VS
Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. Cancer health insurance plans are intended to provide financial assistance to an insured individual during times of stress. When dealing with a deadly disease like cancer, the last thing any cancer patient or their family wants is financial stress. Cancer health plans cover all stages of cancer and provide dual benefits such as a lump sum amount to treat cancer and an income option to support your family if you are the sole breadwinner. Cancer plans allow individuals to select their preferred cancer treatment through their doctor and hospital of choice.
Star health insurance provides a variety of health insurance options for individuals, families, and groups. Star Health insurance for cancer patients is an effective cancer care plan that provides you with a variety of features that will help you fight cancer. Star health insurance for cancer patients is a dependable solution with features such as hospice care, pre and post-hospitalization, modern treatments, and more.
| PLAN DETAILS |
Star Cancer Plan |
Optima Restore Plan |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | Minimum: 5 months to Maximum: 65 Years | 5 to 65 years |
| Plan Premium Entry Age and S/A | 9000 | 8852 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Individual & Family floater |
| Plan Sample Premium | - | 8852 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1, 2 years |
| ICU Charges | - | Not Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 99.21 | 95.30 |
| Solvency Ratio | 2.19 | 1.68 |
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Star Health Insurance Plan Detailed Review HDFC Ergo Health Insurance Plan Detailed Review |
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