the policy covers?
Medical Expenses During Hospitalisation:We will pay the medical expenses, which are the requisite charges that you incur on the advice of a doctor, as an inpatient in a hospital for accommodation; boarding expenses including patients diet as provided by the hospital/ nursing home ; nursing care; the attention of medically qualified staff; undergoing medically essential procedures; medicines.
Pre-hospitalisation:Expenses incurred, in respect of the medical treatment of an Illness during the consecutive 60-day period immediately preceding your admission to hospital for that Illness, provided that the aforesaid 60 day period commences and ends within the policy period.
Post-hospitalisation:Expenses incurred, in respect of medical treatment and essential investigations for a period of upto 90 days after discharge from a hospital for medical treatment related to the illness or accidental bodily injury. However in case of renewed policies the pre-hospitalisation period may fall in the previous policy period.
Emergency Ambulance Charges:If a claim is accepted, the reasonable cost to a maximum of Rs 1000 per valid hospitalisation claim for transferring you / your family members mentioned in the policy schedule to or between hospitals in the hospital's ambulance or in an ambulance provided by any ambulance service provider is also covered.
Medical Check-up:At the end of every continuous period of 4 years during which you have held the Health Guard Family Floater policy without making a claim you / your family members named in the policy schedule may apply to us for a free medical check up. This benefit also extends over the family member(s) covered under the policy.
What is not covered?
A health insurance with so many benefits including no sub-limits and lifetime renewal option is surely hard to find. The Bajaj Allianz Health Guard, both individual and floater option, are the one with the maximum of benefits and facilities one needs and looks for when buying an insurance for either the family or for an individual. So, investing in the right direction and with the right plan for the health of your family is of utmost priority.