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HDFC life insurance Co. Ltd., (HDFC life) is one of the topmost gamers in the insurance market. Founded in the year 2000, HDFC life is a partnership among HDFC Ltd., biggest housing finance group and Standard Life Aberdeen plc (one of the world’s largest investment companies). They have joined hands to provide customers with a variety of coverage and investment products inclusive of protection, pension, savings, Investments, health, children, and women! With this kind of diverse portfolio, the employer, strives to meet personal safety and wealth-improving needs and offer custom designed financial solutions for everyone.
HDFC Life has a wide range of financial savings and investment plans to serve your financial dreams. Providing safety as well as enhancement of wealth is the goal. Both financial savings and market-linked plans are being presented to ensure great wealth along with comfort.
Insurance is a pretty safe financial tool to secure your future. Savings and investment plan provide lump sum finances to meet your future expenses. Several coverage companies which include HDFC life provide a huge range of savings and investment plans.
HDFC gives a huge variety of financial savings and investment plans with varying capabilities and advantages to suit your requirements. You can avail numerous benefits to ensure that your funds are growing. The plan paves the way toward a greater systematic method to investment so you reap your financial dream with none hassles.
TThe company offers different forms of investment options that have been highlighted below.
A non-participating insurance plan, that offers guaranteed benefits along with flexibility to choose your investment horizon. Guaranteed benefits of 220% to 325% of the sum assured on maturity depending upon the policy term.
It is part of Par (Life) fund, 22% of which was invested in Equities as at 31st March 2017. This equity proportion is at the fund level and would be different for an individual policy and would vary during the term of the policy.
This plan offers invaluable protection to your family by way of lump sum payment in case of unfortunate demise during the policy term. It comes out with flexibility to pay premiums annually/half-yearly/monthly/quarterly depending on your convenience
This money back policy offers guaranteed income for a period of 8 to 15 years and is ideal for individuals who need regular income at their disposal so that they don’t have to worry about future expenses and fulfill their financial goals uninterrupted.
An insurance cum investment plan designed specifically with multiple fund options so as to help you optimize your investment. HDFC Life Sampoorn Nivesh provides 3 benefit options to choose from based on your requirement: Classic,Classic Plus and Classic Waiver.
Apart from the basic cover, this plan offers the flexibility to move your accumulated funds from one fund option to another anytime or redirect future premiums into a different selection of funds.
This ULIP plan will help you to make the most of equities by channelizing your savings effectively. Paying premiums is convenient with access to multiple modes – credit card, internet banking, cheque and auto debit facility.
This plan can be availed by filling short medical questionnaire, which may not require you to go for medicals. Paying premiums is convenient with access to multiple modes – credit card, internet banking, cheque, auto debit facility.
It is a short term Unit Linked Insurance Investment Plan (ULIP) which helps you to achieve your investment goals in a brief period of 10 years along with financial protection for your family. Pay premiums for only 5 years to get market linked returns for a period of 10 years.
Single Premium ULIP Plan- Under the plan, you will get Free Asset Allocation option that enables you to invest among 4 fund options available. You can plan your own investment strategy by switching between the funds as desired.
This plan offers you the benefits like guaranteed additions and bonuses while ensuring that your family receives a lump sum benefit in case of your unfortunate death.
This plan protects your investment from market risks with an assured maturity benefit of 101% of total premiums paid.
This plan offers strong returns even on an investment as small as Rs. 200 by adding 50% to the original investment in 5 years. Apart from guaranteed returns, this plan offers the essential security of a life insurance.
It meets dual objectives of Savings and Protection so that you can continue providing your family with the quality of life and peace of mind.
Maximum unit-linked plans offer you the choice of making lump sum withdrawals whenever throughout the plan that refers to the partial withdrawal.
You can pay your investment plan charges online via different modes of online payment that includes Netbanking,Credit score card/ Debit card,Debit Card with PIN and much more.