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Datsun Go Plus Car Insurance

Manufactured by the Japanese automaker Nissan, the Datsun Go is the first car that was released under the Datsun brand name. The prior version of this car was used for Nissan exports and was discontinued in 1986. However, it was in the year 2014 when the Datsun Go made a comeback in the automobile industry, deriving its name after the "Dat-Go". Now available in developing markets such as South Africa, India and Indonesia, the Datsun Go is based on the same platform of Nissan V as that of Micra/March. Today, this 5-door hatchback competes against the likes of Hyundai Santro, Tata Tiago, Maruti Suzuki Celerio, Maruti Suzuki Wagon R, and Maruti Suzuki Ignis.

Nissan also came up with a much more spacious version of Datsun Go with the name Datsun Go Plus (or Go+). It was launched in the year 2014 and has now been updated to the latest Bharat standard emission norms. It competes against cars such as Renault Kwid, Maruti Suzuki Wagon R, and Maruti Suzuki Alto K10.

Key Features of Datsun Go Plus

Datsun Go

The Datsun Go is only available in the petrol version of the engine. It is a 1.2 litre, 3 cylinder, 12 valve DOHC petrol engine that is equipped right under the engine hood. Being an in-line cylinder, it develops a maximum power of 68bhp and reaches the peak torque of 104Nm. The displacement provided by the Datsun Go variants is 1198cc.

As front-wheel-drive, Datsun Go comes with both manual and CVT transmission. Both types of transmission are paired with a 5-speed gearbox.

In terms of performance, the Datsun Go is known to provide 46% better mileage than any other hatchback. Having a 35 litre of fuel tank capacity, the hatchback can give a mileage of 20.6 km/l in manual transmission variants and 19.8 km/l of mileage in automatic transmission units. Furthermore, the Datsun Go can sprint from 0 to 100kmph within 13.3 seconds and can touch up to 150kmph of top speed.

Apart from the great performance, the Datsun Go also provides stunning exterior and interiors. On the outside, the vehicle has a sash tape on the rear door finisher and centre pillar. It also has follow-me-home headlamps and wipers that are sensitive to speed with drop wide and intermittent function. On the inside, the hatchback has a full moulded door trims, rear assist grips, closable AC vents having a silver finish, spinal support front connected seats, and a lot more.

However, some of the key features to look out for in this car are the airbags for both driver and passengers, ABS, electronic brake-force distribution, brake assist, rear parking sensor, trip meter, digital tachometer, smart meter, digital display, AUX-in, USB port for charging, alloy wheel, fog lamp, mood lights, and a lot more.

Datsun Go Plus

The Datsun Go+ follows the same engine specification as Datsun Go. As front-wheel-drive, Datsun Go+ too comes with both manual and CVT transmission. Both types of transmission are paired with a 5-speed gearbox.

In terms of performance, it stands 81% better than any other MUVs in terms of its mileage. With the same fuel capacity as Datsun Go, the MUV can give a mileage of 19.02 km/l when paired with manual transmission and 18.57 km/l with that of CVT. It can touch the top speed of up to 159 kmph and takes about 13.3 seconds to sprint from 0 to 100 kmph.

The Datsun Go+ does not fall short of its cosmetic features when compared to Datsun Go. It comes with grille and bumpers, rear parking sensors, DRLs, and 14-inch wheels. Electrically adjustable ORVMs and rear wipe wash are also some of its important features of this car.

To enlist a few more, the Datsun Go+ comes with 7-inch touchscreen infotainment system with Android Auto and Apple CarPlay, follow me headlamps, accessory socket, airbags for driver and passengers, front power windows, ABS, speed-sensitive electric power steering, brake assist, shorter braking distance, advanced suspension, engine immobilizer, and intelligent wiper system.

