Audi A4 Car Insurance Renewal Online
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Audi A4 Car Insurance

The German automobile manufacturer of luxury segment cars (Audi) has come up with a lifestyle edition of the car with the launch of esteemed Audi A4 in India. The Audi A4, just like its predecessors, comes with the class and elegance of the Audi brand of cars and features best-in-class interior quality along with a gamut of various other specifications pertaining to safety and comfort.

The A4 from Audi comes in two variants- Technology and Premium Plus. The A4 offers mileage up to 18.25 KMPL and it is priced between INR 41.49 - 46.96 Lakhs. The Audi A4 is in-line with the likes of Jaguar XE, BMW 3 Series and Mercedes-Benz C-Class in regards to the market competition.

Key Features of The Audi A4

There is a superfluity of special features in the Audi A4. We have put together a list of key features of the vehicle under the subheads mentioned below:

Engine

The Audi A4 engine features in-line configuration with four cylinders and four valves per cylinder. The engine displacement is 1395 cc and it generates a power of 150PS@5000-6000rpm and torque up to 250Nm@1500-3500rpm. The engine comes with a turbocharger and injection fuel system and is designed to comply with BS6 emission norms.

Safety

The Audi A4 is stacked with various safety features such as 8 airbags, including driver and front passenger frontal airbag, drive side airbag and drive curtain airbag. The vehicle is equipped with hill assist, traction control, engine immobilizer, parking assistance in the form of front and rear sensors with a 360-degree view, central locking system, door ajar warning, child safety locks, auto-dimming rear-view mirror, electronic brake-force distribution, anti-lock braking system, side mirror camera and lane watch camera, high-speed alert system, electronic stability program and electronic brake assist.

Suspension, Wheels and Brakes

The front and rear brakes in Audi A4 come with ventilated discs. The front and rear suspension in the car come with the respective five-link axle with front and rear track rod. The vehicle also features an automatic handbrake.

Interior

Among the plethora of key features in the interior of the Audi A4, the most notable ones are rake; reach adjustable steering column, power windows, digital instrument console, electric power steering, power seats, front heated seats, multifunction steering wheel, driver and front passenger, rear centre armrest, driver and front passenger sun visor, digital clock, start/stop button, electric seat height adjustment, digital clock, ambient lighting, leather seats material and welcome lights.

Comfort

Comfort features in the Audi A4 include CD/ DVD/ MP3 player with Aux-in and USB, 3 zone climate control ventilation system, automatic headlamps, cruise control, rain-sensing wipers, a navigation system, second-row AC vents, all row adjustable head-rests, 12v power outlet, FM radio and Bluetooth, cigarette lighter, cooled glove box, Apple CarPlay, Android Auto, touch-sensitive infotainment screen, a head-up display, front and rear cupholders, seatback pockets and door pockets, paddle shifters, keyless entry, walk away auto car lock, and voice recognition.

The Premium For Audi A4 Car Insurance

The cost of repairs and maintenance of luxury cars in the event of an accident can cost us a fortune. Therefore, you must secure your valued Audi A4 with adequate car insurance. But before you go ahead and make your pick, take a look at the table indicating the approximate amount of premium that you must be able to shell out for your Audi A4.

Variant

Price of the Car

IDV*

Zero Depreciation (Add-on)*

Premium*

A4 30 TFSI Technology

(1395 cc)

Rs.41,49,000

Rs.38,51,775

Rs.15,407

Rs.43,667

A4 2.0 TDI Premium Plus

(1968 cc)

Rs.43,39,000

Rs.37,08,135

Rs.16,687

Rs.59,748

A4 TDI Technology Edition

(1968 cc)

Rs.46,96,000

Rs.40,13,370

Rs.18,060

Rs.61,583

*The values are calculated on the basis of the city (Delhi) and year (2020).

Add-On For Car Insurance

For your insurance plan to pay off when you need it the most, you must ensure that you have adequate insurance coverage. Although comprehensive coverage is enough to cover your car against all potential perils, having certain add-ons can enhance the bubble of coverage so that your car is covered in entirety.

Listed below are some of the car insurance add-on covers that you must consider for your Audi A4.

Roadside Assistance Cover

Roadside assistance add-on covers the accidental breakdown of the vehicle on the road and extends its all-inclusive assistance all-round the day. The policyholders can utilize their claims towards engine breakdown on the road, refuelling, change of tires or even towing the vehicle to the nearby garage. Under this add-on cover, the policyholder shall also receive reimbursement for the cost of hiring an alternative transport or to avail an emergency accommodation facility.

Depreciation Reimbursement Cover

Depreciation reimbursement cover allows the insured to make a claim towards spare parts of the car which has been damaged in an accident. Your comprehensive insurance does not extend coverage towards spare parts of the car and therefore, not having a depreciation add-on cover can lead to hefty out-of-the-pocket expenses in the event of damage to car parts involving an accident.

No-Claim Bonus Protection Cover

No-claim bonus is the discount on premium given for every claim-free utility. By using the No-claim bonus, you can get up to 50% discount on the amount of premium towards your car insurance. However, making a claim can result in losing out on the accumulated no-claim bonus.

The no-claim bonus protection add-on cover allows you to make claims without having to lose out on the accumulated benefit of claim-free utility. You can comfortably make two claims per policy year under this add-on protect cover.

Consumables Cover

Consumables add-on cover pays out for the cost of consumables like nuts and bolts, oils and screws. Since the cost of consumables in luxury cars like Audi A4 is high, investing in the consumables cover can pay off a great deal.

Return to Invoice Cover

Return to Invoice cover bridges the gap between the invoice value of the car and it's Insured Declared Value (IDV). In the event of total loss or theft of the car, the return to invoice cover ensures that you are compensated with the invoice value of the car and not just the IDV.

Steps To Renew Audi A4 Car Insurance

It is a wise practice to compare your current car insurance plan to other plans available in the market and briefly carry out a cost-benefit analysis of your car insurance plan.

Renew your Audi A4 car insurance plan through PolicyX.com and get to compare several plans side by side and choose the one that suits your insurance requirements and budget the best.

To renew your Audi A4 car insurance through PolicyX.com, follow the steps mentioned below:

  • Reach the top-right corner of this page and go to 'Get Instant Quotes'.
  • Enter your car's registration number and click on 'Get Quotes' or click on 'Proceed without car number', enter Audi A4 as your car's make, its RTO code, the variant, and the year of registration in the form. Select the 'Renewal' and click 'Continue'.
  • Once you have zeroed in on the plan you would like to purchase, you can click on the 'Buy Now' option and you will be redirected to their website.
  • Use your credit and debit card to pay insurance premium online.
  • On a successful transaction, you will be mailed the copy of the renewed plan.

FAQs

1. My Audi A4 has been damaged in a riot. Is it covered under comprehensive car insurance?

Yes, your comprehensive car insurance covers damage due to riots or vandalism. You can file an insurance claim with your insurance service provider for the damage done.

2. The music system in my Audi A4 has been damaged. Will I be reimbursed for the same?

Your comprehensive car insurance may or may not cover the cost of damage to electrical accessories like the music system. However, if you have an accessories add-on cover for your car, you will be covered for the cost of replacement.

3. My Audi is under repair. Will I be covered by my insurance service provider for hiring a ride to work?

Yes, having the roadside assistance cover will allow you to claim reimbursement for the cost of hiring a ride to work (in case your Audi is under repair).

Last updated on 28-05-2020