Compare Home Insurance Online
A 'House' is a dream for many. Those who are fortunate enough to have their own house enjoy the homely warmth and the cozy feeling of their home with their near and dear ones. Owning a house is a proud moment for any individual and is perhaps the biggest investment ever done in his/her lifetime as it involves huge expenditure of money, time and emotions. Keeping all these in mind, it becomes imperative that you ensure your house and its belongings against threats like burglary, natural disasters, fire etc. The insurance will come at a fraction of the cost of your house but will ensure peace of mind for you and your family.
Before you get a comprehensive home policy as per your needs and requirements, it's vital that you compare all the policies being offered by different insurance. This is often very crucial to make sure that you simply get the simplest deal. Once comparing between numerous home insurance policies, you need to shortlist the one you want.
In India, home insurance is popular as a banking product. Being secure is better than being sorry- the essential tenet following the concept of insurance applies mainly to an emotional and costly insurance such as your family home. Aside from the structure itself, a good home insurance policy provides protection to the objects, appliances and prized belongings included in the home. A trustworthy home insurance policy is not just the protector of your cherished home, but also of the precious and unique memories and emotions that reside therein.
When deciding which home policy to shop for, coverage is amongst the foremost necessary factors. The policy you selected should provide coverage against all the risks that your home is liable to. You must ideally select a home insurance policy that provides comprehensive coverage against all perils.
Subscribing to a comprehensive home policy permits you to certain features :
Before continuing ahead, one should familiarize with the terminologies associated with home insurance policy
You must pay attention to free online home insurance quotes that help you in comparing policies available from top insurers. It will help you in choosing the best home insurance policy.
There is no denying of the fact that home insurance is vital as there are several advantages related to purchasing such a policy. Have a glance below:
A typical home insurance, provided by an Indian insurance firm, can offer the insured (house and its contents) protection against the following-
Natural Causes- Storm, Hurricane, Tornado, Flood, Earthquakes, Lightning, Inundation, Landslide, Rockslide, etc.
Man Made Causes- Explosions, Riot, Strike, Terrorist acts, Implosion, Malicious harm, Missile tests resulting in harm, Leakages, etc.
The premium quantity applicable to the subscriber is determined by two factors- 1) Place of the insured property, and 2) Applicable tenure of insurance. Ideally, home insurance will stretch from a minimum of three years to at most thirty years. Again, these conditions are specific to the house insurance underwriter in question. Compare plans online on PolicyX as it will help you in choosing the best home insurance policy that can save a large amount of your money in case of a mishap
PolicyX.com is an IRDA registered portal and follows the norms for accurate and reliable home insurance comparison
A good home insurance provides protection to your house against unforeseen calamities. The basic inclusions and exclusions are as follows-
Covered by the Policy (Inclusion)
Not covered By Policy (Exclusion)
1. Is home insurance completely necessary?
While not mandated by law, a comprehensive home insurance protects your cherished home and its contents against most types of threats and contingencies. However, purchasing the same will help you in avoiding monetary liabilities and revel in peace of mind.
2. I purchase a terrorism cover? I live in a secure part of India.
Basically, a terrorism cover insures your home (with its contents) against damage/loss caused by acts of terrorism. It is an optional cover that you can buy if you wish. Regardless of wherever you reside in India, acts of terrorism can find its ways to your home. Be ready for all such eventualities, with an awfully nominal increment to your applicable premium.
3. What is the loss of rent cover?
Loss of rent clause can cover the financial loss that the owner may suffer once tenants doesn’t pay rent any longer due to any reason
4. What is Temporary relocation cover?
Temporary relocation cover is the amount that the insured can get if their insured property is becomes uninhabitable and that they need to relocate temporarily to another place.
February 15, 2019
July 27, 2018
L need personal newly home construction policy.
January 8, 2018
Home insurance is something which people ignore but is very important
January 7, 2018
Was confused whether to buy home insurance or not but I got a call from their agent and he made understand the benfits of home insurance. The plan is really good.
January 7, 2018
Thank you Policyx for providing me with Home Insurance policy.
January 6, 2018
After searching a lot for a good insurance cover for my new flat, I ended up buying policy from PolicyX.com where they have provied me with a very good coverage
January 6, 2018
I was confused at the time of buying home insurance policy as many companies were giving various discounts but their team guided me in buying what was actually required for me.
January 6, 2018
I live in rent but have valuable goods in the house and wanted to secure them. PolicyX agents provided me with the right information and insurance cover. Thank you!
January 3, 2018
I live in a disaster prone area and was scared of having any loss occurred to my house. Got a good policy for home insurance from PolicyX.com
January 1, 2018
They have good number of options even for a home insurance
January 1, 2018
I am a landlord and my house is rented but I was about to purchase an insurance policy which was covering ven the assets of the tenant. I went through policyx and got to know that there are covers which will save my cost and will provide only the coverage for my own house.
January 1, 2018
Having a home insurance is like having the security for your biggest savings
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2825100421061000002 policy purchasedon07-02-2018\nstaff concerned were cooperative assured future help regarding cash less card dispatch etc.\nhoping for good.