Honda Motor Company Limited is a Japanese car-making company originally founded by Soichiro Honda and Takeo Fujisawa in the year 1946. At the present time, the headquarters of the reputed company is located in Tokyo, Japan.
As far as its reputation is concerned, it is worth noting that Hondo Motor Company Limited is currently the world’s eight largest manufacturers of the automobile. So far as India is concerned, Honda planted its footfalls in the year 1995. At that time, the company is in collaboration with Shriram Group. Presently, the reputed company has its manufacturing factories established in Bhiwadi and Greater Noida.
So far as Honda insurance is concerned, it is always important to buy insurance. Apart from the fact that a legal obligation is necessary to drive a bike on the road, getting insured is always essential. This is due to the fact the bike, as well as the individual operating the bike, is always susceptible to various risks on the road. Accidents may happen anytime; so it is important to consider buying a Honda bike insurance.
So far as the most rudimentary bike insurance policy is concerned, it generally covers the personal expenses and also third-party liabilities.
On the flip side, so far as a comprehensive insurance plan is concerned, it covers a wider range of issues that might happen during the period the particular bike is owned.
So far as damages covered by a comprehensive bike insurance plan are concerned, the issues include the following:
Natural and Anthropogenic Causes: These include incidents of arson, river floods, earthquake, storm, typhoons, terrorism, burglary escapades, theft, common road accidents etc.
Roadside Assistance: So far as the Honda Insurance Policy is concerned, it offers the provision of roadside assistance. In cases when the bike breaks down midway on the road due to a flat tyre or any mechanical glitch, the insurance policy can be considered.
Cover for Third Party Liabilities: So far as a third party is concerned, it is important to secure an insurance policy. In cases when a third person is injured in an accident, and the personal owner has been held accountable, the policy is of extreme help.
Cover for Engine Protection: Engine protection is one of the essential things. Honda bike insurance policy provides a secure engine cover in cases of any mechanical burps. However, it is important to note that the engine protection cover is not available across Honda variants and is limited to only a few.
Cashless Facility: The Honda bike insurance policy has provisions for cashless repairs too. In cases when the owner of the bike does not have sufficient raw fund, the insurance policy is of extreme help as it is well-equipped to provide cashless repairs at all its network garages anywhere in the country.
Accident Cover: In cases when the owner or the driver of the specified Honda bike meets with an accident, he or she can always avail of the insurance policy for immediate financial cover.
So far as the Honda Bike Insurance is concerned, the following credentials are needed to be filled:
Name of the Owner
Phone Number of the Owner
E-mail address of the Owner
Model of the Honda bike
Variant of the Honda bike
Cubic Capacity of the Engine
Registration Year of the Honda bike
The aforementioned domains are needed to be filled before computing the respective premiums needed to be disbursed.
The insurance policy can be renewed online by following some very simple steps. Although the more traditional method of renewing is always applicable to the concerned insurer, switching online is always a more effective regimen.
Apart from this, renewing Honda bike insurance brings with it certain added benefits to the concerned insurer. Renewal can bring weighty discounts on the Honda bike insurance premium packages. Also, various payment channels are always available online.
As it is always important to get insured, it is equally significant to know precisely how to purchase Honda bike insurance. The process is simple, lucid and follows thus:
It is advantageous to buy bike insurance policy from a suitable broker. Because in cases of disputes on claim settlement, the agent might act as a favorable mediator in order to palliate the heat of the crisis.
The following are the points to keep in mind while buying a bike insurance policy:
First and foremost, it is essential to select the most appropriate amount of coverage for the concerned Honda bike.
It has to be strictly ensured that the IDV of the concerned bike is neither too high nor too low.
The policy and scheme-related documents and measures are to be pored over very, very carefully.
It would be advised not to blindly go for low premiums as they might not always be able to give the best of services. There have been many such incidents where the owner of the bike blindly eyes on the lowest premium package and then is mostly dissatisfied. So, it is important to consider the features offered by the several premium packages and only then switch to the one that is propitious from every angle considered even if a bit expensive.
It is advised to first do a strict comparative study of all the available and relevant policies and go for the one that offers minimum price and also the maximum discount. There are hundreds of insurance policies and packages available online. The concerned insurer should patiently go through each one of them before hurriedly choosing the wrong policy.