Bentley Car Insurance

Bentley Car Insurance
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About Bentley

Bentley Motors is a British manufacturer of luxury cars and is one of the most recognized and respected automobile brands in the world. This company is in its 101st year of operation and has been in the business of making cars from a century now. Presently, the company is a part of the Volkswagen group. Bentley is operating in India and offering some of its best cars through its dealer network. At present, Bentley has dealers in Mumbai and Delhi. Bentley is presently offering 2 sedan cars, a coupe car, and an SUV. Owning a luxury Bentley car is a matter of pride for car owners.

Top 4 Bentley Cars

The top car models offered by Bentley in India are:

1. Bentley Continental

Bentley Continental

The Bentley Continental is one of the popular cars that is an iconic model available since 1952. There are eight variants to the Continental available. The variants have two engines, one of the engine is the 4 litre V8 engine. The other engine is more powerful and has a 6 litre W12 engine that is supercharged. An eight speed dual clutch automatic transmission is available. The car has a seating capacity of 4. It has a boot space of 358 litres. The fuel efficiency is 10.62 km/l and tank capacity is 90 litres. The car has features like bi-xenon lamps, ABS, hill assist, passenger airbags, tractional control, rear parking camera, engine immobilizer, and headlight washers.

2. Bentley Mulsanne

Bentley Mulsanne has a 6.75 litre V8 engine that allows you to accelerate from 0 to 100 km/hr in 5.3 seconds and can attain a top speed of 296 km/hr. The car has a lot to offer to customers with 100 different color options with four finishes. There are 24 leather types and 10 veneers to choose from. The car has a seating capacity of 5 members. The fuel tank has a capacity of 96 litres and the mileage it offers is 7.65 km/l. The car features include 2 zone climate control, fog lamps, engine immobilizer, rain sensing wipers, ABS with EBD, paddle shift, cruise control, and lumbar support.

Bentley Mulsanne

3. Bentley Flying Spur

Bentley Flying Spur

Bentley Flying Spur is the fastest of the Bentley range of cars. It can move from 0 to 100 km/hr in just 4.5 seconds and can reach a top speed of 325 km/h. The 6 litre W12 twin turbo engine car gives it the power to attain fast speeds. It has a mileage of 10.2 km/l and the fuel tank's capacity is 90 litres. The car has an ample boot space of 475 litre. The 4 door car seats 5 people. The car has ventilated disc brakes with air spring suspension. The car offers its customers top features like ABS with EBD, hill assist, engine immobilizer, electronic stability program, rain sensing wipers, cruise control, push start stop button, and keyless entry.

4. Bentley Bentayga

The Bentayga is the first SUV from Bentley and is billed as the fastest SUV. It has a 6 litre W12 engine and has an 8 speed automatic transmission. It takes just 4.1 seconds to race ahead from 0 to 100km/hr. The SUV can achieve a top speed of 301 km. The fuel tank capacity is 85 litres and mileage is 8.5 km/l. The spacious car has space for 5 to sit. It has a sunroof with electric blind. There is an 8 inch infotainment system with a 60 Gb hard disk. The interiors have premium leather and wood finish. The all-terrain car has a ground clearance of 209 mm.

Bentley Bentayga

Bentley Car Insurance Price

Bentley car insurance premium is calculated depending on the type of car, engine, year of manufacture, and few other factors:

Car ModelVariantEx-Showroom Price (Lakhs)IDV*Zero depreciation (Add on)*Premium (Basic)*
Bentley ContinentalGT V8 convertible 3993 cc petrolRs.3,92,08,740Rs.3,45,42,000Rs.1,55,439Rs.4,40,192
Bentley MulsanneMY 11 6752 cc petrolRs.5,25,71,294Rs.3,71,45,500Rs.1,67,153Rs.5,35,745
Bentley Flying Spur5 Str 6000 cc PetrolRs.3,27,157,705Rs.1,92,37,500Rs.85,569Rs.2,55,926
Bentley Bentayga5950 cc petrolRs.3,85,00,000Rs.3,29,17,500Rs.1,48,129Rs.4,20,633

*Prices quoted at Delhi prices for 2020 basic model.

Bentley Car Insurance Inclusions & Exclusions

Inclusions:

  • Damages to your car due to an accident are covered by the policy.
  • Damages caused to a third party's property or injuries are covered by the policy.
  • Any damage during transit is covered in the policy.
  • Natural calamities like floods and earthquakes are covered.
  • Man-Made hazards like riots, fires, and terrorist attacks are covered.
  • Theft of the car is covered allowing you to claim losses.

Exclusions:

  • If you drive without a valid license, you are not eligible to make a claim.
  • If you use the car for racing, your claim is not permissible.
  • Wear and tear of the car is not included in the policy.
  • Electrical and mechanical failure-related breakdown is not covered.
  • Damage caused to the engine or engine parts is not included.
  • Accessories are not covered by the policy.
  • Cost of consumables used to make repairs is not included in the policy cover.
  • Accident caused while using the car for commercial purposes is excluded.

Discounts

You can look for the following discounts to reduce your premium cost.

  • No Claim Bonus: Up to 50% off on no-claim bonus is possible if you have not claimed on insurance. This bonus can be transferred from your previous car.
  • Voluntary deductible: If you choose to pay a voluntary deductible, your insurance premium is reduced. You need to pay the deductible amount if you claim your insurance.
  • Anti-theft device: The ARAI has approved certain anti-theft devices for your car security. If you install these devices, you can get a discount on the premium.

Add-ons

The following add-ons are available for your Bentley car insurance.

  • Zero-Depreciation: Depreciation is calculated on various parts of the car, which brings down its value. You can buy this add-on, which will ensure there is no depreciation when you make a claim.
  • Engine protector: This add-on ensures that engine damage will be included in the policy and you can make claims in case of damage to the engine, which is otherwise not possible.
  • Invoice price: This add-on ensures that when you claim the policy, the invoice price is considered rather than the IDV for which the policy is made. This helps you claim more in case of total damage or theft.
  • Loss of personal belongings: If you have lost any personal belongings kept in the car like bag, baggage when it is stolen, this add-on will allow you to claim its losses.

Bentley Car Insurance: FAQs

1. My Bentley car met with an accident. Will I have to pay towing charges to get the car taken to the garage?

If you have taken a 24 x 7 roadside assistance add-on, then the towing charges would be covered in the insurance policy.

2. When my car was repaired after an accident, brake oil, coolant, and other consumables were changed. Should I pay for it?

You need to pay for consumables as it is not covered in the policy. If you have taken a consumables add-on, then it is paid by the insurer.

3. I had fitted a spoiler to my Bentley, which was damaged in an accident. Is it possible to claim it?

Spoilers are accessories that are not allowed to be claimed. However, if you have an accessories add-on to your policy, you can make a claim.

4. I had kept a laptop in the car and it was stolen. Will it be covered in the policy?

No, loss of laptop is not covered either under basic coverage but you can claim for it as personal belongings if you have taken a personal belongings add-on for your Bentley car insurance policy.

Last updated on 11-08-2020