AUdi A3 Cabriolet Car Insurance Renewal Online
AUdi A3 Cabriolet
PX step

Compare Car Insurance Quotes Online

Or

Audi A3 Cabriolet Car Insurance

The Audi A3 Cabriolet is a convertible car, which is a variant of the Audi A3. The car was launched by Audi India in 2014. Subsequently, it underwent a facelift and was re-launched in 2017. In 2020, the car was discontinued due to issues related to the BS6 standard implementation. It is expected that a new BS6 compliant version of the Cabriolet will be released in the near future.

Key Features of Audi A3 Cabriolet

The Audi A3 Cabriolet is a luxury convertible car that is offered with a petrol engine. There are two variants of the car, the 40 TFSI with a 1798 cc capacity engine and the 35 TFSI with a 1395 cc capacity engine. Both the variants have a 7-speed automatic gearbox.

The Audi A3 Cabriolet is a two-door car with a seating capacity of 4. It was available in 13 different colour shades. The car's fuel tank capacity is 50 litres. It has a fuel efficiency of 11.42 km/l. The convertible car has a boot space of 320 litres and its ground clearance is 165 mm.

Other top features of the Audi A3 Cabriolet include:

  • Multi-function steering wheel with power steering
  • A soft-top roof
  • 7-inch touchscreen infotainment system with MMI navigation
  • Dual-zone air conditioning
  • Anti Lock braking system with Secondary collision brake assist
  • Parking system with sensors and cameras at the front and rear
  • Electronic stabilization control

Premium for Audi A3 Cabriolet Car Insurance

The insurance premium rate for your Audi A3 Cabriolet car would depend on the car variant, place where the car was registered (RTO code), the year of registration, among others. The table below has premium rates for the two variants of this car:

Car Variant

Price of the Car

IDV*

Zero Depreciation

(Add On)*

Premium*

Audi A3 Cabriolet 35 TFSI 1395 cc

Rs.51,45,591

Rs.44,05,625

Rs.28,637

Rs.34,853

Audi A3 Cabriolet 40 TFSI 1798 cc

Rs.45,59,386

Rs.41,98,250

Rs.29,388

Rs.39,469

*The prices are calculated for a 2018 Audi A3 Cabriolet car registered in Kochi.

Inclusions & Exclusions for Audi A3 Cabriolet Car Insurance

Inclusions

  • Third-party insurance is included along with a comprehensive insurance policy. It covers injuries to a third person or damages to a third person's property as a result of the accident.
  • You can claim for compensation under the compulsory personal accident insurance cover, which is included.
  • Theft is covered by the policy and you can claim for losses, in case of a theft.
  • In case your car meets with an accident, you can claim for the damages under the policy.
  • Damages caused due to man-made hazards like riots, arson, and vandalism, as well as damages caused by natural calamities (floods, landslides, cyclones, etc.) are included.
  • In case of damages due to fire or explosion, you can claim it under the policy.
  • Damages caused during transit are covered by the policy.

Exclusions

  • If an underage driver or a driver without a valid driving license is driving your car, then your claim will be denied.
  • Driving for commercial purposes or for racing is excluded from this policy and any claims would be denied.
  • In case you are driving under the influence of drugs or alcohol, you cannot claim damages in an accident.
  • Damages caused deliberately or intentionally are excluded from the policy.
  • Any damages caused to the engine or engine parts and tyres & tubes are excluded.
  • Damages to accessories are excluded.
  • The cost of consumables used to repair a car after an accident are excluded.
  • Any consequential damages caused as a result of the driver's action are excluded. 
  • Damages due to war, enemy hostilities, civil disturbances, or nuclear attacks are excluded.
  • Losses due to general wear and tear are excluded.

Add-ons Benefits

If you want to enhance the scope of your Audi A3 Cabriolet policy, then you can buy any of the add-on covers listed below. These add-ons will help you get increased coverage under the policy.

  • Invoice cover is an add-on that will ensure the invoice value of the car is considered for making claim payments and not the IDV (Insured declared value).
  • Engine protector is an add-on that allows you to make claims for damages to the engine or engine parts.
  • Accessories cover will include all accessories fitted in the car. This will help claim for damages to accessories in case of an accident.
  • Key & lock replacement is an add-on that allows you to claim for costs incurred to replace a lost or damaged key. A damaged lock can also be repaired and costs claimed.
  • Paid driver cover is an add-on that provides benefits for the paid driver of your car. Benefits would be paid in case of disablement or death due to an accident. 

Steps To Renew Audi A3 Cabriolet Car Insurance Policy

Renewing your Audi A3 Cabriolet car insurance policy is now simple and convenient. PolicyX.com allows you trouble-free renewal online. All you need to do is follow these steps:

  1. Look for the 'Get Instant Quotes' option on the top of this page.
  2. You can share your car registration number and choose 'Get Quotes' to see the premium rates. Else, choose 'Proceed without car number' and provide details like car model, variant, RTO code, and year of registration. Click on 'Renewal' and 'Continue' to get quotes.
  3. Go through the quotes and select the plan of your choice. 
  4. You can pay the insurer directly through their website via any convenient mode of your choice.
  5. You will get a confirmation mail, followed by the soft copy of the policy, once you complete the transaction.

Frequently Asked Questions (FAQs)

1. If I shift to a different state and change my car registration number, do I need to change my insurance policy?

Yes! You definitely need to change the policy. The policy is issued for a particular car registration number. If the registration number changes, you need to inform the insurer and get the policy updated with the new details. Usually, you get 12 months to register in a new state, so you can plan this when you renew your insurance.

2. I found out that there is something called a compulsory deductible for my insurance. What is this?

A deductible is an amount deducted before an insurance company makes the claim. The compulsory deductible is an amount that you need to pay first before the insurer pays for the remaining expenses. The amount is 1000 for cars below 1500 cc and 2000 for cars above 1500 cc.

3. My car tyre was punctured on the highway and I need help to change the tyre. Can I get it done from the car company and claim insurance?

Under the basic policy, this is not allowed. If you had purchased the 24 x 7 road assistance cover, then you can avail of their services for tyre changes and other such on-road issues (as per the limits stipulated).

4. When I checked my insurance claim, I found that certain items like screws, engine oil, nuts, etc. were not covered by the insurer. Why is that?

These are consumables and are excluded under the policy. If you had purchased a consumables add-on cover, then it would have been included and you would have been reimbursed the expense.

Last updated on 24-06-2020