Reliance General Home Insurance

Reliance General Insurance is an Indian private insurance company headquartered in Mumbai, India. It offers a range of products (including motor, health, travel and so forth) to its customers. It has 139+ branches and more than 28,900 intermediaries serving across the country.

To help deal with the expenses against loss/damage to the house due to man-made/natural calamities, Reliance has come up with Reliance Home Insurance that provides sufficient financial protection to the insured.

Reliance General Home Insurance Plans

The Reliance General Home Insurance offers financial aid to the policyholder if any mishap results in damage or loss of the insured's house.

There are two types of Reliance General Home Insurance Plans:

1. Home Insurance- Structure Protection
2. Home Insurance- Content Protection

1. Home Insurance- Structure Protection

This home insurance policy offers coverage if the structure of the house is damaged by storm, hurricane, fire, flood and inundation, earthquake, and so forth.

Exclusions Under Home Insurance- Structure Protection

Given below are some of the exclusions of this policy:

• War perils.
• Pollution and contamination.
• Consequential loss.
• Convulsions of nature (like volcanic eruption).
• Theft during or after the occurrence of any insured peril.

2. Home Insurance- Content Protection

This home insurance policy offers coverage against loss or damage to personal property (inside your own or rented house) such as jewellery, furniture, electrical goods, personal accident, fixed plate glass, and others caused by natural/man-made calamities.

Advantages of Buying Home Insurance- Content Protection

Given below are some advantages of buying Home Insurance-Content Protection:

• This policy offers coverage against chain snatching even if it happens outside of your home.
• You can avail of protection against any thefts, loss, or burglary.
• The insurance company offers coverage against personal accidents inside the home (for self and spouse).
• You can avail coverage against accidental breakage.

Exclusions Under Home Insurance- Content Protection

Here are a few exclusions of this policy:

• Damage caused by invasion or war.
• The destruction caused by volcanic eruptions, radioactive toxics, explosives, or other hazardous properties.
• Cracking or breakage of valuables/glass during transit.
• A willful act or gross negligence of the insured.
• Breakage of glass (not completely) and securely fixed.
• Pregnancy-related issues.

How can I buy Reliance General Home Insurance Online?

Mentioned below are the steps required to avail of Reliance General Home Insurance online:

For Home Insurance- Structure Protection

• Visit the official website of Reliance General Insurance.
• Click 'Others' and then choose 'Home Insurance- Structure Protection'.
• Enter the details required given on the left-hand side of the page and click 'Check Our Prices'.
• Check the premium and click 'Continue to Buy'.
• Enter your personal details and make the premium payment.
• You will receive a soft copy of the policy on your registered email id.

For Home Insurance- Content Protection

• Visit the official website of Reliance General Insurance.
• Click 'Others' and then choose 'Home Insurance- Content Protection'.
• Enter the required details on the left-hand side of the page and click 'Check Our Prices'.
• Check the premium and click 'Continue to Buy'.
• Fill in your personal details and make the premium payment.
• You will get a soft copy of the policy on your registered email id.

How can I make a claim for Reliance General Home Insurance?

The claim process of Reliance General Home Insurance is simple and can be settled easily. Follow the below-mentioned steps to process the same:

• Intimate the claim by calling the toll-free number 18003009 of the company.
• The insurance company will assign a surveyor to assess the extent of the loss within 2 working days.
• Post assessing the extent of loss, the surveyor will submit his/her final report along with all the required documents to the insurance company.
• After approval, the insurance company will transfer the amount to your bank account via NEFT.