Figo Car Insurance Renewal Online
Ford Figo
PX step

Compare Car Insurance Quotes Online


Figo Car Insurance

The Figo by Ford is one of the most popular mid-segment cars in India. Available in four variants, namely Titanium, Titanium BLU, Trend and Ambiente, the Figo has plenty new to offer to its buyers. All the old variants, except Titanium and Titanium Blu of Figo are discontinued and the new Figo (all set to launch sometime in 2020) will replace them. The 2020 Ford Figo is designed to meet BS6 emission norms.

The hatchback is stacked with various interior and exterior features including keyless entry, electrical boot release, rain-sensing wipers, touchscreen infotainment system and more, which makes a desirable choice in comparison to its market contemporaries like Maruti Suzuki Swift, Renault Triber, and Hyundai Grand i10 Nios. The vehicle offers mileage up to 24.4 KMPL. Figo by Ford is priced between INR 5.39 to 7.85 Lakh.

Key Features of the Car

The Ford Figo comes with a plethora of notable features. We have elaborated on specific features of the Figo in sections below:


The Figo comes with various key features in its interior like front power winds, electric power steering, rake adjustable steering, multifunctional display, analogue + digital instrument console, digital clock, fabric seats material, driver and front passenger sun visor.


Figo features an engine with in-line cylinder configuration with 4 cylinders and 4 valves per cylinder, and injection fuel system. The engine displacement is 1194 cc, and it generates a power of 96Bhp@6500rpm and torque of 120Nm@4250rpm.

Suspension, Wheels and Tyres

The Figo by Ford features drum rear brakes and ventilated disc front brakes. The vehicle is equipped with independent McPherson suspension in the front and semi-independent twist beam with twin oil and gas-filled shock absorber. The handbrake is manual and the size of the wheels is 175/65R14.


There are multiple safety features in the Ford Figo including driver and front passenger frontal airbag, rear sensor parking assistance, engine immobilizer, door ajar warning, child safety locks, anti-lock braking system, auto-dimming rear-view mirror, and electronic brake-force distribution.


There are myriad comfort features in the new Ford Figo such as manual air conditioning with cooling and heating, 12v power outlet, front row adjustable head-rests, front door pockets, front cup holders, internal boot-lid opener and internal fuel-lid opener.

The premium for Figo Car Insurance Policy

Before you get insurance for your treasured Ford Figo, you must take a look at the amount of premium you will be required to pay towards car insurance.

The table below lists down the approximate amount of premium for different variants of Ford Figo:


Price of the Car

(in Lakhs)


Zero Depreciation



Titanium 1.5 Ti VCT AT

(1498 cc)





Titanium BLU

1.2 Ti VCT

(1194 cc)





*The values are calculated based on the city (Hyderabad) and year of registration (2019).

Add-On Benefits

Although comprehensive insurance provides adequate coverage for your car, having add-on covers will protect your car from what your comprehensive car insurance does not cover. Additionally, there are add-on covers to bear the cost of depreciation, consumables, damages to the engine and more.

Listed below are some of the most common add-on covers that you may consider buying for your Figo:

Engine Secure Cover

This add-on cover is specifically designed to provide financial coverage towards repairs and maintenance of the damaged engine, which is not a result of accident or collision. Damages to the engine due to leakage of lubricant oil and water ingression are covered. The coverage is also extended towards damage to the hydrostatic lock and gearbox.

Depreciation Reimbursement Cover

This add-on cover is only available for cars, which are less than 5 years in age. The depreciation add-on covers spare parts of the cars, which have been damaged in an accident. Using this add-on cover, you can get a maximum of two claims.

Consumables Cover

The consumables add-on cover covers expenses towards the replacement of consumables like screws, nuts, bolts, oils and more.

Roadside Assistance Cover

The roadside assistance add-on cover is available to provide you with a back-up in the event of a breakdown while on the road. Under this cover, you can avail round-the-clock services like change of flat tyre, towing, battery replacement and refuelling. The add-on plan will also cover you for the cost of hiring any alternative transportation or availing any emergency accommodation.

Passenger Cover

Passenger cover add-on pays in the event of accident or injury involving an accident to the passengers in the car. Hospitalization and treatment of the passengers are taken care of under this add-on cover.

Steps To Renew Figo Car Insurance Policy

The key to getting your hands on the best car insurance for your vehicle is to evaluate its inclusions, exclusions, terms and conditions and briefly analyze the price with the benefits. To make sure you get the most for your price, you must always check out the latest insurance plans in the market and see what they have to offer. At every renewal, you must compare your current plan with other plans of its likes and then decide whether you want to renew the same plan or switch to another. allows you to compare plans side-by-side and buy the one that suits your requirements and your budget the best. You can renew your plans via by following the simple steps listed below:

  • Navigate to the top right corner of the page and go to 'Get Instant Quotes'.
  • Enter your car's registration number and click on 'Get Quotes' or click on 'Proceed without car number', enter Ford Figo as your car's make, its RTO code, the variant, and the year of registration in the form. Select the 'Renewal' and click 'Continue'.
  • Compare various car insurance and click on the 'Buy Now' button under the car insurance plan that you would like to buy, following which you will be redirected to their website. 
  • Pay the premium for the car insurance using your debit and credit cards. 
  • You will be mailed the copy of the plan on a successful transaction.


1. My Figo car engine has been damaged due to water ingression. Will my comprehensive car insurance cover it?

No, your comprehensive car insurance does not cover for repairs to engine damage. You can get reimbursement towards the same only if you have an Engine Secure Cover.

2. I have missed my policy renewal date. Will my car insurance plan get lapsed?

You must take note of your car insurance renewal date but even if you miss it, you will have another 30 days of Grace Period to renew your plan. Ensure that you renew your plan within the Grace Period to avoid your plan getting lapsed.

3. My car has been damaged by some falling object? Is it included in my regular car insurance coverage?

Yes, damage to your car by falling objects is covered under regular car insurance coverage. You can claim reimbursement for the same.

4. My car has been stolen. Will I get complete reimbursement for the price?

If your car has been stolen, you can get reimbursed for the Insured Declared Value or idv unless you have the Return to Invoice add-on cover, which will allow you to get reimbursed for the invoice value of the car.

Last updated on 28-12-2020