Royal Sundaram General Insurance Company Ltd. is a joint venture between Sundaram Finance and other Indian shareholders, headquartered in Chennai, India. It is the first private sector general insurance company to get a license from the Insurance Regulatory Development Authority of India (IRDAI) in October 2000. The company offers various types of general insurance products across the motor, health, travel, personal accident, home, and other segments.
One of its key general insurance products, Royal Sundaram Home Insurance, offers complete financial protection to the insured's house to meet any unforeseen incidents caused due to man-made/natural calamities.
The Royal Sundaram Home Insurance- Gruh Suraksha Home Insurance plan offers comprehensive coverage against any mishap caused to the structure or content of the building.
There are two different types of Gruh Suraksha Home Insurance Plans:
This insurance policy offers complete protection to flat/apartment used for the residential purpose (owned by the insured) in an independent/multi-storied building (not of kutcha construction). It does not offer any protection to the belongings of the house (fixtures and fittings or any other interiors). This insurance policy is available in five different plan options:
This insurance policy offers coverage for contents or belongings available in your home. You can also avail add-ons like (protection for baggage when en route to a business trip or money withdrawn from the bank) when you go outside the house. This insurance plan is available in five different options given below:
Total SI for items placed at home falling under these sections
**Last Updated on 26-10-2020
You need to follow the below-mentioned steps to purchase Royal Sundaram Home Insurance Online:
The Royal Sundaram offers smooth filing of claims for home insurance. Let's take a look at the steps:
Accident & Health Claims Department
M/s.Royal Sundaram General Insurance Co. Ltd.,
Vishranthi Melaram Towers,
No.2/319, Rajiv Gandhi Salai (OMR),
Karapakkam, Chennai 600 097
Here are few exclusions under the home insurance policy:
Any person who is above 18 years of age can avail of Royal Sundaram home insurance.
The minimum premium payable under the policy is Rs.250, which is separately applicable for Building and Content sections.
Last updated on 26-10-2020