Bharti AXA General Insurance Company Limited was launched in the year 2008. The company is a joint venture between the Bharti Enterprises and AXA business group. It has a PAN India presence, serving more than 105 million customers and businesses all over the country. The company features a broad spectrum of insurance solutions for individuals who are looking for a motor, health, life, travel, family, property as well as crop insurance.
Bharti AXA Two-Wheeler Insurance acts like a shield that protects your two-wheeler from perils like personal accidents, third party liabilities, natural or man-made calamities, etc. It also offers long-term two-wheeler insurance policies so as to avoid renewing the policy every year. Bharti AXA promises to deliver quick claim services along with other assistance to keep your two-wheeler protected.
Number of Claims Settled
Number of Branches in India
Recent Awards (2020)
**Last Updated on 24-07-2020
Bharti AXA makes it easy for you to renew two-wheeler insurance with no paperwork. Kindly go through the below steps to proceed with the renewal process:
Open the official website of Bharti AXA General Insurance.
PolicyX.com allows you to renew your two-wheeler insurance by following simple steps:
Bharti AXA holds an Incurred Claims Ratio of 75% which shows the reliability of the company towards its customers.
Bharti AXA has a strong tie-up with 5200+ authorised network garages across India, where customers can get their vehicles repaired without any cash payment.
You can avail NCB discount for not claiming in a policy year. The benefit will help in lowering your premiums and the discount increases every year that may go up to 50%.
Bharti AXA customer care team is available 24 hours due to which communication is not a barrier while making a claim or any other support regarding the policy.
The premium of a two-wheeler insurance policy is calculated with the help of several factors like zone of registration, engine cubic capacity of the two-wheeler, model and age of the two-wheeler, IDV, among others.
Let us take a look at some premium illustrations for different bike models:
Price of the Bike
Honda SP 125 Drum (124 cc)
Suzuki Gixxer 250 STD (249 cc)
Bajaj CT 110 Kick Start VS VI (115 cc)
Hero Splendor iSMART 110 Self Start Drum Brake (109.2 cc)
**The values are calculated on the basis of Delhi city and registration year 2020.
Zero Depreciation Cover: With the help of this cover, you do not need to pay the expenses for repair/replacement of depreciated parts of your bike like fibre, rubber, plastic, etc.
Personal Accident Cover: In case of death or disability due to an accident, this add-on cover will offer financial compensation to the policyholder's family.
**Note down the third-party details in case of third-party liabilities and never miss on filing an FIR to the local police in case of theft and accidents.
Bharti AXA General Insurance Company
Bharti AXA General Insurance Company Limited, Spectrum Towers, 3rd floor, Malad Link Road, Malad (west), Mumbai- 400064.
Telephone (Toll-free): 1800-103-2292 (To buy, renew and claim purposes)
Text Message: SMS <CLAIM> to 5667700 (Only for claims)
Email: firstname.lastname@example.org (For any queries/grievances regarding your two-wheeler insurance policy)
WhatsApp: Give a missed call on '85058 8311' for hassle-free services.
Chat Online: With your Virtual Assistant 'BAGI-RA' by visiting the official website of Bharti AXA.
PolicyX.Com Insurance Web Aggregator Private Limited, 1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.
Email: email@example.com (For assistance & complaints)
firstname.lastname@example.org (For any Sales query)
Toll-Free Number: 1800-4200-269
Constructive Loss is a term used to describe loss/damage of the bike caused due to an accident where the claim should not exceed 75% of the IDV (Insured's Declared Value) for repair/replacement expenses.
Yes, you can request for duplicate policy by calling the insurer on the toll-free number or by submitting a written letter to the nearest branch office.
No, it is not possible. You can only opt for a zero depreciation add-on cover at the time of purchase or renewal of the policy.
You will get 35% of the depreciation for a 4 years old bike under the policy.
The company offers compensation of up to Rs. 1 lakh (once during the policy tenure) in case of disability under the 'Personal Accident Cover' of the policy.
Yes, you can cancel your Bharti AXA policy within 14 days to avoid any cancellation charges by the company.
As per the policy wordings of Bharti AXA, the premium for 1 year policy of the mentioned engine capacity will cost you around Rs. 752 and for a 5 years policy, it will be Rs. 3,285.
With a premium of the specific amount, the owner's family is liable to receive a compensation of Rs. 15 lakhs in case of death due to an accident.
Last updated on 24-07-2020