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Honda Bike Insurance
  • Flexible Coverage Options
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  • Online Issue of Policy

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Honda Bike Insurance

Honda two wheelers are the most compatible vehicles running on Indian roads and are currently the second-largest manufacturer in the country. Honda Motors has been producing high-quality motorcycles, scooters, and racing bikes to enhance customer experience. With features like air cooled 4 stroke engine, tubeless tyres, 8L to 13L fuel tank capacity, 12V batteries, LED headlights etc, Honda Motorcycle has registered 5 million purchases in a single year.

After you have invested in a good bike, it is important to buy the right insurance coverage for it. Before proceeding to buy Honda bike insurance, proper knowledge of what is included and excluded in coverage is vital.

Honda Bike Models in India

CD110 Dream

CD110 Dream

109.19 CC engine, 9.09 Nm @ 5000 rpm, 4-speed transmission, 1285 mm wheelbase, 8L Fuel tank capacity, telescopic front suspension

Price Range : Rs 49,498 - 51,847

CB Hornet 160R

CB Hornet 160R

162.71 CC engine, 14.5 Nm @ 6500 rpm, 110 Kmph speed, 5-speed transmission, 1346 mm wheelbase, 12L Fuel tank capacity, mono-shock rear absorbers

Price Range : Rs 86,500 - 95,078

CB Shine

CB Shine

124.73 CC engine, 10.30 Nm @ 5500 rpm, 110 Kmph speed, 5-speed transmission, 1345 mm wheelbase, 12L Fuel tank capacity, mono-shock rear absorbers

Price Range : Rs 59267 - Rs 66267

CB Unicorn 150

CB Unicorn 150

149.1 CC engine, 12.80 Nm @ 8500 rpm, 101 Kmph speed, 5-speed transmission, 1340 mm wheelbase, 13L Fuel tank capacity, spring hydraulic type suspension

Price Range : Rs 72,633 - Rs 79,718

CB Unicorn 160

CB Unicorn 160

162.71 CC engine, 14.61 Nm @ 6000 rpm, 106 Kmph speed, 5-speed transmission, 1324 mm wheelbase, 12L Fuel tank capacity, spring hydraulic type suspension

Price Range :Rs 75,884 - 78,332

Honda X-blade

Honda X-blade

162.71 CC engine, 14.12 Nm @ 6000 rpm, 106 Kmph speed, 5-speed transmission, 1324 mm wheelbase, 12L Fuel tank capacity, spring hydraulic type suspension

Price Range :80,325 - 88,672

Dream Yuga

Dream Yuga

109.19 CC engine, 8.63 Nm @ 5500 rpm, 86 Kmph speed, 4-speed transmission, 1285 mm wheelbase, 8L Fuel tank capacity

Price Range : Rs 54,566 - 55,512

Dream Neo

Dream Neo

109.19 CC engine, 8.63 Nm @ 5500 rpm, 86 Kmph speed, 4-speed transmission, 1258 mm wheelbase, 8L Fuel tank capacity

Price Range : Rs 52,618 - 52,908

Livo

Livo

109.19 CC engine, 8.63 Nm @ 5500 rpm, 86 Kmph speed, 4-speed transmission, 1285 mm wheelbase, 8.5L Fuel tank capacity

Price Range : Rs.57,298 - 60,627

CBR 250R

CBR 250R

249.6 CC engine, 22.9 Nm @ 7000 rpm, 135 Kmph speed, 6-speed transmission, 1369mm wheelbase, 13L Fuel tank capacity

Price Range : Rs 1.65 lakhs - Rs 1.95 lakhs

Honda Scooters India

Activa 5G

Activa 5G

109.19 CC engine, 9 Nm @ 5500 rpm, 83 Kmph speed, automatic transmission, 1238 mm wheelbase, 5.3L Fuel tank capacity

Price Range : Rs 54,911 - 57,176

Activa i

Activa i

109.19 CC engine, 8.94 Nm @ 5500 rpm, 83 Kmph speed, V-Matic transmission, 1238 mm wheelbase, 5.3L Fuel tank capacity

Price Range : Rs.51254 - Rs.53541

Aviator

Aviator

109.19 CC engine, 8.94 Nm @ 5500 rpm, 82 Kmph speed, LED Headlamps, telescopic front suspension, 5.3L Fuel tank capacity

Price Range : Rs 56,537 - 60,891

Grazia

Grazia

124.9 cc engine, 10.54 Nm @ 5000 rpm, 82 Kmph speed, 1260 wheelbase, LED Headlamps, spring-loaded hydraulic rear suspension, 5.3L Fuel tank capacity

Price Range : Rs 61002 - Rs 67655

Dio (Dio STD & Dio DLX)

Dio (Dio STD & Dio DLX)

109.19 CC engine, 8.91 Nm @ 5500 rpm, 83 Kmph speed, V-Matic transmission, 1238 mm wheelbase, 5.3L Fuel tank capacity

Price Range :Rs .53218 - Rs.57505

Lesser-Known Benefits of Honda Motorcycle India

Spare Parts Service

Spare Parts Service

Honda two wheeler company to ensure quality to their customers provide genuine spare parts facility which is available to every Honda users. Plus, all the spare parts contain MRP label for complete safety.

