Audi A6 Car Insurance Renewal Online

Audi A6
PX step

Compare Car Insurance Quotes Online

Or

Audi A6 Car Insurance

The Audi A6 is a luxury sedan with a sporty look. The German automobile major Audi launched this car in India in October 2019. This is the eighth generation of the new Audi A6 and is the first BS6 compliant car from Audi. The car is built on the Volkswagen MLB platform. Presently, only the petrol variant is available in the market.

Key Features of Audi A6

The Audi A6 is presently available in two trims. 45 TFSI Premium Plus, which is the basic model and 45 TFSI Technology, which is an advanced model. Both have a 2-litre petrol engine with 245 hp and come with a 7-speed S-Tronic transmission. It can go from 0 to 100 km/hr in just 6.8 seconds.

The Audi A6 has a fuel tank capacity of 75 litres. The fuel efficiency is 15.26 km/l. It has a boot space of 560 litres. The 4-door sedan can comfortably seat 5 passengers. It comes with a panoramic glass sunroof that can be electrically operated.

The top features of the Audi A6 are:

  • Windshield with heat-insulating glass.
  • Electric sunshade for rear windows.
  • Leather seat upholstery.
  • Audi virtual cockpit is accessible from the steering wheel.
  • 2-zone air conditioner.
  • Electronic immobilizer.
  • Rearview camera with parking aid plus.
  • Cruise control with speed limiter.

Premium For Audi A6 Car Insurance

The premium you need to pay for your Audi A6 car insurance would depend on various factors. These include the car variant, the year of registration, the city of registration, among others. The following table has the premium rates for Audi A6 car insurance:

Car VariantPrice of the CarIDV*Zero Depreciation (Add On)*Premium*
Audi A6 45 TFSI Premium Plus 1984 ccRs.54,42,200Rs.48,91,553Rs.17,120Rs.1,08,440
Audi A6 45 TFSI Technology 1984 ccRs.59,42,200Rs.53,42,803Rs.18,700Rs.1,16,201

*The prices are calculated for a 2020 Audi A6 car registered in Noida.

Inclusions & Exclusions For Audi A6 Car insurance

Inclusions:

  • Any damages caused to the car as a result of an accident would be covered under the policy, allowing the owner to make a claim.
  • Damages caused due to fire or explosions are included.
  • Any damage caused due to a natural calamity like a flood, earthquake, or landslide is included.
  • Damages caused due to man-made hazards like fire, riots, or terrorist attacks are covered by the policy.
  • In case of theft of the vehicle, losses incurred can be claimed under the policy.
  • The policy includes coverage for injuries caused to a third party or any damages caused to a third party's property. The policyholder is indemnified by the insurer.
  • Damages caused during transit are included.

Exclusions:

  • Any fraudulent claims or claims arising out of deliberate or intentional damage are excluded.
  • Damages caused in an accident where the driver was underage or not having a valid driving license or was driving under the influence of drugs or alcohol are excluded.
  • Driving for commercial purposes or for racing is excluded.
  • Claims made for damages due to war, nuclear attacks, or enemy hostilities are excluded.
  • Consequential damages caused as a result of the driver's action is not included.
  • Damages due to general wear and tear of parts are excluded.
  • Electrical or mechanical breakdown or damages due to rusting are not included.
  • Damage to tyres, tubes, and accessories are not included.
  • Damages to the engine or engine parts are excluded from the policy coverage.

Add-ons Benefits

The basic policy has many exclusions. This will reduce your claim amount. If you want to enhance your claim amount and protection, you can buy add-on covers with your insurance. Some of the add-ons you can consider are:

  • Zero depreciation cover ensures that the depreciation on the car parts is calculated as zero in order to get bumper-to-bumper coverage.
  • Engine protector is an add-on that covers damages to engine and engine parts, allowing you to claim for any damages.
  • Accessories cover is an add-on that covers the cost of accessories that you have installed in the car.
  • Key & lock replacement is a useful add-on cover through which you can claim for the cost of replacing a lost or damaged key. Repair of the damaged lock is also covered.
  • Tyre protector enhances the scope of the policy and includes damage to tyres and tubes under the policy, thereby allowing you to make a claim.

Renewal Process For Audi A6 Car Insurance

You need to renew your insurance policy on time to ensure continued coverage. Renewing is a breeze when you do it through PolicyX.com. The following is the renewal process:

  1. Scroll to the top of this page and you will find the 'Get Instant Quotes' option.
  2. Enter your car's registration number and click on 'Get Quotes' or directly click on 'Proceed without car number', enter Audi A6 as your car's make, its RTO code, the variant, and the year of registration in the form. Select the 'Renewal' and click 'Continue'.
  3. Once you submit the form, you will be shown quotes from different insurers. The quotes would include your present insurer. Review all the quotes and select 'Buy'.
  4. You will be redirected to the insurer's website. You can pay online and complete the renewal process easily.
  5. Once the transaction is complete, you will get an email as confirmation. The soft copy of the policy would also be sent.

Audi A6 Car Insurance: FAQs

1. I have a 50% NCB on my previous car insurance. I am now buying an Audi A6. Can I transfer the NCB from my old policy?

Yes, you can! The no claim bonus (NCB) you get for not making an insurance claim helps you to get a discount on your policy premium. You must avail of the NCB and hence you need to transfer the NCB from your previous policy. Just provide a copy of your old policy and inform the insurer, it will be done easily.

2. If my car is stolen, I understand that I will get an amount equal to the carís IDV. The IDV is much lesser than the buying price. Isnít that a disadvantage?

You may note that the IDV (Insured declared value) is calculated based on different factors. It keeps decreasing every year. In case you want to be paid the invoice value of the car when you make a claim, then you need to choose the Invoice price add-on cover.

3. My Audi A6 windshield was damaged due to a falling tree. Can I claim insurance?

Yes, damages caused due to a falling tree are considered as an accident and you can make an insurance claim. You can be compensated for damages caused to your car.

4. My Audi A6 is under repair after an accident. Can I claim for expenses incurred in renting a car during this period for my daily travel?

The basic insurance policy does not give you this option. However, an add-on cover is available to provide this option, which is known as Daily allowance cover. This add-on will entitle you to receive a fixed amount as an allowance. You can use this allowance to take care of your daily travel expenses by hiring a car or travelling by cab until your car is repaired.

Last updated on 11-06-2020