HDFC ERGO Car Insurance

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HDFC ERGO General Insurance Company


HDFC ERGO General Insurance Company Ltd., a joint venture between HDFC Ltd. and ERGO International AG, which is the main insurance body of Munich Re Group. It provides a wide range of motor, health travel insurance products. Customers can buy liability, marine and property insurance products. Currently the organization operates in 71 cities; it has 80 branch offices and around 1,100 staff-members. The company is rated 'iAAA' by ICRA Limited. It also has the ISO certification for its claim services, policy issuance & customer servicing.

Motor insurance policy by HDFC ERGO provides complete coverage to your vehicle. It ensures that your hard-earned savings remain secure and do not bear the losses if your vehicle meets an accident, is stolen or undergoes any mishap on the road. The motor insurance at HDFC ERGO provides cashless claim services with over 1600 plus certified garages across India. When your vehicle comes on the road, it becomes prone to theft, damage, loss and other such incidents. Hence a motor insurance becomes necessary to protect your vehicle from all unwanted incidents.

Why HDFC ERGO Motor Insurance


In India, having a motor insurance policy is a mandatory thing; you don’t have any choice in it. It is advisable for all vehicle owners to buy a motor insurance plan before they take their vehicle on the road. Some people think that since they didn't have any kind of claim in the previous year, so they need not renew their policy again. This is wrong. It is simple yet effective as motor insurance offers coverage against accidents, theft and general damages among other. There are many reasons that tell you the importance of having a motor insurance. We have listed some of them for you:-

Serious Accidents: There are several days and moments when you must be tired, exhausted and distracted while driving and that results in a crash before you could understand anything it already leaves a bad impact. It might not be your fault, but being prepared for the same in advance can help you a lot. Without a valid motor insurance, you have to pay for the entire repairing cost of the vehicle from your pocket and that can be costly. On the other hand, with a valid motor insurance, it will be easier for you to go for repairing without worrying too much about the money.

Post-Accident Healthcare: While searching for a motor insurance plan, you must think that what you would do if you need medical attention after an accident and you don’t have the disposable funds to get quality treatment. A motor insurance will assist you with clearing your medical bills in such situations. It becomes all the more important if you do not own a health insurance policy.

Minor Collisions: Motor insurance policies are also useful for the smaller collisions that leave you with a cracked windshield or a damaged bumper. Those who own a vehicle knows that the car repairing is really expensive. You can even file a claim for minor injuries also.

Theft and Vandalism: There are a few ways to keep away the danger of auto theft. We don’t know what can happen in future. Those cars, which are installed with anti-thefts devices are hard to steal but still not impossible. Theft can take place anytime, to protect yourself from the same, you must have a valid motor insurance policy with yourself. It will help you to deal with such situation easily. It is advisable to go with an adequate motor insurance so that chance of rejection will be less.

HDFC ERGO Motor Insurance Plans


HDFC ERGO Motor insurance is offering a wide range of effective plans. You just need to pick out the best one for yourself. The wide range of products offer great coverage along with attractive befits also.

Private Car Insurance: It is a financial safeguard for a large variety of conditions; car insurance becomes one of the most important things when you buy a car. Car insurance will provide coverage to your car against natural disasters, theft, accident, etc.
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Two Wheeler Insurance: Along with the convenience that a two wheeler provides to its users, it also comes with many risks. Two wheeler insurance is mandatory to have if you own a vehicle under the motor insurance act. You can buy comprehensive and third party coverage that will protect you against several risks which are associated with your two wheeler.
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Commercial vehicles Insurance: HDFC ERGO provides vehicle insurance policies for Commercial Vehicles for almost all types of vehicles such as Goods Carrying Vehicles-Private and Public Carrier, Trailers, Passenger Carrying Vehicles, Miscellaneous and Special Types of vehicles – Mobile Rig, Shovels, Grabs, Tractor, and Excavator etc.
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HDFCO ERGO also provides


- Travel Insurance
- Personal Accident Insurance

- Health Insurance
- Home Insurance

- Commercial Insurance
- Rural Insurance

Claim Form


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Contact Address


HDFC ERGO General Insurance Company Ltd.
6th Floor, Leela Business Park, Andheri Kurla Road, Andheri (E), Mumbai - 400 059
Tel : 022-6638 3600 Fax : 022-6638 3699
E-mail: healthclaims(at)hdfcergo(dot)com

HDFC ERGO General Insurance News


ERGO Increases its Stake in Indian Insurance JV

ERGO International, a German insurance company has decided to purchase a 22.9 per cent stake in its general insurance joint venture with Housing Development Finance Corporation (HDFC) for Rs 1,122 crore ($168 million). On Thursday, the Indian mortgage lender confirmed that ERGO’s stake in HDFC ERGO General Insurance will now raise to 48.74 percent while

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Friday December 18, 2015

Insurers Introduce Consumer Awareness Drive

The insurance companies are now taking a few steps to support the concept of insurance among people. These awareness campaigns comprise of social media promotions, road shows and customer meets. The focus here is not the brand promotion or advertising, but purely for insurance awareness. For example, Bajaj Allianz Life Insurance has approved an insurance

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Wednesday January 06, 2016

Delhi: Odd-Even Rule Might Lead To Lower Motor Premium

 In Delhi, the odd-even plan for cars might lead to a reduction in the premiums of motor insurance policies, as the car can ply on alternate days. According to the claims data of insurance companies, premiums could be reduced as risks from a motor’s usage will come down. Mukesh Kumar, Exceutive Director at HDFC ERGO

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Thursday January 07, 2016

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