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Audi Insurance

You saw an Audi Car in the middle of the road and your eyes can’t stop following its way till it disappears. This might have happened to you most of the time. Audi Cars is an epitome of luxury and extravaganza that makes it a spectacular treat for eyes.

Audi automobiles kickstarted their story in 1932 as a German luxury car manufacturer. The shining body, classic colors, stylish tire, chassis, etc is what makes it the choice of millions of Audi car lovers.

Well, if you also own an Audi car, then here is a checklist for you. Make sure you purchase an Audi insurance immediately after the buy. You must hold a valid license. Make sure you install an anti-theft alarm to protect it from thefts, crimes. This also reduces your Audi Car Insurance premium.

If you don’t have any idea about ‘how beneficial your Audi insurance can be’, then read the complete guide given below.

Audi Car Models

Audi A3

Audi A3

20.38 kmpl mileage, 16 inches Aluminium alloy wheels, Anti-theft wheel bolts, light & rain sensor, Panoramic glass sunroof, 7-speed DSG automatic gearbox, 7 airbags, ABS, LED headlamps, 50L fuel tank, 215 kmph top speed, 2637 wheelbase, Keyless entry.

Starting Price (average) : Rs 33.12 to 36.12 Lakhs

Audi A4

Audi A4

18.25 kmpl mileage, 1968 cc engine, 17 inches alloy wheels, 54L fuel tank, tire pressure loss indicator, LCD screen, MMI Navigation, light & rain sensor, 7-speed DSG automatic gearbox, 7 airbags, 3-spoke Multifunction steering, 215 kmph top speed

Starting Price (average) : Rs.41.49 to 46.96 Lakh

Audi A5

Audi A5

19.2 kmpl mileage, 1968 cc engine, 2765 wheelbase, 18 inches alloy wheels, 58L fuel tank, Passenger airbags, LED headlights, tire pressure loss indicator, 7-speed gearbox, central locking, Outside Temperature Display

Starting Price (average) : Rs 60.39 - 69.26 Lakh (A5 Sportback, A5 Cabriolet)

Audi A6

Audi A6

18.53 kmpl mileage, 2912 mm wheelbase, 232 knph top speed, diesel fuel type, 1968 cc engine, 75L fuel tank, Passenger airbags, adjustable headlights, separate daytime running lights, Panoramic glass roof indicator, 7-speed gearbox, 14 speakers, Bluetooth support, anti-theft device, rear camera

Starting Price (average) : Rs.49.99 to 51.01 Lakh

Audi Q3

Audi Q3

15.17 kmpl mileage, 2603 mm wheelbase, 219 km/h top speed, panoramic glass roof, MMI display, Hill-descent control, Deluxe automatic AC, 1968 cc engine, 64L fuel tank, ABS, airbags, 7-speed dual-clutch transmission, 10 speakers, engine immobilizer, anti-theft device, power door locks

Starting Price (average) :Rs 34.75 to 43.61 Lakh

Audi Q5

Audi Q5

15.17 kmpl mileage, 1984 cc displacement, 2603 mm wheelbase, 237 km/h top speed, panoramic glass roof, 18-inch aluminum wheel, 70L fuel tank, brake assist, crash sensor, airbags, 7-speed dual-clutch transmission, leather steering, ISOFIX child seat mounting, engine immobilizer, high-resolution 31 cm display screen

Starting Price (average) : Rs.55.29 to 59.98 Lakh

Audi Q7

Audi Q7

14.75 kmpl mileage, 2967 cc(diesel)/1984(petrol) cc displacement, 2994 mm wheelbase, sunroof, 234 km/h top speed, 18-inch aluminum wheel, 85L fuel tank,LED lights, radial tubeless tires, 8 airbags, 8-speed gearbox, 12V sockets, Voice control system, MMI, 360-degree camera

Starting Price (average) : Rs.73.82 to 85.52 Lakh

Services Provided By Audi Cars In India

Extended Warranty

Extended Warranty

A 2-year warranty is promised by Audi India. Plus the flexibility to increase the warranty for up to 5 years is also granted. Under the period, the customer can avail expert service from Audi car dealer for any manufacturing defects. There are no mileage limitations. You have to submit a minimal cost for warranty extension.

Audi Top Assist

Audi Top Assist

This program is organized to assist the customers during mechanical breakdowns. Service is 24/7 available around the main routes of India. Service includes- On-the-spot repairs, delivery of fuel and spare keys, Travel, and accommodation facility, towing service. The customers need to call on the toll-free to intimate Audi service experts.

Repair Service

Repair Service

All the Audi owners can utilize the expertise of trained technicians, can schedule service at an authorized dealer and can have access to original parts.

Access to Genuine parts

Access to Genuine Parts

Audi India to ensure the quality and safety of their cars provide genuine part service. You can reach your nearest dealer for genuine tools and equipment.

Option to Finance the Car

Option to Finance the Car

Audi allows you to use a finance service for your Audi car. You will get a maximum of 90% finance applicable over road price. Other benefits include flexible payment options, fast loan approval, long term funding, interest, and satisfying customer experience.

