Audi Q5 Car Insurance Renewal Online
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Audi Q5 Car Insurance

The Audi Q5 is a stellar combination of style and performance. The Q5 owes its popularity to myriad safety and comfort features on the interior of the car and the sleek exterior, which contributes to the aesthetic appeal of the car. The 5-seater luxury vehicle thrives on its speed and performance just like its predecessors.

The price of Audi Q5 starts at Rs. 49.99 Lakhs onwards. The Q5 competes with the likes of Volvo XC60, Lexus NX 300h, BMW X3 and Mercedes-Benz GLC. The old variants of Audi Q5 have been discontinued in May 2020. The new Audi Q5 is all set to launch by early 2021.

Key Features of Audi Q5

Before making the purchase decision, it is imperative to consider the key features offered by the car. Here are some of the key features of the Audi Q5 that you can take note of.

Engine

The Q5 by Audi comes with an in-line configuration engine with 4 cylinders and 4 valves per cylinder, which contributes to its smooth performance. The vehicle is equipped with 2.0L TDI diesel and TFSI petrol engine with the displacement of 1968 cc. The engine generates power up to 190PS@3800-4000rpm and torque up to 400Nm@1750-2500rpm. The engine also features an injective fuel system and complies with BS-VI emission norms. The mileage offered by the vehicle is 16.9 KMPL.

Safety

The Audi Q5 comes with hordes of safety features including 8 airbags, engine immobilizer, hill assist, child safety locks, door ajar warning, rear sensors with camera parking assistance, child-seat mount, central locking, electronic brake assist, electronic brake-force distribution, anti-lock braking system and electronic stability program.

Suspension, Brakes, and Wheels

The brakes, front and rear, are equipped with ventilated discs. While the front suspension is a MacPherson type with coil spring with double shock absorber and stabilizer bar, the rear suspension comes with two-way adjustable VPS gas-hydraulic shock absorbers. The size of the front and rear tyre and rim is 235/ 60 R18. The Q5 also features a manual handbrake.

Interior

On the interior, the Q5 comes with all power windows, electric power steering, rake and reach adjustable steering column, power seats with memory, analogue plus digital instrument console, multifunction display, leather seats material, rear center armrest cup holders, multifunction steering wheel, digital clock, driver and front passenger sun visor, and start and stop button.

Comfort

The comfort features in the Audi Q5 is what makes it even more appealing to the masses. The vehicle comes with 3 zone climate control, a navigation system, automatic headlamps, rain-sensing wipers, automatic headlamps, cruise control, boot and fuel lid opener, 12v power outlet, cooled glove box, second row AC vents, all rows adjustable headrests, cigarette lighter, FM Radio, Bluetooth, USB and Aux-in compatibility, CD/ MP3/ DVD player, touch-sensitive infotainment screen, keyless entry, seatback pockets, and front and rear door pockets.

Premium for Audi Q5 Car Insurance

Before you zero in on an insurance plan for your Audi Q5, you must ensure that the plan comfortably fits your budget. The table enlists the approximate premium for all variants of the Q5 so that you are able to have a vivid idea on the amount of premium to be paid towards your vehicle.

Variant

Price

IDV*

Zero Depreciation (Add-On)*

Estimated Premium*

Q5 2.0 TFSI Quattro Premium Plus

(1968 cc)

49.99 Lakhs

33,05,937

24,795

36,321

Q5 35 TDI Technology

(1968 cc)

55.99 Lakhs

40,77,281

30,580

42,954

Q5 45 TDI Quattro Technology

(2967 cc)

50.21 Lakhs

42,80,601

32,105

44,703

*The values are derived based on the city (Kolkata) and the year (2019).

Add-on Covers for Audi Q5

High-end cars like Audi Q5 must be protected within the bubble of insurance, which must sufficiently payout in the event of an accident. Buying add-on insurance cover in addition to comprehensive coverage is a great way to ensure that your car is protected from all possible damages.

Listed below are some of the most popular car insurance covers that you might consider for your Audi Q5.

Roadside Assistance Cover

Roadside assistance add-on cover is an all-inclusive coverage that guarantees 24/7 assistance in the event of a breakdown of the car on road. Under this add-on cover, you will be reimbursed for the cost of damage due to engine breakdown, change of tires, refuelling and towing the vehicle to the nearest repair centre. 

Passenger Protect Cover

Comprehensive coverage does not cover injury to passengers involving an accident. However, having passenger protect add-on cover, you will be reimbursed towards the treatment and medication of passengers injured in the event of an accident.

Accessories Cover

Your regular comprehensive car insurance does not cover for accessories that are not included in the manufacturer's list. To ensure that you do not have to pay for damages to such accessories out of your pocket in the event of an accident, you must home in on the accessories cover.

Consumables Cover

Replacement of consumables like oil, refrigerant, grease, bolts, nuts and screws can add-up to a hefty amount without the consumables insurance. But with the consumables insurance add-on, you will be compensated for the amount spent towards replacing the aforementioned consumables.

No-Claim Bonus Protection Cover

Accumulated no-claim bonus received at every claim-free utility can lead up to 50% savings in the amount of premium paid. However, you will lose out on the bonus on making a claim. The No-Claim Bonus Protection Cover will allow you to retain the bonus even when you make a claim on your car insurance. The insured is allowed to make up to two claims under this add-on cover.

Steps to Renew Audi Q5 Car Insurance

Comparing your car insurance with the latest plans available in the market is the best way to ensure that you are getting the most value for your money. Side by side comparison of plans will help you evaluate whether you should continue with your existing policy or switch to a better plan.

You can renew your plan through PolicyX.com by drawing a neat comparison of insurance plans from the top insurance service providers in the market. Follow the steps listed below to get started.

  1. Enter your car's registration number and click on 'Get Quotes' or directly click on 'Proceed without car number', enter Audi Q5 as your car's make, its RTO code, the variant, and the year of registration in the form. Select the 'Renewal' and click 'Continue'.
  2. Compare quotes from different vendors side by side and select the one that best suits your requirements.
  3. Once you have finalized the plan you want to buy, click on 'Buy Plan' to proceed further with your purchase.
  4. Use credit or debit cards to pay the premium on selected car insurance. 
  5. On successful transaction, you will be mailed a copy of your renewed car insurance

FAQs

1. I have been left stranded due to an accidental breakdown of my car. What now?

In case you have been left stranded due to an accidental breakdown of your vehicle, you can claim reimbursement for the cost of accidental accommodation or hiring an alternate transport with your insurance service provider.

2. Will I be covered for the cost of tire replacement under a comprehensive insurance plan?

No, a comprehensive insurance plan does not cover you for the cost of replacement of tires. You can claim reimbursement if only you have the consumables add-on cover for your car.

3. I have missed my car insurance renewal date. What do I do?

Every car insurance policy comes with a grace period of 30 days from the date of renewal. If you have missed your car insurance renewal date, you can renew your car insurance in the next 30 days to avoid your policy getting lapsed.

4. My Audi Q5 has been stolen. Will I be reimbursed for the full invoice amount?

No, you will not be reimbursed for the invoice amount of your car in case your car is stolen. You will only be compensated for the Insured Declared Value (IDV), of the car unless you have the Return to Invoice add-on cover, wherein you will be eligible to receive the complete invoice value of the car along with the charges for registration and road-tax paid.

Last updated on 16-11-2020