About Figo Aspire Car Insurance
Figo Aspire was initially manufactured from 1993 to 1997 by the American automobile manufacturer Ford as Ford Festiva in North America. It was later replaced with a third-generation model of the car as Ford Figo Aspire. The car was unveiled in Delhi in the year 2009 with an internal code name as B562. It was later launched across the country in the year 2010 by Ford India. The operations took place in the Sanand and Chennai plants. The model has however been discontinued since the mid of 2019 due to BS6 – Bharat Stage 6 emission standards. The 5-door hatchback competes against the likes of Honda Amaze, Tata Tigor, Maruti Suzuki DZire, and Hyundai Aura.
Key Features of Figo Aspire
With 3 engine variants to offer, the Ford Figo Aspire comes with 1.2-litre Ti-VCT and 1.5-litre Ti-VCT petrol engines, and 1.5 litre TDCi diesel engine. The 1.2-litre petrol engine offers 87 bhp of maximum power, 122 Nm of torque and 1196 cc of displacement. The 1.5-litre petrol engine offers 110 bhp of maximum power, 136 Nm of torque and 1499 cc of displacement. 1.5-litre diesel engine, on the other hand, offers 99 bhp of maximum power, 215 Nm of torque and 1498 cc of displacement.
A front-wheel-drive, the Figo Aspire comes with both manual and automatic transmission. Where both the 1.2-litre petrol and 1.5-litre diesel engines come with 5-speed manual transmission, the 1.5-litre petrol engine offers only 6-speed automatic transmission in its variants.
When considering its performance, it offers 65% better mileage than any other sedan. With a fuel tank capacity of 40 and 42 litres, the 1.2 petrol engine gives a mileage of about 18.2 km/l and the 1.5-litre petrol engine gives 17.2 km/l. This holds true for both the types of transmissions along with Petrol+CNG fuel type. The diesel engine gives 25.8 km/l of mileage. The petrol variants take about 11 seconds to move from 0-100kmph of speed and diesel variant take 9.72 seconds only. The hatchback can easily touch the top speed of 172kmph.
A few features to look out for are airbags, passenger airbags, ABS, electronic brakeforce distribution, headlamp beam adjuster, steering adjustment – tilt, keyless entry, rear fog lamps, and electric power steering.
Premium for Figo Aspire Car Insurance
| Car Variant | Price of the Car | IDV* | Zero Depreciation (Add on)* | Premium (Basic)* |
| Titanium Plus 1.2 Ti-VCT (1196 cc) | Rs. 7,44,000 | Rs. 4,17,600 | Rs. 2,742 | Rs. 8,019 |
| Trend 1.2 Ti-VCT (1196 cc) | Rs. 6,59,000 | Rs. 3,32,352 | Rs. 2,182 | Rs. 7,040 |
| Titanium Plus 1.5 TDCi (1498 cc) | Rs. 8,34,000 | Rs. 4,75,200 | Rs. 3,120 | Rs. 8,681 |
*The values are calculated on the basis of the city (Chennai) and year of registration (2019).
Inclusions & Exclusions of Figo Aspire Car Insurance
Inclusions:
- Third-party legal liability in case of damage or loss to third party vehicle or property.
- Personal accident cover.
- Loss or damage incurred by insured vehicle due to natural calamities.
- Loss or damage incurred by the insured vehicle due to strike, terrorism or riots.
- Loss or damage to the insured vehicle caused due to malicious act.
- Loss or damage caused when the insured vehicle is in transit by inland waterway, road, rail, or air.
- Total loss of the insured car due to housebreaking or theft.
- Cashless claims at network garages.
Exclusions:
- Damage that falls under normal wear and tear of the insured vehicle caused due to ageing or lack of maintenance.
- Damage to the insured car's engine.
- Damage incurred by the insured car due to war, nuclear risk or mutiny.
- Damage incurred when driving the insured vehicle and breaking any traffic rule.
- Damage incurred by the insured vehicle when driving after substance abuse.
- Damage incurred when driving the insured vehicle without a valid license.
- Mechanical or electrical breakdown of the insured car or any other consequential loss.
- Damage to the insured car's tyres or tubes.
- Damage incurred when driving against the limitations as to use.
Add-ons Benefits in Figo Aspire Car Insurance
You can include a few of the above exclusions as part of your Figo Aspire car insurance by purchasing add-ons at an additional cost. Some of them are listed below.
- Ambulance Cover will reimburse the cost of ambulance services in case of use due to an accident.
- No Claim Bonus Protection will ensure that your No Claim Bonus remains untouched even if you make a small amount of claim.
- Zero Depreciation Cover will protect your car's parts that are otherwise not included in your basic car insurance plan. These parts are made of plastic, rubber, metal, fibre and/or paint material.
- Return to Invoice Cover will help you claim the original invoice value of your car including the registration and road tax that was paid at the time of purchase. This should be declared during the purchase of the add-on.
How To Renew With PolicyX.Com?
Renewal of your Figo Aspire car insurance has never been easier. PolicyX.com offers an insurance portal that will help you finish the process within minutes of your time. You can begin right away by scrolling up on this page and finding the option to Get Instant Quotes. The next few steps required you to do the following:
- You can enter your car's registration number and click on "Get Quotes" or directly click on "Proceed without car number", enter Ford Figo Aspire as your car's make, its RTO code, the variant, and the year of registration in the form. Select the "Renewal" radio button and then click "Continue".
- You can either choose to go ahead with your current car insurance plan or opt for another suitable option from the provided list of quotes.
- Once you have selected your plan, you can make an online payment on the selected insurance provider's portal.
- Within a few minutes of submission, you will have the car insurance policy document reach your inbox.