Inclusions & Exclusions

Damages That Are Covered

  • Ravages Made By Natural Calamities: People living in the Areas where Natural calamities are common suffers the most. In these conditions, Audi bike insurance proves to be a savior by giving proper financial coverage.
  • Fires /Explosion/Self-ignition: Our Atmosphere is prone to accidental fires, and explosion due to the presence of flammable gases in an area. However, your Audi car is secured with car insurance you don't have to worry too much.
  • Third-Party Liabilities: The damages done by mistake by the owner of the insured Audi car to the third party’s property/life are directly catered by the insurer. The third parties may include pedestrians or any automobile drivers.
  • Accidental Losses/Injuries: Suppose you met with an accident that caused personal injuries and damages to the car. On informing the insurer immediately after the accident, you will get full reimbursement of the expenses.
  • Robbery, Housebreaking, Plundering: If your insured car has been stolen by thieves, then you should immediately reach to a police station. File an FIR and complete the formalities. Call your Audi insurance provider and register your claim. After verification, the IDV value of the stolen car is paid.
and

Damages That Are Not Covered

  • Mechanical Breakdowns: The mechanical or electrical breakdowns are barely covered in Audi Car insurance. Some company does provide coverage for mechanical breakdowns on the payment of extra premium.
  • Depreciation: The value of car or any other automobile diminishes overtime with regular consumption. These normal losses are excluded while giving coverage under Audi insurance.
  • Driving Car under Alcohol Influence: Almost every day, the newspapers are highlighted with drinking and drivings cases. No matter whether your car is insured or not, you will not get coverage if any property damage or physical injuries occur.
  • Driving Without Any Valid License: Driving a car without a valid license can bring expensive penalties and unfortunates. Plus, if you make any claim under this condition, there are 100% chances of claim rejection by the insurer.
  • War/ Military attacks/ Bombing: an Audi car that sustained complete destruction or minor damages due to warlike activities, Military attacks, nuclear bombing, etc are not counted for giving coverage.

4 Main Benefits of Purchasing Audi Insurance

  • Avoid Traffic Penalties: Under the Motor Vehicles Act, third-party insurance has been mandated. Anybody who is not following this rule will be penalized. A charge of Rs 5,000 plus cancellation of driving license and suspension of the registration certificate.
  • Pays your Own Damage: The damage emerging from the theft of the car, explosions/self-ignition, accidents, third party liabilities, natural disasters are compensated under Audi insurance.
  • Saves Your Money: You can save a high proportion of your savings and salary from getting exhausted into undesirable expenses. Your Audi insurance provider will settle all kinds of covered losses on making a claim. Also, you can earn discounts up to 50% through NCB, anti-theft alarm installation, securing AAI membership.
  • Longer Protection: Recently, the government of India has introduced a 3-year long term car insurance cover for car owners. With 3-year car insurance, the Audi car owners can ignore the hassle of regular premium payments and the inflation rate. For new Audi car owners, the 3-year policy is compulsory.

Compare These Factors Before Buying Audi Insurance

  • Cashless Garages: Every Audi insurance provider has a network of partner garages. At these garages, you can avail the cashless repair service at any corner of India by just informing the insurer. The car owner must check the total number of cashless garages service at their location and accordingly decide the insurer.
  • Deductibles: The deductibles are both compulsory and voluntary. Deductible is the amount of claim which you have to share with your insurer. Before buying Audi insurance, you must analyze the deductible percentage. Deductibles vary from company to company. Also, insurers offer a discount on premiums for choosing voluntary deductibles apart from compulsory deductibles.
  • Premium & Coverage: The coverage and the premium is most significant factor while buying Audi insurance cover. You must first compare the insurers based on coverage like what damages they include and what are the exclusions. You can also take the help of PolicyX insurance experts which can guide you through the comparison.
  • Add-On covers: The options to enhance coverage level at additional cost is called add-on cover. If you want extra safety, then it is an impeccable substitute. Also, the premium for add on covers must not be that expensive that it may burn your pockets. Some add-on covers available under Audi insurance- Nil Depreciation, Personal Accident Cover, Invoice Cover, Cost Of Consumables, etc.

Basic Premium Rates For Audi Insurance

Cubic Capacity3-year Long Term Premium1-Year Premium
Less than 1000 CC5,2861,850
More than 1000 CC but less than 1500 CC9,5342,863
More than 1500 CC24,3057,890

FAQs

  • Third-Party Liability Cover: This cover provides financial safety from third party liabilities. Third-party liabilities surfaces when the insured car owner harms the life or property of the third party through his car.
  • Comprehensive Cover: It covers all the expenses which arrive due to any of the damages listed above. The cover is available for one year and three years. Premium is higher in comparison to third party cover as the benefits are greater.

The car owners are just required to present documents related to the car.

  • Registration certificate
  • Duly Completed Proposal Form
  • Driving License
  • ID Proof
  • Residence Proof
  • Intimate the insurer about the claim condition. Describe the whole event by calling on the customer care number.
  • Collect and submit the mandatory documents that are requested by the insurer like repair bills, invoices, car RC, Driving License, etc.
  • Wait for the approval of the claim which is communicated through a mail or a call.
  • On approval, the insurer will pay the agreed amount of loss/damages.

Last updated on 11-09-2019