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Kotak Life Premier Money Back vs Kotak Fortune Maximiser Plan

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Kotak Life Premier Money Back vs Kotak Fortune Maximiser Plan

Kotak Life Premier Money Back

Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum Assured at specific intervals during the policy term. With the Kotak Money Back plan, you can grow your savings with yearly bonuses and a lump-sum mat...

Kotak Fortune Maximiser Plan

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser. You'll even get multiple bonus payo...

PLAN DETAILS

Kotak Life Premier Money Back


Kotak Fortune Maximiser Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Regular Payouts
  • Special Premium Discount
  • Maturity Additions
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
Plan Uniqueness
  • Death cover
  • Accident death cover
  • Premium discounts
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
Plan Maturity age Maximum maturity age: 75 years 85 years
Premium payment term 8, 10 or 12 years 6, 8, 10, 12, 15 years
Plan Entry Age Min entry age: 2 years Max entry age: 57 years Min- 90 days, Max- 60 years
Sum assured Min sum assured: Rs. 1,50,000 Max sum assured: No Limit No Limit
Premium payment frequency Monthly, Quarterly, Half-Yearly or Annually Yearly, Half-yearly, Quarterly and Monthly
Plan Sample Premium - No Limit
Plan Brochure Brochure URL Brochure URL
Policy tenure 16,20, 24 years 85 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum Assured at specific intervals during the policy term. With the Kotak Money Back plan, you can grow your savings with yearly bonuses and a lump-sum maturity addition. 

The plan provides an in-built accidental death benefit, setting its life protection feature apart from others. Under this plan, you can stay protected against risk with additional financial support by selecting from a wide range of add-on riders.

Kotak Premier Money Back is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

Kotak Premier Money Back Plan offers you a range of benefits including:

why-choose
  • Rider Benefit 
  • Tax Benefits
  • Regular Payouts 
  • Maturity Addition
  • Discounts for high SI 
  • Cash Bonuses

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