Bharti AXA Life Insurance

About Bharti AXA Life Insurance

Bharti AXA Life Insurance Ltd. is a joint venture between the Paris-headquartered Insurance MNC (AXA Group), and the Indian conglomerate Bharti Enterprises. It was founded in 2006 and offers a wide range of insurance products to its customers. Based on the regulatory framework prescribed for the insurance companies, AXA has a 49% stake, while Bharti holds the majority 51% stake in the joint venture.

Providing protection, savings, investment, health, and group plans, Bharti AXA Life Insurance company has a distribution across 123 cities in India with 263 offices and has issued 17,70,000+ policies. Bharti enterprises has a diversified portfolio of operations based out of Europe, North America, and the Asia Pacific area

Key Features of Bharti AXA Life Insurance

Bharti AXA Life Insurance offers an economical way of securing your family after you. It is important that you choose the right insurer and the right plan that will best suit the potential needs of your family. So, before choosing any life insurance company, you need to check some important factors of the insurance company such as claim settlement ratio, solvency ratio, annual premium, and operating network.

To get more insight into Bharti AXA Life Insurance Company's performance, take a look at the below key features that will help you to analyze the company based on its performance:

Benefits of Bharti AXA Insurance Company

During a difficult time in the family, people want to rely upon an insurance company that is efficient and offers hassle-free services and support. Bharti AXA Life Insurance offers multiple benefits to its consumers

Bharti AXA Life Insurance Plans

To cater to the dynamic insurance needs of an individual and their family, Bharti AXA Life Insurance comes with several plans. Bharti AXA Life Insurance Company comes with a range of plans that allow the customers to choose their ideal plan as per their and their family's requirements. The company ensures to offer a plan for everyone.

1. Bharti AXA Life Term Insurance

   Bharti AXA Life Term Insurance offers financial protection to your family in case of any unfortunate event and allows them to live their lifestyle.

   Plan	Entry Age	Tenure	Minimum Sum Assured
   Bharti AXA Life Flexi Term Pro	Minimum Age:- 18 years Maximum Age:- 65 years	1/5/10 to 50 years	Rs. 25,00,000
   Bharti AXA Life POS Saral Jeevan Bima Yojana	Minimum Age:- 18 years Maximum Age:- 55 years	10/15/20/25 years	Rs. 50,000
   Bharti AXA Life Saral Jeevan Bima Plan	Minimum Age:- 18 years Maximum Age:- 65 years	5 to 40 years	Rs. 5,00,000
   Bharti AXA Life Flexi Term Plan	Minimum Age:- 18 years Maximum Age:- 65 years	5/10/15/20 years	Rs. 10,00,000
   Bharti AXA Life Grameen Jeevan Bima Yojana	Minimum Age:- 18 years Maximum Age:- 55/60 years	5/10 years	Rs. 10,000
   Bharti AXA Life Smart Jeevan	Minimum Age:- 18 years Maximum Age:- 50 years	12 years	Rs. 50,000
   Bharti AXA Life Income Protection Plan	Minimum Age:- 18 years Maximum Age:- 50/55/58 years	12/15/20 years	Rs. 5,00,000

   Know More About: Bharti AXA Term Insurance

2. Bharti AXA Life Savings & Child Plan

   Bharti AXA Life products offer some well-thought Child Education Plans which will help you secure your child's future.

