Ford Car Insurance

Ford India
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About Ford India

Ford is one of the biggest automobile sector entities in the world and is the 6th largest automobile manufacturer in India. In India, Ford Motor Company operates through its subsidiary i.e., Ford India Pvt. Ltd. which was established in October 1995. It’s a joint venture between the Ford Motor Company and Mahindra & Mahindra Motor Company. The company has its registered headquarters in Chennai. During the last few years in India, the market has seen various new launches from Ford, most of which have been runaway blockbusters including the Ford EcoSport. In the coming few years, it is expected that the India market will see several new launches from Ford which are highly anticipated by the automobile enthusiasts in the country.

Top 4 Ford Car Models

Ford has launched various car models in India, out of which the four most famous ones are: -

1. Ford EcoSport

Ford Ecosport

The car which reversed the fortunes of Ford India, Ford EcoSport, is one of the best-selling products from the company. It is available in Petrol and Diesel variants out of which 12 are based on manual transmission and one is based on an automatic transmission. The Petrol variant is powered by a 1496cc 1.5L Ti-VCT engine that can generate a peak torque of 149 Nm and a maximum power of 121 bhp. The diesel variant is powered by a 1498cc 1.5L DV5 engine that can generate a torque of 215 Nm and a maximum power of 99 bhp. Some of the standout features available for passenger comfort are Keyless entry, push-button start, six airbags, parking sensors, ABS, etc.

2. Ford Figo

Ford Figo has been introduced by Ford in both diesel and petrol variants with the option of manual and automatic transmission. A total of 7 variants of Ford Figo are offered by the company. The Petrol variant is powered by a 1194cc Ti-VCT engine that can generate a maximum power of 95 bhp and maximum torque of 120 Nm. The mileage offered by the petrol variant is around 20.4 kmpl. The diesel variant of the car is powered by the 1498cc TDCi engine that can generate a maximum power of 98 bhp and maximum torque of 215 Nm with a mileage of around 25.5 kmpl. Other noteworthy features of Ford Figo include Dual front airbags, seat belt warning, AC, rear parking sensors, ABS, EBD etc.

Ford Figo

3. Ford Aspire

Ford Aspire

Ford Aspire is an entry-level sedan from Ford which is being offered with three fuel options i.e. Petrol, Diesel, and CNG with choice of manual or automatic transmission. The Petrol variant runs on the 1194cc Ti-VCT engine that is capable of generating maximum power of 95 bhp and peak torque of 120 Nm. The diesel variant of the car is powered by the 1498cc TDCi engine that can generate a maximum power of 98 bhp and maximum torque of 215 Nm. The CNG variant sports a 1194cc Ti-VCT engine which can generate power of 95 bhp and torque of 120 Nm. Other noteworthy features include Auto climate control, dual front airbags, ABS, EBD, etc.

4. Ford Endeavour

The signature SUV from Ford is available only in a diesel variant but with two engine options and choice of manual or automatic transmission. One variant comes with a 2198cc 2.2L TDCi engine that is capable of generating 158 bhp and 385 Nm and a mileage of 14.2 kmpl. The second variant is powered by a 3198cc 3.2L TDCi engine that can generate 197 bhp and 470 Nm. Other features of the SUV include 7 airbags, ABS, EBD, Brake Assist, Automatic Dual Zone AC, Parking Assist, etc.

Ford Endeavour

Importance of Buying Ford Car Insurance

There are various benefits that you can enjoy with a Ford Car Insurance, such as: -

  • Avail cashless repairs through network garages spread across all major cities in India.
  • Zero-depreciation insurance option helps you save a lot of money on repairs.
  • Coverage for damages or losses caused to a third-party.
  • Enjoy end to end claim assistance for a hassle-free experience.
  • Comprehensive protection against a wide range of incidents.

Ford Car Insurance Price

The Ford Car Insurance Price which you will have to pay depends on a number of factors, including: -

  • Age of the car
  • The market value of the car
  • The present condition of the car
  • Existing insurance policy
  • Type of coverage required
Car ModelVariantIDVZero depreciation (Add on)Premium (Basic)
Ecosport1.5 TiVCT Petrol Titanium MT (1499 cc)6,87,6003,4385,930
Endeavour2.5 4X2 Hurricane (2499 cc)12,84,4807,06514,518
Fiesta 1.5Ambiente (1499 cc)6,12,0003,0605,957
Figo AspireTrend 1.2 Ti-VCT (1196 cc)4,77,3602,3875,867
Figo1.2 Duratec Petrol EXI (1196 cc)2,74,9681,3754,924

Ford Car Insurance Inclusions & Exclusions


Following are the various inclusions incorporated with your Ford Car Insurance: -

  • Third-party liability cover.
  • Total loss due to fire, explosion or any natural calamities.
  • Cashless repair at network garages.
  • Own damage cover.
  • Total loss due to theft or an act of terror.
  • Personal accident cover for passengers and drivers.


Following are the different exclusions applicable to your Ford Car Insurance: -

  • Usage outside the geographical boundaries of the country.
  • Normal wear and tear, including mechanical and electrical breakdown.
  • Driving under the influence of Alcohol.
  • Driving without a driving license.
  • Damage to tyres.
  • Use of vehicles other than that specified in the policy.
  • Nuclear war.


Following are the various discounts available with your Ford Car Insurance: -

  • No Claim Bonus: - You earn a No-Claim Bonus against your Ford Car Insurance for every claim-free utility. The no-claim bonus can go up to 50% if no claim has been filed for the last five years. It is transferable to a new insurer as well as to a new car.
  • Accident Cover: - This discount is available for individuals engaged in the teaching profession or in a government job.
  • Security Devices: - You can get a discount off the premium if your car is fitted with ARAI approved anti-theft devices.


Different add-ons that you can avail with your Ford Car Insurance in India are: -

  • Zero-Depreciation Cover: that entitles you to full-claim on plastic, rubber, fibre, and glass parts.
  • Passenger Cover: that protects passengers in the car against death or disability due to an accident.
  • Engine Protection: for car owners residing in areas prone to heavy rainfall to protect against expenses incurred on frequent engine repairs.
  • No Claim Bonus: to help you earn discounts of up to 50% on insurance premium for every claim-free year.


In case of a Ford car breakdown, one can contact at 1800-209-7400 or 1800-103-7400 for quick help.

ICICI Lombard General Insurance, Bharti AXA General Insurance and Acko General Insurance offer the best claim settlement ratio for Ford Car Insurance.

Different Add on Covers that one can opt for with their Ford Car Insurance, are:

  • Personal Accident Cover
  • Cover for different accessories
  • No Claim Bonus
  • Roadside Assistance
  • Zero Depreciation and more

Yes, the Ford car Insurance can be renewed online through PolicyX. With many policies listed on the portal, you can choose the one that suits you the best.

Last updated on 16-11-2020