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Star Cancer Plan vs Optima Restore Plan

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Know More About Plans

Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. Cancer health insurance plans are intended to provide financial assistance to an insured individual during times of stress. When dealing with a deadly disease like cancer, the last thing any cancer patient or their family wants is financial stress. Cancer health plans cover all stages of cancer and provide dual benefits such as a lump sum amount to treat cancer and an income option to support your family if you are the sole breadwinner. Cancer plans allow individuals to select their preferred cancer treatment through their doctor and hospital of choice.

Star health insurance provides a variety of health insurance options for individuals, families, and groups. Star Health insurance for cancer patients is an effective cancer care plan that provides you with a variety of features that will help you fight cancer. Star health insurance for cancer patients is a dependable solution with features such as hospice care, pre and post-hospitalization, modern treatments, and more.

PLAN DETAILS

Star Cancer Plan


Optima Restore Plan

Premium Including GST
Product Type Critical Illness Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • High Sum Insured
  • 37 Critical Illnesses
  • Cancer Cover
  • Recovery benefit
  • SI restoration
  • Waiting period reduction
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
14000 15000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Not Covered
Plan Entry Age Minimum: 5 months to Maximum: 65 Years 5 to 65 years
Plan Premium Entry Age and S/A 9000 8852
Plan Waiting Period 30 30
Plan Coverage - Individual & Family floater
Plan Sample Premium - 8852
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 Years 1, 2 years
ICU Charges - Not Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Covered
Ayush Treatment - Not Covered
Modern Treatment - Covered
E Consultation - Covered
Air Ambulance - Not Covered
Global Coverage - Not Covered
Claim Ratio 99.21 95.30
Solvency Ratio 2.19 1.68
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Health Insurance Companies

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