Future Generali ULIP Plans
Future Generali ULIP Plans
  • Multiple Fund Options
  • Partial Withdrawal Benefits
  • Tax Benefits Under 80C
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Future Generali ULIP Plans

Future Generali was set up in 2007 by three companies- Generali Group, Future Group & Industrial Investment Trust Limited. It is one of those companies that is recognised by a popular statement- ‘Bas naam hi kaafi hai’. Over the years, Future Generali has updated its insurance arsenal by introducing useful policies that perfectly target the needs of the people. Among them, are its ULIP plans. They show die-hard commitment to make their customers happy. With effective background check & market risk analysis, Future Generali ULIP plans are able to give a loud roar to its competitors. Want to know more about them? Let’s take a look at Future Generali ULIP plans.

Types of Future Generali ULIP Plans

1. Future Generali Big Dreams Plan

In order to protect your financial future, this plan helps to build up a mountain of savings with little assistance.

Benefits

  • There is no need to pay allocation/admin charges. It directly has a positive effect on your investments.
  • Additional protection via riders and life cover is always at your service.
FactorsEligibility
Minimum entry age0 years
Maximum entry age55 years
Minimum maturity age18 years
Maximum maturity age75 years
Premium payment frequencyMonthly, quarterly, half-yearly, yearly & single-pay.

2. Future Generali Easy Invest Online Plan

It is a unit-linked endowment plan that is tasked to boost your investment to face your future expenses. Also, life coverage acts as an icing on the cake.

Benefits

  • If you need urgent money after 5 years of buying this policy, it will allow you to make a withdrawal to cover your loss.
  • It has a systematic structure that guides you to save some amount of money via monthly/annual investments.
FactorsEligibility
Minimum entry age0 years
Maximum entry age60 years
Minimum maturity age18 years
Maximum maturity age70 years
Premium payment frequencyMonthly & annual

3. Future Generali Dhan Vridhi

It is a non-participating unit-linked plan which helps you to build sufficient savings to enjoy the perks of a financially secure future.

Benefits

  • It is easier for you to switch between different fund options as per your need.
  • Tax benefits under the Income Tax Act, 1961 are a reality now.
FactorsEligibility
Policy term10 years15 years20 years
Premium payment term5/7 years10/12 years15/17 years
Minimum entry age8 years
Maximum entry age50 years60 years
Minimum maturity age18 years
Maximum maturity age70 years

4. Future Generali Wealth Protect Plan

It is a unit-linked life insurance plan whose main objective is to protect & build-up your savings to ride future financial problems.

Benefits

  • Access to 7 fund options to raise your financial investments.
  • Quick funds via surrender & partial withdrawal benefits.
FactorsEligibility
Minimum entry age7 years
Maximum entry age60 years
Minimum maturity age22 years
Maximum maturity age75 years

5. Future Generali Bima Advantage Plus

In order to have a future where you don’t need to worry about your finances all the time, you need a savings strategy. This plan can create that for you.

Benefits

  • You are the decision-maker when it comes to choosing sum assured, policy term, premium payment frequency, etc. No other party will try to influence your decision.
  • Pay the policy premiums on time & you can be eligible to receive tax benefits under the Income Tax Act, 1961.
FactorsEligibility
Minimum entry age7 years
Maximum entry age65 years
Minimum maturity age18 years
Maximum maturity age75 years

6. Future Generali Bima Gain

This plan is known to fulfill two main demands of the people- life coverage & wealth creation. And, it always passes with flying colors.

Benefits

  • Partial withdrawal is one of the highlights of this plan. You don’t have to wait for the completion of the policy term to withdraw your savings. If the need arises, you have the authority to take out the money after 5 years.
  • You don’t have to regret your decision of choosing a wrong fund option. You have the flexibility to change that as per the market/personal needs.
FactorsEligibility
Minimum entry age8 years
Maximum entry age65 years
Minimum maturity age18 years
Maximum maturity age75 years

7. Future Generali Pramukh Nivesh

Savings take the lead to cover the expenses when you are not able to earn a living. This plan can help to boost your savings via stable investments. Just pay the premium once and enjoy the perks of a financially secure future.

Benefits

  • If you are unhappy with the result of one investment fund, you can easily change to another fund option without any baggage.
  • Premiums paid will directly add on to your investments. There will be no deduction of allocation charges.
FactorsEligibility
Minimum entry age7 years
Maximum entry age70 years
Minimum maturity age18 years
Maximum maturity age75 years
Premium payment frequencySingle pay

How Can You Buy a Future Generali ULIP Plan?

With the help of the internet, you can buy the Future Generali ULIP plan via online & traditional (offline) modes. Let’s briefly take you through the different modes.

For the online process, you have to visit Future Generali’s official website & generate your login-id and password. Once that is done, you have to choose a specific ULIP plan & fill out the necessary details. After that, you can pay the premium via net banking & credit/debit card.

If you are a person who likes to follow the traditional route (offline), you can purchase a Future Generali ULIP plan via brokers, banks, company branches, agents, etc.

Future Generali ULIP Plan Review

With the popular brand name, smooth processing, tax benefits, permission for partial withdrawals & easy fund switching, Future Generali has crossed all limits to beat its competitors in the world of ULIP plans.

Future Generali ULIP Plans: FAQ's

Yes, there is only one rider at its disposal- Future Generali Linked Accidental Death Rider.

In the lock-in period, you are not allowed to take out money (partial withdrawals) or dissolve the accumulated fund value. Yes, it is a 5 years time period.

No, that’s not possible. You have to make your way with the help of partial withdrawals.

Future Generali will provide you secure access to a customer portal where you can check your fund value by logging in with an id and password.

Last updated on 16-10-2020