Audi A3 is a compact luxury sedan launched in India in September 2014 by the Audi India subdivision of the Volkswagen Group. It has been one of the most successful cars in this segment due to its technology, design, and driving mechanisms. In the Indian market, it was positioned as an entry-level Audi, based on Volkswagen's new flexible modular MQB platform. It was a healthy option for the D-segment buyers, who found the Audi A3 to be competing with Toyota Camry, Skoda Superb, and the Mercedes CLA. Audi has been one of the top premium car manufacturers in India, and the Audi A3 proves that with each new launch, it just extends its standards of excellence.
Due to the stringent BS6 emission norms that came into effect in India on 1st April 2020, Audi had to discontinue its A3 sedan along with A5 and Q3 BS4 models. However, new Audi A3, a revised and improved brand is expected to launch in April 2021.
The Audi A3 comes in petrol and diesel variants. It is available in two engine options, the 2-litre four-cylinder TDI engine (35 TDI) which produces a maximum power of 143hp, max torque of 320 Nm @1750-3000rpm with an ARAI mileage of 20.38 kmpl. The second engine option was the 1.4-litre TFSI engine (35 TFSI), which produces a maximum power of 150hp, max torque of 250 Nm @1500-3500rpm with an ARAI mileage of 19.8 kmpl. The engines of both the variants have direct injection and turbocharging S tronic ® dual-clutch transmission system that provides uninterrupted power and fuel efficiency.
The Audi A3 has been branded as the baby sibling of the Audi A4 and A6 and is also the first car to adopt the new badging by the company. It offers an optional S-line body that adds beauty to the vehicle and its LED DRLs and bi-xenon headlamps give a classy look to the car. The luxury doesn't stop here, as the inside cabin has got a touch of it too. The steering wheel is wrapped with leather to give the soft yet sturdy feel and the central console is equipped with a seven inch MMI screen that is capable of storing music worth 20 GB operated by buttons and handwriting recognition.
The interiors have been designed with fine quality material to give ample room space to the passengers. The sun-position sensor, 2-zone Air Conditioning system, TT inspired Jet turbine design air vents, and three-dimensional inlays add to the luxury of the car. Regarding safety, the Audi A3 is equipped with seven airbags, collision assist, which uses camera assistance to indicate potential collision, and a pedestrian-safe active bonnet to reduce the risk of injury to the pedestrian on getting hit. The advanced system also detects fatigue to the driver and thus has a rest recommendation feature to alert the driver.
The premium rates for car insurance are based on a number of factors like its model variant, the car makeup, the year of manufacturing, the insurance company, among others.
Refer to the table below for an estimate of the Audi A3 car insurance premium rate, IDV, and the cost of Zero Depreciation will fall according to the different variants.
Price of the Car
AUDI A3 35 TFSI Premium Plus (1395 cc) (Petrol)
AUDI A3 35 TDI ATTRACTION 143 HP (1968 cc) (Diesel)
*The values are calculated on the basis of the city (Delhi) and year of registration (2019).
There are many add-on covers available under your insurance policy that provides certain crucial benefits to your vehicle at the payment of an additional premium. Some of the add-on covers are:
No Claim Bonus Retention is an add-on under which you can retain your no claim bonus in the second year of your policy, even after you have made a claim during the current year. This is an attractive add-on that is available only if you renew with the same insurer.
Key and Lock Replacement is an add-on under which the insurance company will compensate the expenses arising out of the replacement of your lost, stolen, or damaged car key and lock.
Daily Cash Allowance, also called by some companies as the Garage Cash Cover, is an add-on under which cash is provided to cover your transportation cost when your car is under repairs.
Zero Depreciation Cover, also called as the Nil Depreciation is an add-on that protects your car against all damages, and provides settlement without factoring in the depreciation amount.
Consumables Cover is an add-on that covers all the parts of your vehicle that undergo regular wear and tear due to constant use. These parts may be your lubricants, engine oil, brake oil, AC refrigerant, ball bearings, screws, nuts, grease, bolts, washers, etc.
Renewing your Audi A3's insurance is easy with PolicyX.com. For an instant and hassle-free renewal, scroll up on this page and look for the form on the right-hand top corner. The next few steps from there are:
The following documents need to be submitted for processing your claim:
There is a Loss of Personal Belongings cover which you can use to protect your personal belongings.
No. Under the IRDAI guidelines, only those people need a mandatory Owner/Driver PA cover who don't have any other Personal Accident policy.
If you have opted for the Original Invoice Price cover, then you will be provided with the original invoice price. However, you need to file an FIR and submit all your documents to the insurance company without delay.
Last updated on 04-06-2020