Audi TT Car Insurance Renewal Online
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Audi TT Car Insurance

The Audi TT is a coupe and the third generation sports car in this line, offered by Audi Motors. It is based on the Volkswagen MQB platform and was introduced in 1998. It is a two-door car that was launched by the company in India in 2015. Audi decided to discontinue the car in 2019 and it is likely to be replaced by an e-Tron electric model. 

Key Features of Audi TT

The Audi TT is available with a petrol engine in two variants. It has a 2.0-litre 4 cylinder petrol engine that has been mated to a 6-speed transmission using the Quattro AWD system. The two variants are available with capacities of 1984 cc and 3189 cc.

The car can seat 4 passengers. The fuel tank capacity is 55 litres and it offers fuel efficiency of 14.33 km/l. The car can accelerate from 0 to 100 km/h in just 5.3 seconds and can achieve a top speed of 250 km/hr. It has an ample boot space of 305 litres. 

Some of the features of the Audi TT include:

  • 12.3-inch infotainment screen with navigation display
  • 19-inch alloy wheels
  • Full leather upholstery
  • Crash sensor
  • Brake assist
  • Engine immobilizer
  • Rain sensing wiper
  • Cruise control
  • Xenon headlamp

Premium For Audi TT Car Insurance

The Audit TT has two variants on offer and the premium rates are given in the table below. It must be noted that the premium depends on the variant, year of registration, the place (RTO) where the car was registered, among others.

Car Variant

Price of the Car

IDV*

Zero Depreciation

(Add On)*

Premium*

Audi TT 45 TFSI 1984 cc

Rs.65,43,000

Rs.50,09,616

Rs.35,067

Rs.46,665

Audi TT S Tronic Quattro 3189 cc

Rs.58,00,000

Rs.42,15,575

Rs.35,529

Rs.45,957

*The prices are calculated for a 2018 Audi TT car registered in Mumbai. 

Inclusions & Exclusions of Audi TT Car Insurance

Inclusions

  • Accidents resulting in damages to the property belonging to a third-party or causing injuries to a third-party are indemnified by the insurer. This means all costs will be borne by the insurer.
  • In case you suffer injuries, you will be covered under compulsory driver accidental cover. 
  • Damages to the car are included in the policy, allowing you to make a claim in case of an accident, fire, or explosion.
  • Damages caused by natural calamities (floods, earthquakes or landslides) and man-made hazards (riots, arson, and vandalism) are covered under the policy.
  • Theft of the car is covered and you can claim for losses incurred. 

Exclusions

  • Mechanical breakdown, electrical failure, failure of engine chassis, and rusting are excluded.
  • General wear and tear are not included in the policy.
  • Accidents caused due to an underage driver or when the car was used for an illegal purpose is not covered under the policy.
  • Any damage caused when the car is driven by someone under the influence of alcohol or drugs would lead to denial of the insurance claim.
  • In case the car is damaged due to civil disturbances, war, enemy hostilities, or a nuclear attack, losses can’t be claimed as all these are excluded.
  • Consequential damage is excluded.
  • Damages to accessories, damages to tyres and tubes, as well as damages to the engine and engine parts are excluded under the policy.
  • Deliberate or fraudulent damages would invalidate any insurance claim.

Add-ons Benefits

Add-on covers extend the scope of your insurance policy. It allows you to get certain exclusions included in the policy. Some of the add-ons you can consider choosing are:

  • 24 x 7 road assistance cover helps you get on the road assistance at any time, be it for towing the car, doing a battery jump-start, or changing a flat tyre.
  • Engine protector is an add-on that ensures damages to the engine are included in the policy. This allows you to make claims in case of any damage.
  • NCB protector is an add-on that protects your no-claim bonus. Even if you make an insurance claim, you will not lose the NCB and will be eligible for a discount on the premium.
  • Paid driver cover ensures your car driver will be able to get financial assistance in case of injuries in an accident. The family can get assistance in case of death.
  • Non-electrical accessories cover can be purchased to include non-electrical accessories in the policy. Seat cover, spoiler, and other such accessories would be covered by the policy, allowing you to make a claim in case of accidental damage.

Audi TT Car Insurance Policy Renewal Process

You can renew your Audi TT car insurance policy easily and conveniently when you get it done through PolicyX.com. The procedure to do this is simple and can be done as follows:

  1. Move up to the top of this page and find the ‘Get Instant Quotes’ option.
  2. Fill in your car registration number and select the option ‘Get Quotes’. If you don’t want to provide your registration number, choose ‘Proceed without car number’ and enter details like car model, variant, RTO code, and year of registration. Select ‘Renewal’ and then ‘Continue’ to get the quotes.
  3. Compare the quotes offered by different insurers, which will include your present insurer. Choose the best quote and select the ‘Buy’ option next to it.
  4. Make the payment at the insurer’s website, to which you will be redirected.
  5. Complete the transaction online and you will receive a confirmation mail, followed by the policy copy.

Frequently Asked Questions (FAQs)

1. What is zero depreciation cover and how will it help me if you buy it as an add on?

Most of the car parts are depreciated, which means their values keep getting reduced year on year. This will reduce the amount you can claim if you meet with an accident. If you buy a zero depreciation cover add-on, then depreciation is calculated as zero, which means you are effectively getting bumper-to-bumper coverage for your car.

2. There was a cyclone and my apartment building was flooded. I tried to take my Audi TT out but the engine failed. When I applied for insurance, my claim was rejected. Why?

The engine failed because of your action. When the water got into the engine, starting it flooded the engine causing the car to break down. This is consequential damage and is excluded as per the insurance policy. Hence, your claim was rejected. In such a situation, you must call the car company to take the car for repair.

3. My Audi TT is a great car to race and I took it out to participate in a fun racing competition when it met with an accident. The insurer refused to pay insurance. Why?

Racing is illegal under the terms of the insurance policy. Driving the car for racing invalidates the policy. Any illegal use of the car is prohibited. All claims made will thus be rejected.

4. I selected a voluntary deductible for Rs.15,000 and it reduced my insurance premium. I don’t understand how this would work, help please?

A voluntary deductible is a sum you agree to pay in case of insurance damage. If there is an accident, then you need to pay the agreed amount of Rs.15,000 before the balance is taken care of by the insurer. Since you agree to pay extra, opting for a voluntary deductible will reduce your premium.

Last updated on 18-06-2020