Service Centres

Service Centres

The company has established a good number of service centers all over India and the customer can easily locate the nearby centers by visiting their website. You can take an online appointment with the nearest service locators

Extended Warranty

Extended Warranty

Under the program called Honda Shield, the customer can extend their warranty period to five years. This is cost savings as services will be free of cost and the vehicle is handled by Honda vehicle technicians.

Affordable Prices and Features

Affordable Prices and Features

Honda two wheelers are notorious for their extremely affordable prices in comparison to the features of the models. Higher mileage, higher cubic capacity, variant colours, and flashy structure is another reason for its sales.

Network Dealers

Network Dealers

The customer can find Honda dealer anywhere in the country by using the online features of the dealer locator on the website. You just have to submit your state and city name with pin code.

Inclusion & Exclusion of Honda Bike Insurance

Damages that Get Instant Settlement

  • Natural Calamities: Natural calamities are beyond the control of human beings and these events are bound to cause heavy destruction to life and property. However, bike insurance will pay you for the damages occurred.
  • Theft/Burglary/Housebreaking: Your bike insurance will cover you for the loss of the insured vehicle due to theft or burglary or housebreaking. A value equal to the IDV value of the vehicle will be paid.
  • Fires/Explosions/Self Ignition: Perils such as fires, explosions or self-ignition which have the potential to cause ravages to the insured Honda two wheeler are given coverage on making timely claims.
  • In Transit Damages: If the insured vehicle has been shipped to a certain destination and meanwhile it the met minor damages while the transit process, the insurer will pay the loss amount if the claim is genuine.
  • Riot/Strike/Malicious Act: Activities like riots, terrorist attacks, strikes which are solely caused by inhuman behavior of human beings are also included. The vehicle owner will get assured compensation for the loss.
  • Third-Party Liabilities: Liabilities that result from the damage constructed by the insured Honda bike owner to a third party who is traveling on the road are also covered.
and

Damages That doesn’t qualify for Settlement

  • Drinking while Driving: the insured bike owner will not get coverage amount if the loss has been developed due to the heavy dose of alcohol while driving the insured two wheeler.
  • Wear and Tear: Two wheeler accessories like seats, fiberglass, tires, tubes, etc that are subject to natural degradation over a time period are also not included under the coverage.
  • Mechanical breakdown: Any major or minor issue happening to the gearbox or engine of the two wheeler will not be borne by the insurer. Resulting expenses have to be carried by the insurer bike owner.
  • Using private Vehicles as Commercial Use: Insuring a bike for private use but utilizing it for a commercial purpose is like cheating. Plus, if you do so the insurer will not provide compensation for any loss occurs.
  • Wars/Rebellions/Military Attacks: The loss or damage happened due to revolts, wars, nuclear bombing, military attacks, rebellion, etc are not covered under Honda bike insurance.

Honda Bike Insurance Online Renewal Process

  • Submit Your Details: Details will include your vehicle details and your personal contact information. Fill the requested details on the Policy X compare portal which is on the topmost section of this page. You can also click on the ‘Get Quote’ floating on your right side.
  • Choose Your Insurer: The second job is to choose the insurer from which you have taken two wheeler insurance for your honda bike. Never miss on comparing the premium offered by other insurers on the portal for the same vehicle.
  • Pay the Premium: Confirm the premium rates and look for the riders available under the coverage offered. Check the GST and other taxes applicable over the basic premium. Proceed to pay the premium through credit cards, debit cards or net banking.
  • Renewal Confirmation: A mail confirming the payment of the Honda bike insurance will be sent on the registered email ID of the applicant.

How to Buy Honda Bike Insurance online?

  • Go To Compare Portal: Shift to the uppermost part of this page where you have to fill in certain details of your bike and contact information. Also, choose the ‘buy’ option and hit the submit button.
  • Compare the quotes: The portal will display the quotes with respect to your two wheeler details. Honda two wheeler owner is just required to compare benefits, coverage, and premium offered by insurers.
  • Choose Honda Bike Insurer: Finalize your insurer which is giving best coverage under affordable premium prices along with assured claim payments. You can also choose the type of coverage and riders for your bike.
  • Premium Payment: Next, is to submit the applicable premium with the help of any online source of payment which can be credit cards, net banking, e-wallets, or debit cards.
  • Fill the Proposal Form: a proposal form will generate which ask you to submit personal details, previous insurers details, vehicle details, etc. This proposal form is for the consideration of the insurer who will authorize your request.
  • Issue of policy: The policy will be issued directly to the mail ID of the bike owner. An online payment receipt along with policy wording, policy documents, and claim forms will be sent to the registered email id.

Factors Influencing Premium Calculation

  • Vehicle Registration State
  • Manufacturer Name
  • Model and Variant of insured Bike
  • Manufacturing Year and Month
  • Body Type
  • Date of Purchase
  • Registration Region/City
  • Whether a vehicle is financed or not
  • Kind of Coverage opted
  • Add-on covers
  • NCB Discount collected
  • Insured Declared Value (IDV)

FAQs

The process of obtaining a claim form is online. The customer can find it in the policy documents issued during the purchase or by visiting the insurer’s website.

Yes, the bike prices fluctuate with the location applied during the purchase. The price may be lower in one state and may get higher in other states. For example, the rate of X Blade in Delhi is Rs 80325 while in Goa the prices for the same Honda bike models is Rs 81967.

As the whole process of buying bike insurance is made online, the customer is not required to submit any documents. Some valid details of the vehicle and owner’s contact are required for the issue of policy.

Last updated on 20-08-2019