HDFC ERGO General Insurance Company Limited was founded in 2002. The company is a joint venture between HDFC Ltd. and ERGO International AG (primary insurance entity of Munich Re Group). It is an ISO certified company since 2010 for its operations and services in Customer Experience Management and Claims Management. In 2013 and 2014, HDFC ERGO has been awarded the Best General Insurance Company in India by IAIR (International Alternative Investment Review).
HDFC ERGO Two Wheeler Insurance gives security to your bike or scooter against damage from uncertainties. It offers emergency roadside assistance along with various discounts to its customers. The company also provides a variety of two-wheeler covers inclusive of Single Year Comprehensive Two-wheeler Insurance, Standalone Motor Own Damage Cover (Two-wheeler), Long Term Comprehensive Two-wheeler Insurance and Two-wheeler Liability Only Insurance.
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**Last Updated on 25-06-2020
If the two-wheeler repairs are done from any network garage authorised by the company, its expenditure will be directly managed by the insurer.
There is no limit for making claims with the comprehensive two-wheeler insurance plan of HDFC ERGO.
The customer can buy two-wheeler insurance with flexible policy terms i.e. for 1/2/3 years.
You can earn No Claim Bonus through the on-time renewal of the policy and raising no claims during a policy year. A maximum discount of 50% can be gained as an NCB benefit.
With online services provided by the company, you only have to upload a few documents online for buying and renewal of the policy.
The customer service team of HDFC ERGO is always there to assist you in case of any queries regarding the two-wheeler insurance policy.
A two-wheeler premium calculator works with the help of certain factors such as the zone of registration, bike make & model, age of the two-wheeler, engine cubic capacity, etc.
Let us have a look at the following premium chart for various two-wheeler models as per the registration year 2020.
Price of the Bike
Yamaha Ray ZR 125 Drum (125 cc)
Honda SP 125 Drum (124 cc)
Rs. 49, 569
CF Moto 300NK (292.4 cc)
Vespa Urban Club BS VI (125 cc)
**The values are calculated on the basis of Delhi city.
Zero Depreciation: Using this add-on cover, the customer can enjoy zero deductions in the claim amount for the depreciated parts of the two-wheeler like plastic, metal, rubber, etc. The battery costs and tyres are not covered under this add-on.
Emergency Assistance Cover: Under this add-on cover, the policyholder can ask the company for assistance in various emergencies like minor repairs on-site, fuel delivery, towing, tyre replacement, lost key assistance, etc. This cover can be purchased if you have a single-year comprehensive policy.
Registered & Corporate Address: HDFC ERGO General Insurance Company Limited, 1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai - 400020.
Customer Service Address: HDFC ERGO Insurance Company Limited, D-301, 3rd Floor, Eastern Business District ( Magnet Mall), LBS Marg, Bhandup (West) Mumbai-400078
Telephone: 022-62346234, 022 6234 6234, 0120 6234 6234;
1800 2666 400 (toll-free)
Email: care@Hdfcergo.com (For any queries or complaints regarding your two-wheeler insurance policy)
Chat with your virtual assistant “DIA” by visiting the official website of HDFC ERGO General Insurance.
Registered Office Address: PolicyX.Com Insurance Web Aggregator Private Limited, 1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.
Email: firstname.lastname@example.org (For assistance & complaints)
email@example.com (For any Sales query)
Toll-Free Number: 1800-4200-269
CPA, i.e., Compulsory Personal Accident cover is for the owner/driver of the two-wheeler in a two-wheeler insurance policy. It is mandated as per Supreme Court norms of India and a claim may be rejected without CPA.
The No Claim Bonus (NCB) is valid until 90 days from the date of expiry of the previous policy. The NCB will become 0% and no benefit will be passed on to the renewed policy if the policy is not renewed within 90 days.
Yes, the cover will be applicable even when you are outside the country and shall be payable in 'Indian Rupees' only in case of a claim.
The policy will provide 50% compensation in case of permanent disability or broken bones due to an accident.
Last updated on 25-06-2020