SBI General Home Insurance
SBI General Insurance Company Limited is a joint venture between State Bank of India and Insurance Australia Group. Headquartered in Mumbai, the company offers different types of general insurance products such as motor, health, personal accident, home, and others. Today, the company operates from 24,000+ branches and employs 10,000+ to serve Indian customers.
To cover damages to your home caused by accidents or natural calamities, the company provides SBI General Home Insurance to offer the necessary financial aid.
SBI General Home Insurance Plans
The SBI General Home Insurance is designed to offer financial protection against the damage caused to the policyholder's house and assets. It's divided into two variants:
- Simple Home Insurance Policy
- Long Term Home Insurance Policy
Simple Home Insurance Policy
This plan can be availed by Indian householders who are owners/occupants of the flats/apartments/independent buildings. With this policy, you can avail of protection for several perils at a convenient package.
Features of Simple Home Insurance Policy
Given below are some of the features of the SBI General Simple Home Insurance Policy:
- This policy comes with a tenure of three years.
- The insurance policy offers coverage against burglary and theft (including larceny).
- Coverage for personal money up to a maximum of 1% of section sum insured or Rs.10,000 (whichever is lower) is offered.
- The plan gives coverage against accidental damages or loss to secure fixed plate glass situated in the home.
- You can avail of coverage for personal accidents with worldwide coverage.
Long Term Home Insurance Policy
This policy offers comprehensive coverage to the house against loss to the structure due to natural or man-made calamities.
Features of Long Term Home Insurance Policy
Below-mentioned is of the notable features of Long Term Home Insurance Policy:
- The policy can be availed for up to 30 years.
- The owners/occupants of flats/apartments/independent buildings (which are not kutcha construction) can buy this policy.
- You can avail of terrorism coverage if you pay a little extra premium amount.
How can I purchase SBI General Home Insurance online?
SBI General offers easy and quick navigation to purchase home insurance online:
- Visit the official website of SBI General Insurance.
- Find 'Home' and then click 'Buy'.
- Enter your pin code, the sum insured, and click 'Go'.
- Select your duration for insurance and click 'Continue'.
- Enter your personal details and click 'Continue'.
- Post entering details, you can make payment through available modes.
- You will receive a soft copy of your insurance policy at your registered email id.
Claim Procedure for SBI General Home Insurance Policy
Follow the below-mentioned procedure to file a claim for SBI General Home Insurance:
Inform the company about the incident. This can be done via calling toll-free number 18001021111 or sending SMS 'CLAIM' to 561612 or emailing your details to customer[dot]care[at]sbigeneral[dot]in
The customer representative from the company will reach out to you with further steps.
