Aston Martin Car Insurance

Aston Martin Car Insurance
PX step

#Virukipolicy | T&C*

Compare Car Insurance Quotes Online

Or

About Aston Martin

Aston Martin is a British company manufacturing luxury cars. The car has been made famous by its use in the James Bond movies. The company that is more than 100 years old has been known for its range of top-end models. Aston Martin is operating in India with two exclusive showrooms in Delhi and Mumbai. Some of the top models like the DB 11, Vantage, and Rapide are being offered in India for discerning customers who want the best luxury car.

Top 3 Aston Martin Car Models

The top car models offered by Aston Martin in India are:

1. DB11

DB11

Aston Martin's DB 11 is from the same car genre that we saw James Bond use in the movie Sceptre. This luxury car is built very light but has a sturdy aluminium structure. It has 5.2 litre V12 engine that can zip from 0 to 100 km/hr in the space of 3.9 seconds. The car can reach a top speed of 322 km/hr. The car with an on-road price of just under 5 crores is one of the most expensive cars the company is offering. The signature Aston Martin grille is the highlight of the car. The car with 2 doors can seat 4 and has a boot space of 270 litres. The fuel tank capacity is 78 litres and the mileage is 12 km/litre. Prominent features of the car include passenger and side airbags, ABS, EBD, brake assist, hill assist, engine immobilizer, cruise control, automatic climate control, GPS, leather upholstery, keyless entry to the car, lumbar support for the driver's seat, and rear parking camera.

2. Vantage

The Vantage from Aston Martin is a sports car billed as an entry level car. It is available as a coupe and is a redesigned version of the classic Vantage. The car has a 4 litre V8 twin-turbo engine. Interestingly, it has the same engine as that of Mercedes AMG-GT. It has an 8-speed automatic dual clutch gearbox. The front grille is pretty huge and the car has iconic lamps at the back from end to end, giving it a special appearance. The swooping roof gives the car a truly great look. The car has 2 doors and a seating capacity of 2 members. The car has a mileage of 7 km/l and the fuel tank capacity is 73 litres. The maximum speed you can reach using this car is 314 km. The attractive features of this car include Front fog lamps, fuel efficiency indicator, passenger airbags, EBD, electronic stability program, cornering lights, power door lock, rain sensing wipers, height adjustable seat for the driver, 12V power outlet, steering mounted audio, and keyless entry.

Vantage

3. Rapide

Rapide

The Aston Martin Rapide has been compared to a luxury mini palace in a car. It is a four door coupe car that has a highly powerful 6 litre V12 engine with 5935 c capacity. The car has a boot space of 317 litres. It can seat four people in luxury. It has a fuel tank capacity of 90.5 litres and offers a mileage of 12.9 km/l. The car has automatic 6 gears transmission with dual clutch and paddle shift. It is available in ten different colors. The car has 6 airbags, middle rear three points seatbelt, and an ABS with EBD to ensure safety. Top features that the offers include hill hold control, leather upholstery, heated ventilated seats, leather steering wheel, engine immobilizer, cooled glove box, rear defogger, and automatic climate control.

Aston Martin Car Insurance Price

Aston Martin car insurance premium is calculated depending on the type of car, engine, year of manufacture, and few other factors:

Car ModelVariantEx-Showroom Price (Lakhs)IDV*Zero depreciation (Add on)*Premium (Basic)*
DB115198 cc petrol engineRs.3,97,00,000Rs.3,77,15,000Rs.1,69,718Rs.5,43,588
Vantage4753 cc petrol engineRs.2,95,00,000Rs.2,59,92,000Rs.1,16,964Rs.3,37,250
Rapide5935 cc petrol engineRs.3,29,00,000Rs.2,81,29,500Rs.1,26,583Rs.3,62,986

*Prices quoted at Delhi prices for 2020 basic model

Aston Martin Car Insurance Inclusions & Exclusions

Inclusions:

  • Own damages, i.e.: damages to the car due to an accident are covered allowing you to make a claim.
  • Third party cover is available and it covers damages to the property of a third person or injury to a third person as a result of an accident.
  • Cover is available for theft of the vehicle and you can claim for losses.
  • Natural calamities like floods, earthquakes, and storms are covered under the policy.
  • Man-Made hazards like riots, strikes, and terrorist attacks are covered.

Exclusions:

  • General wear and tear of the vehicle due to aging.
  • Damage caused by a driver who did not have a driving license while driving.
  • Vehicle breakdown due to mechanical or electrical failure.
  • Accidents caused when the driver was under the influence of alcohol or drugs.
  • Damage caused to the tyres and tubes of the vehicle.
  • Engine failure or damage to the parts of the engine.
  • Cost of consumables like coolant, brake oil, screws, etc. used for repair.
  • Any consequential damage to the car that did not occur due to an accident.
  • Damages caused due to riot when the policyholder was involved in the riots.

Discounts

The premium for your Aston Martin car is a hefty amount. You can look for discounts to reduce your payout.

  • No Claim Bonus: This is a bonus you can get if you have made no claims on the policy. For every year of no-claim, you can accumulate a bonus of up to a maximum of 50%.
  • Voluntary Deductible: When you make a claim, you can opt to pay a voluntary deductible amount after which the insurer will make the payment. Opting for this feature will help reduce your premium.
  • Anti-Theft Device: Anti-theft devices keep your car safe and the insurer gives you a discount of these devices, provided they are approved by ARAI.

Add-ons

Some of the policy exclusions can be covered by your insurance if you choose add-ons for your Aston Martin policy. The add-ons include:

  • Zero Depreciation: This is also called bumper to bumper cover and it ensures you can claim for all the car parts in case of an accident and depreciation will not be calculated on it.
  • Personal Accident: This add-on covers the car owner for death or disability due to an accident. Up to 15 lakhs will be paid in case of an accident leading to death or disability.
  • 24 x 7 Road Assistance: This add-on will entitle you to get assistance on the road at any time in case you need tyre repair, towing, or any minor problem.
  • NCB Protector: Some car owners hesitate to make a claim as they will lose the no-claim bonus. For such people, the NCB protector add-on is a boon and it ensures they won't lose the bonus if they make a claim.

Aston Martin Car Insurance: FAQs

1. My Aston Martin car was being driven by a driver when the car met with an accident. Can the driver get disability benefit from insurance?

Disability benefit to the driver is possible only if you take the driver cover add-on to your policy. If this cover is available, the driver can get disability assistance of up to 15 lakhs.

2. My Aston Martin car was stolen, how much can I claim for insurance?

Your insurance IDV is the amount that you can claim from the insurer if your car was stolen. In case, you have taken an invoice cover add-on for the policy, you can then claim for the entire invoice value of the car.

3. My music system was damaged in the accident, will an insurance claim be entertained?

The music system forms part of electrical accessories. You can make a claim provided you had opted for the accessories add-on cover for your policy.

4. My Aston Martin car is being repaired after an accident and it may take a week to complete. How do I reach work now?

If you have taken a daily allowance add-on for your insurance policy, then the costs of hiring a vehicle can be claimed during the period when your car is being repaired after an accident.

Last updated on 13-03-2020