Network hospitals
3000+
Incurred claim ratio
103.33%
Sum insured
Up to 1 CR
No. of Plans
10
Solvency Ratio
1.8
Pan India Presence
1900+
Network hospitals
3000+
Incurred claim ratio
103.33%
Sum insured
Up to 1 CR
No. of Plans
10
Solvency Ratio
1.8
Pan India Presence
1900+
New India Assurance Personal Accident Policy is a simple health insurance plan that provides compensation in case the insured is deceased or disabled resulting from an accident. The policy operates 24/7 worldwide, offering various coverage options including death, permanent disability, and temporary total liabilities. It also offers a family package cover, group cover, war risk coverage, and optional add-on covers. In this article, we will explore key features and exclusions of the policy.
Eligibility Criteria | Details |
Age of Insured | Min: 5 Years Max: 70 Years |
Type of Coverage | Death Permanent Total Disability Permanent Partial Disability Temporary Total Disablement |
Coverage Extension | Worldwide Coverage |
Family Package Cover | Includes proposer, spouse, and dependent children. |
Discounts | 10% Discount on Premium Discount On premium based on group size |
Group Policies | Available for specific groups |
Add-on Covers | Medical Expenses Cover |
Claim Eligibility | Accident that results in death or any injury. |
Sum Insured Calculation | Based on income from gainful Employment (max 72 months) Non-Working Spouse: 50% of earning spouses' sum insured (Max is INR 1,00,000) Dependent Child: 25% of earning parents |
Cumulative Bous | 5% increase in sum insured for a claim-free year (max up to 50%) |
The policy offers the following benefits:
The policy doesn't cover the following conditions:
Here are the scenarios for selecting the right sum insured for this plan:
After keeping all these scenarios in mind the customer must select their coverage.
The Personal Accident Policy provides valuable coverage for individual and their families in the event of an accident resulting in death or injury. The plan offers many benefits such as education of the dependent children, and funeral expenses. Personal protection is also a group and family policy that offers rebates based on the members. It is important to read all terms and conditions before buying the policy.
New India Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
The plan covers you and your family against new age treatments, pre, and post-hospitalization, and hospital room rent charges.
Unique Features
This policy is designed to provide cheap medical insurance to poorer sections of society with a sum insured per person of Rs. 5000.
Unique Features
This plan protects all family members with broad health insurance coverage. It covers self, spouse, and a maximum of 2 dependent children.
Unique Features
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
The policy comes with a SI of 2-15 lakhs with a single sum assured for all the members on a floater basis.
Unique Features
A family policy where the proposer can avail Sum Insured from Rs. 1,2, 3, 5, 8, 10, 12 and 15 Lakhs. Children can be covered under the policy from 3 months to 25 years.
Unique Features
The plan comes in 2 different variants offering a sum assured up to 1 Cr. The policyholder can cover his/her entire family under one policy.
Unique Features
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
Hospitalization expenses for any illness or injury. Ideal for those who want to cover their children and dependant parents.
Unique Features
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
Plan coverage is available on an individual and family floater basis with a sum insured of up to 8L.
Unique Features
This plan offers the policyholder sum insured of up to 50L. New India Yuva Bharat Policy is available in base, gold, and platinum variants.
Unique Features
The plan is specifically designed for lower and middle-class families undergoing Cancer Treatment.
Unique Features
This plan covers hospitalization expenses if the insured is diagnosed with COVID-19. It is available on an individual and floater basis with a maximum sum of INR 5 lakh.
Unique Features
Hospitalization expenses for any illness or injury. Ideal for those who want to cover their children and dependent parents.
Unique Features
A special policy designed for parents with girl children only. Two dependent daughters can be covered with Rs. 8 Lakh sum insured.
Unique Features
This plan is designed to aid financially in treating cancer. The policy offers cover for conventional and advanced cancer treatments.
Unique Features
A plan designed for individuals between 60-80 years of age and offers 5% discount for single women senior citizen's. Gives sum insured up to 5 Lakhs.
Unique Features
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
An individual plan that is specifically designed to cover the treatment of 9 major illnesses.
Unique Features
Yes, the policy offers 'Family Package' covers allowing the policyholder to include the family members. New India Assurance Policy is a family as well as a group plan that offers comprehensive coverage for the entire family.
Yes, This policy provides worldwide coverage.
This policy focuses on accidents and does not cover pre-existing health conditions.
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Read what our customers have to say about New India health insurance company.
Nishant
Lukhnow
December 9, 2022
Omg when i was buying the policies I was o skeptical. I contacted policyx and they solved my confusions and even helped in my documentations.. They are the best .
Ram Kapoor
Jaipur
September 8, 2021
I would definitely recommend New India Health insurance to everyone. Great customer support team, very helpful.
Lovlina chaurasiya
Allahabad
September 8, 2021
One of the best health insurance company. Impressed with the service and the support. Keep up the good work guys.
Nikita Dua
Jaipur
September 8, 2021
The company is offering very good plans at affordable prices, and the claim settlement process is very hassle free and quick.
Bharti sharma
Lukhnow
September 8, 2021
I really like the customer support department of the company very much, the staff is very polite and very helpful
Manish Singhal
Rajkot
September 1, 2021
Best plans with good service, committed towards their customer, great customer support team. thanks New India
Akash Sharma
Ahmedabad
September 1, 2021
Plans bahut ache hai is company ke.. bahut achi service hai aur apke customers ke claims bhi jaldi settle karti hai.
Karishma Sehgal
Hyderabad
August 31, 2021
Bought health policy from New India Health for the first time and I am very impressed by their services and I personally suggest to take the policy from New Health Assurance
Anchita has over 5 years of experience in the content sector, specializing in health insurance. She keeps herself up-to-date on trending insurance events on both national & global levels. Her content consists of popular insurance topics that provide trusted & value-added information to our avid readers.
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