   Plan	Entry Age	Tenure	Minimum Sum Assured
   Bharti AXA Life Guaranteed Wealth Pro	Minimum Age:- 91 days Maximum Age:- 59 years	25 years	Based on Minimum Premium
   Bharti AXA Life Shining Stars	Minimum Age:- 18 years Maximum Age:- 60 years	12 to 20 years	Rs. 50,000
   Bharti AXA Life Super Series	Minimum Age:- 6 years Maximum Age:- 63 years	12/20 years	Based on Minimum Premium
   Bharti AXA Life Guaranteed Income Pro	Minimum Age:- 91 days Maximum Age:- 60 years	12/14/15/16/20/22/24 years	Rs 25,000
   Bharti AXA Life Super Endowment Plan	Minimum Age:- 91 days Maximum Age:- 65 years	18/20 years	Rs 50,000
   Bharti AXA Life Unnati	Minimum Age:- 91 days Maximum Age:- 60 years	15/20/24/ 100 years	Based on Minimum Annualized Premium
   Bharti AXA Life Elite Advantage	Minimum Age:- 8 years Maximum Age:- 65 years	10 to 12 years	Based on Minimum Premium
   Bharti AXA Life Monthly Income Plan+	Minimum Age:- 0 years Maximum Age:- 65 years	15/20 and 30 years	Rs. 1,92,000
   Bharti AXA Life Dhan Varsha	Minimum Age:- 91 days Maximum Age:- 55 years	20 and 25 years	Rs. 25,000
   Bharti AXA Life Samriddhi	Minimum Age:- 0 years Maximum Age:- 55 years	10/15/20/25/30/35 years	Based on Minimum Premium
   Bharti AXA Life Monthly Advantage	Minimum Age:- 91 days Maximum Age:- 65 years	12/16 and 24 years	Rs. 50,000
   Bharti AXA Life Secure Income Plan	Minimum Age:- 0 days Maximum Age:- 65 years	15/17 and 20 years	(Maturity benefit) Sum Assured + Guaranteed Additions
   Bharti AXA Life Guaranteed Income Plan	Minimum Age:- 91 days Maximum Age:- 84 years	15/19/23 and 29 years	Rs. 25,000
   Bharti AXA Life POS Saral Bachat Yojna	Minimum Age:- 3 years Maximum Age:- 55 years	10 and 15 years	Rs. 15,602
   Bharti AXA Life Child Advantage	Minimum Age:- 18 days Maximum Age:- 55 years	11 to 21 years	Rs. 25,000
   Bharti AXA Life Flexi Save	Minimum Age:- 0 days Maximum Age:- 65 years	20/25/30 years	Based on Minimum Premium
   Bharti AXA Life Serv Suraksha	Minimum Age:- 18 years Maximum Age:- 50 years	5 years	(Maturity Benefit) 110% of the single premium

3. Bharti AXA Life Investment Plan

   Bharti AXA Life Insurance offers the perfect mix of insurance and investment policy that helps to achieve the goal of wealth creation and along with life cover.

   Plan	Entry Age	Tenure	Minimum Sum Assured
   Bharti AXA Life Wealth Pro	Minimum Age:- 91 days Maximum Age:- 65 years	10/15/20/25/30 years	Rs. 12,000
   Bharti AXA Life eFuture Invest	Minimum Age:- 18 years Maximum Age:- 60 years	10 years	125% of single premium
   Bharti AXA Life Grow Wealth	Minimum Age:- 0 years Maximum Age:- 64 years	5/10/15/20 years	Higher of 10 times Annualized Premium
   Bharti AXA Life Future Invest Plan	Minimum Age:- 18 years Maximum Age:- 59 years	10 years	Higher of 10 times Annualized Premium

4. Bharti AXA Retirement Plan

   Bharti AXA retirement plans are designed uniquely to help you get rid of financial stress and to be able to enjoy a blissful time in a carefree manner

   Plan	Entry Age	Tenure	Minimum Sum Assured
   Bharti AXA Life Ajeevan Sampatti+	Minimum Age:- 91 days Maximum Age:- 60 years	85/100 years	Rs. 50,000
   Bharti AXA Life Saral Pension	Minimum Age:- 40 years Maximum Age:- 80 years	Whole life	(Annuity) Rs. 1,000

How To Buy Bharti AXA Life Insurance?

Bharti AXA Life allows you to buy insurance plans via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of buying processes.

How to File Bharti AXA Term Insurance Claims?

Filing a claim for Bharti AXA Term Plan is a simple and hassle-free task. You can easily fill and submit their claims online or walk into your nearest Bharti AXA Life branch. To file a claim for Bharti AXA Term Plan, you need to follow the below-mentioned steps.

Claim Intimation

Inform the company about the incident via various channels- by writing an email at lifeclaims@bhartiaxalife.com calling on the toll-free number (1800 102 4444), filling out the online claim form on its website, or by visiting the nearest branch. The following details have to be provided during the intimation of your claim:

• Name of the policyholder
• Policy number
• Date of death/event of the life assured
• Nominee name
• Cause of death
• Contact details

A claim reference number/intimation number will be provided to you upon successful registration of the claim.

Document Submission

Submit the necessary documents requested by the company to process the claim. In the case of natural death-

• Death claim form.
• Death certificate.
• Original policy documents.
• Claimant's identity & residence Proof.
• Medical records at the time of death & past illnesses.
• Account details of the nominee.

In the case of unnatural death (Accidental death/Murder/Suicide)-

• Death claim form.
• Death certificate.
• Original policy documents.
• Claimant's identity & residence proof.
• FIR, police inquest report & panchanama.
• Post mortem report.
• Account details of the nominee.

Claim Settlement

After receiving all the documents and claim forms, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over a call or an email.

How to Contact Bharti AXA Life Insurance Company?