Future Generali Home Insurance
Future Generali Home Insurance
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Future Generali Home Insurance

Future Generali India Insurance is a joint venture between Future Group and Generali Group. Headquartered in Mumbai, India, the company offers a detailed list of general insurance products like motor, health, travel, home, personal accident, and others. The company has marked its presence in 125+ locations with 2000+ corporate clients across the country.

To minimize an owner's worries against damage or loss caused to his/her home due to man-made or natural calamities, the company provides Future Generali Home Insurance that takes care of all the repair/replacement expenses.

What is Future Generali Home Insurance?

It is an all-inclusive protection plan that offers financial protection against mishaps caused to the house of the insured. Policyholders can avail of complete protection (Content & Structure) under a single insurance plan.

Key Features of Future Generali Home Insurance

Given below are some of the top features of Future Generali Home Insurance:

  • You can grab extended coverage (terrorism, loss of rent, etc.) by paying an additional premium amount.
  • The insurance policy offers coverage against burglary, theft, and housebreaking. The sum insured for the value of contents is calculated on a market value basis.
  • Coverage for loss or damage to electronic appliances and portable equipment is offered under the policy.
  • Policyholders can avail of coverage for the pedal cycle, ATM cash withdrawal, misuse of credit card, and veterinary costs.

Eligibility Criteria

  • You can only avail of a home insurance policy if you own a house.
  • You can purchase the home insurance policy only for the contents in your house if you aren't the owner of the house.

How can I buy Future Generali Home Insurance online?

Follow the below-mentioned steps to purchase Future Generali Home Insurance online:

  • Visit the official website of Future Generali.
  • Click 'Home' and then click 'Buy Now'.
  • Select the choice of your property and enter the details accordingly.
  • Select the quote and click 'Proceed'. Fill in your contact details and click 'Proceed'.
  • Make the payment and you will receive a soft copy of the insurance policy on your registered email id.

How can I claim for Future Generali Home Insurance?

The Future Generali Insurance offers a smooth claim settlement process to its policyholders. Follow the below-mentioned steps to process the same online:

  • Visit the official website of Future Generali and click the 'Claims' tab given at the top of the page.
  • Click 'Report Other Claims'.
  • Enter the necessary details and click 'Submit'.
  • Post submitting, a company customer representative will reach out to you with further steps.

Note- You also have the option to raise the claim via email or physically visiting the nearest branch of the company.

Frequently Asked Questions

1. Is it mandatory to avail of all the covers under the home insurance policy?

No. Only fire insurance for structure and belongings, housebreaking, and burglary covers are mandatory under the home insurance policy.

2. What are the exclusions under the Future Generali Home Insurance?

Here are some of the notable exclusions of the policy:

  • Intentional self-injury.
  • Accident occurred under the influence of drugs or alcohol.
  • Consequential loss.
  • HIV/AIDS, sexually transmitted diseases.
  • Expenses that are non-medical in nature.
  • Damage related to contents of consumable nature.
  • Loss or damage caused by depreciation or wear and tear.

3. What is the customer care number of Future Generali India Insurance?

Customers can call toll free number (1800220233/18605003333) to raise complaints, claims, and submit feedback regarding insurance policies.

Last updated on 22-10-2020