Premium for Datsun Go Plus Car Insurance

Car VariantPrice of the CarIDV*Zero Depreciation (Add On)*Premium*
Go A (1198cc)Rs. 4,70,000Rs.3,79,050Rs. 1,706Rs. 17,001
Go T Optional (1198cc)Rs. 5,53,000Rs. 4,64,553Rs. 2090Rs. 18,686
Go+ A(O) (1198cc)Rs. 6,63,000Rs. 5,03,020Rs. 2,264Rs. 19,443

*The values are calculated on the basis of the city (Chennai) and year of registration (2020).

What is Included in The Datsun Go Car Insurance?

  • Loss or damage incurred by your vehicle due to natural calamities.
  • Personal accident cover.
  • Loss or damage incurred by your vehicle due to riots, strike, or terrorism.
  • Loss or damage to your vehicle caused due to malicious act.
  • Loss or damage caused when your vehicle is in transit by road, inland waterway, rail, or air.
  • Total loss of car due to housebreaking or theft.
  • Third-party legal liability.
  • Cashless claims at network garages.

What is Excluded in The Datsun Go Car Insurance?

  • Damage that falls under normal wear and tear of the vehicle caused due to ageing or lack of maintenance.
  • Damage incurred by your vehicle when driving after substance abuse.
  • Damage incurred by your car due to war, nuclear risk or mutiny.
  • Damage incurred when driven against the limitations as to use.
  • Damage incurred when driving without a valid license or breaking any other traffic rule.
  • Mechanical or electrical breakdown of your car or any other consequential loss.
  • Damage to your car's tyres or tubes.
  • Damage to your car's engine.

Add-ons Benefits

If you wish to include some of the above exclusions as part of your Datsun Go car insurance, you can do so by purchasing any of the below add-ons at an additional cost.

  • Roadside Assistance will allow you to avail emergency services with the help of your insurance provider. Services may include towing, change of flat tyre, refuelling, etc.
  • Ambulance Cover will help you cover the cost of transportation in an ambulance needed because of an accident.
  • Accessories Cover will help you make a claim for any damage caused to the accessory of your car.
  • Passenger Cover will financially protect every other person inside the car who was travelling with you at the time of an accident.

Steps To Renew Datsun Go Car Insurance via PolicyX.Com

Renewal of your Datsun Go car insurance is now easy and will take less than 10 minutes with PolicyX.com. You can begin by scrolling up on this page and finding the option to Get Instant Quotes. The next few steps required you to do the following:

  1. You can enter your car's registration number and click on "Get Quotes" or directly click on "Proceed without car number", enter Datsun Go or Datsun Go+ as your car's make, its RTO code, the variant, and the year of registration in the form. Select the "Renewal" radio button and then click "Continue".
  2. You can either choose to go ahead with your current car insurance plan or opt for another suitable option from the provided list of quotes.
  3. Once you have selected your plan, you can make an online payment on the selected insurance provider's portal.
  4. Within a few minutes of submission, you will have the car insurance policy document reach your inbox.

Frequently Asked Questions (FAQs)

1. Do I have to pay the deductible amount first in order to make a claim under Voluntary Deductible?

No, it is a misconception that you have to pay the amount before filing the claim for the rest of the amount. In fact, it first needs to get approved by the insurance company. You can then pay your share of the amount that was agreed upon by both the parties at the time of purchasing the add-on.

2. Can I claim insurance for my stolen Datsun Go+ tyres under the Tyre Protection cover?

No, your Tyre Protection cover add-on does not include theft of your car’s tyres.

3. The suspension of my Datsun Go is damaged and may need replacement. Can I make a claim on the cost of replacement?

No, you cannot make a claim on the cost of its replacement even if you have Tyre Protection cover add-on as it is a part that does not fall under the category of a car’s tyre in the first place.

4. I was out of the station when my Datsun Go+ got stuck in the waterlogged area for more than a week. Can I claim the insurance on the damage caused to its engine?

No, any kind of delay is not acceptable for a claim, considering it is the negligence that led to the damage of your car’s engine and not the natural calamity itself. This will not be covered even under Engine Protection cover add-on.

Last updated on 16-11-2020