The Audi A8 is a luxury sedan designed and manufactured by the German auto company Audi. It has been available globally since its first-gen launch in 1994 and its four-generation model A8 L is now doing the rounds globally. The fourth-gen Audi A8 L came into the limelight in 2017, and it was launched in India on 3rd February 2020, as the flagship sedan model of Audi, currently available only in the petrol engine option. This long-wheelbase model is now in direct competition with the BMW-7 series and the Mercedes Benz S-Class and is carving a niche for itself in the premium car section of the country.
Currently available only in the petrol option, it has a 3.0 litre, V6 petrol engine with direct fuel injection and turbocharging TFSU unit that gives a power of 340 hp and 500Nm of torque. It is compliant with the EU6 emission standard and has a Quattro permanent all-wheel drive type with a B-speed Tiptronic transmission. The intense level of customization ensures that the vehicle performs its best and offers value to the driver.
The exterior of the Audi A8 L looks like a luxury vehicle due to its 10ft wheelbase and the rear overhang. The seating area of the cabin has a curved window line that adds to the classy look of the car, and its 5-spoke wheel gives a sporty look to the vehicle. Its 'Bulgarian Beard' single frame signature chrome-finished grille, along with the fog lamp surrounds at the base of the doors and the tail-lamp cluster over the rear bumper adds to its luxurious look and feel. The clean and bold details give it a professional touch that allows businessmen to drive in class.
The best interior feature of the vehicle is the rear reclining seats, which not only gives added legroom but also provides a host of controls in the central console to control the AC vents, cup holders, seat controls, wire chargers, a small command central that operates every function in the car including the climate control, sunroofs, sun shades, seats, etc. The rear seat lets you perform all kinds of adjustments in the car, and the car also provides an optional foot massage system, which is built into the rear portion of the front seat. The seat massage and the heated pad ensure that you relax during your ride.
The premium rates for car insurance are based on a number of factors, like its model variant, the car makeup, the year of manufacturing, and the insurance company.
Refer to the table below for an estimate of the Audi A8 L car insurance premium rate, IDV, and the cost of Zero Depreciation will fall according to the different variants.
Price of the Car
AUDI A8 L 4.2 FSI QUATTRO (4163 cc)
AUDI A8 L 6.0 QUATTRO W12 AT (5998 cc)
*The values are calculated on the basis of the city (Delhi) and year of registration (2020).
Inclusions under comprehensive package policy:
Inclusions under Third-party liability only policy:
Permanent exclusions list:
Exclusions if you opted for third party insurance only plan:
There are a host of covers available for your car, which are not a part of your regular insurance policy. These covers provide necessary protection to your vehicle and are available on payment of additional premium and give an additional layer of protection.
Key and Lock Replacement add-on provides protection against the expenses arising out of loss or damage done to the keys or lock of the vehicle.
Consumables cover is an add-on that helps you with the expenses incurred for repairing the parts of your vehicle that undergo regular wear and tear. These parts are called consumables like the AC refrigerants, the engine oil, ball bearings, lubricants, etc., which are in continuous function every day.
Non-electrical accessories cover helps you with the expenses occurring due to the damage or loss to your non-electrical parts of the vehicle such as the alloy wheels, CNG kit, seat cover, interior fittings, etc.
Zero Depreciation cover is a useful add-on under which if your vehicle is damaged, you can file a claim for the entire cost of the vehicle, without factoring in the depreciation value. This add-on helps individuals who use their car for daily use and is more prone to undergo wear and tear, which may ultimately reduce the value of the vehicle.
Daily Allowance cover is an add-on that helps you cover the cost incurred to rent or hire an alternate vehicle when your own car is in a garage for repairs.
PolicyX.com is a useful platform that allows you to search, compare, buy, and renew your insurance policies in a simple and hassle-free manner. If you are planning to renew your vehicle now, the following steps will help you complete the process:
Yes, the engine protection cover compensates you for the loss of the engine parts as well.
You can opt for the Electrical Accessories add-on as it will protect your fog lights too.
No, the No Claim Bonus retention is applicable only when you renew your policy from the same insurance company.
The following documents need to be submitted for processing your claim:
Last updated on 19-06-2020