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About Honda Brio Car Insurance

Produced by Honda, the Honda Brio is a city car which was later turned into a subcompact car. It was introduced in the year 2011 for sale in India, Indonesia, South Africa, the Philippines, Thailand and Vietnam. The assembly was done at Honda Cars India Ltd at the production facility in Greater Noida. Over 80% of its parts were sourced from Indian suppliers. By January 2019, its sales started to deplete with only 2 units sold in the month of January. Hence, by February 2019, the model was discontinued from the Indian market.

Key Features of Honda Brio

Powered by the petrol engine, this 5-door hatchback comes with 4 inline cylinders having 4 valves with SOHC configuration. The engine is a 1.2 litre i-VTEC Engine. It produces a maximum power of 87 bhp and maximum torque of 109 Nm. The engine displacement is calculated as 1198 cc.

As a Front Wheel Drive, the Honda Brio comes with automatic transmission. The gearbox is that of 5-speed gears.

In terms of performance, this subcompact car provides a mileage of 16.5 km/l with the fuel tank capacity of 35 litres. It can attain the speed of 100 kmph from 0 kmph within 16 seconds and can touch the top speed of 145 kmph.

The seating capacity of the car is to host five people in total with 2 seating rows in place. Furthermore, this model is also air-conditioned. Some other features of this hatchback are heater, anti-glare mirrors, driving experience control eco, anti-theft device, power windows, boot-lid operator, engine immobilizer, anti-lock braking system, power steering, 2 airbags, alloy wheels, and chrome grille amongst several others.

Premium for Honda Brio Car Insurance

The premium for Honda Brio car insurance will vary between insurance providers. There are several factors that are considered to come up with that price. Those factors are your Honda Brioís age, the make and model your car, its current condition, the terrain on which you drive your Brio, its Insured Declared Value (IDV), and the displacement its engine produces.

You can look at the table below to get a good idea about how the IDV and the premium rates for the renewal of your Honda Brio are.

Car VariantPrice of the CarIDV*Zero Depreciation (Add on)*Premium (Basic)*
1.2 V AUTOMATIC TRANSMISSION (1198 cc)Rs.6,17,000Rs.3,20,436Rs.3,156Rs.6,903
VX BL AT (1198 cc)Rs.6,97,000Rs.3,42,216Rs.3,370Rs.7,153
VX BL MT (1198 CC)Rs.5,48,000Rs.3,02,000Rs.2,978Rs.6,696

*The values are calculated on the basis of the city (Delhi) and the year of registration (2018).

Inclusions & Exclusion of Honda Brio Car Insurance

Inclusions:

  • Loss or damage caused to your car due to natural calamities.
  • The total loss caused due to explosion, fire, etc.
  • The total loss due to an act of terror.
  • The total loss caused due to theft.
  • Damage caused under personal accident cover.
  • Own-damage cover.
  • Damage caused under third-party liability cover.

Exclusions:

  • Wear and tear caused due to ageing or lack of maintenance.
  • Mechanical or electrical breakdowns.
  • Damage caused to the tyres (unless the vehicle is also damaged).
  • Driving without a driving license or with an invalid one.
  • Driving under the influence of liquor.
  • Damage caused when a vehicle is used for illegal purpose.
  • Using the car outside geographical limits.
  • Damage caused when used for purpose apart from the one stated at the time of insurance purchase.
  • Damage caused due to perils and nuclear wars.

Add-ons Features

You can include some of the excluded benefits as part of your Honda Brio car insurance policy with the help of these add-ons at additional charges.

  • Consumable Cover will allow you to claim for the cost of the consumables that were replaced at the time of repair. This includes parts such as nuts and bolts, bearings, engine oil, and so on.
  • Accessories Cover will benefit you if you wish to cover the accessories of your car in case of replacement or repairs.
  • No Claim Bonus Protection helps you save even if you end up making a small claim. Hence, you can protect your discount, which starts from 20% of your premium from the first claim-free year and can touch up to 50% by the end of 5 claim-free years.
  • Voluntary Deductibles will allow you to pay your share at the time of claim. Hence, it will further help you reduce the cost of your car insurance premium.

Honda Brio Car Insurance Policy Renewal Process

With PolicyX.com, you can renew your Honda Brio car insurance within minutes. You can get started right away by scrolling up on this page and finding for the form on the right-hand top corner. The subsequent steps from there are:

  • You can either enter your car number and click on 'Get Quotes' or click on 'Proceed without car number' and fill the required details to get to the quotes section.
  • You can go ahead with your current car insurance plan or opt for another suitable option from the provided list of quotes.
  • Once you have chosen the plan, you can make the payment on the selected insurance providerís online portal.
  • Within a matter of a few minutes, you will have your car insurance policy document reach your inbox.

Honda Brio Car Insurance: FAQs

1. Can I claim the insurance on the modifications made to my Honda Brio under my car insurance?

Yes, you can claim the insurance on the modifications, provides the changes made to your car do not nullify your carís value and you have the accessories cover add-on.

2. Can I claim the insurance on the engine modification with Engine Protection add-on?

No, your insurance does not cover engine modification even as part of engine protection.

3. My tyre was cut at the parking lot. Can I claim the insurance on its replacement?

Yes, you can claim the insurance on the tyre replacement, provided you have tyre protection add-on as part of your car insurance policy.

4. I need to refill my carís coolant. Will my car insurance cover the cost of a refill?

Yes, you can claim for the refill of your carís coolant only if you have Consumables Cover add-on.

5. My engine was damaged due to an accident. Will the Engine Protection add-on cover its repairs?

Even with the engine protection as part of your car insurance policy, your claims will not be accepted if the damage was caused due to an accident. The only acceptable claim for engine protection is damage caused due to water ingress.

Last updated on 29-04-2020