Honda City Car Insurance Renewal Online

Honda City Car Insurance
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About Honda City Car Insurance

Arguably the best car under the umbrella of the Japanese car manufacturer, the Honda City has been ruling the streets since 2011. The vehicle is priced between Rs. 9.91 Lakhs and Rs. 14.31 Lakhs and is offered in four variants namely V, VX, SV, and ZX. The sedan comes in seven different variants which are available in 5 colours- Lunar Silver Metallic, Golden Brown Metallic, Modern Steel Metallic, Radiant Red Metallic, White Orchid Pearl.

The mileage offered by Honda City is 17.4 KMPL which makes it a nemesis of other popular cars in the segment including Skoda Rapid, Maruti Suzuki Ciaz and Volkswagen Vento. The latest model, Honda City 2020 with upgraded features is expected to launch by mid-2020.

Key Features of the Honda City

The key features of the Honda City are mentioned below.

Engine: The City comes with in-line cylinder configuration with 4 cylinders and 4 valves per cylinder. The compression ratio of the vehicle is 10.4:1. It comes with a front and transverse engine and injection fuel system. The 5-seater sedan also features 1497 cc petrol engine which generates the maximum power of 117.6Bhp@6600rpm and maximum torque of 145Nm@4600rpm.

Suspension, Brakes and Wheels: The front brakes of the Honda City come with ventilated discs backed by rear drum brakes. The car also features McPherson Strut, Coil Spring, Torsion Beam Axle, Coil Spring rear suspension and a manual handbrake. The wheel size of the car is 175/65R15.

Safety: The safety features in the Honda City is inclusive of the front passenger and driver frontal airbag, engine immobilizer, auto-dimming rearview mirror, child-safety locks, door ajar warning, anti-lock braking system, passenger side seatbelt reminder, high-speed alert system, electronic brake-force distribution, and central locking.

Interior: The key interior features in Honda City include all power windows, analogue + digital instrument console, electric power steering, multifunction display, rear centre armrest cup holders, driver and front passenger sun visor, manual seat height adjustment, rake adjustable steering column, fabric seats material and digital clock.

Comfort: There are various comfort features that the Honda City boasts of having. Some of the notable ones are 12v power outlet, adjustable headrests, cruise-control, second and third row AC vents, USB and Aux-in compatibility, front and rear cupholders, front and rear door pockets, FM radio, Bluetooth, bottle-lid opener, fuel-lid opener, and fully automatic climate control ventilation system.

Premium for Honda City Car Insurance

The premium for Honda City depends on various factors including the car model, the location, and the Insured Declared Value or Insured Declared Value.

The table given below reflects the approximate amount of premium for the top 3 variants of Honda City.

Car VariantPrice of the CarIDV*Zero Depreciation (Add on)*Premium (Basic)*
City V CVT (1497 cc)Rs.12,01,000Rs.9,38,790Rs.3,755Rs.15,699
City VX MT (1497 cc)Rs.11,82,000Rs.10,82,430Rs.4,330Rs.16,642
City ZX I VTEC CVT (1497 cc)Rs.14,31,000Rs.11,75,625Rs.4,703Rs.17,254

*The values are calculated on the basis of the city (Bangalore) and the year (2020).

Add-ons in Honda City Car Insurance

Add-on covers are protective covers that are taken to enhance the cushion of car insurance coverage. There are various types of add-on covers that you may consider for your Honda City. Some of the major add-on covers are listed below:

No-Claim Bonus Protection

Using no claim bonus for each claim-free utility can save you up to 50% of the premium amount on your car insurance. But making small claims can make you lose out on the accumulated bonus. This is where the need for NCB Protection add-on is established. With the NCB Protection cover, you can make small claims on your car insurance such as damage to the windshield glass or tires and still retain your accumulated NCB bonus. NCB Protection add-on covers you for the first two claims.

Depreciation Reimbursement Cover

With the depreciation reimbursement cover, you can claim reimbursement for the cost of replacement of certain parts of the car that may have been damaged in an accident. This add-on cover allows you to make up to a maximum of two claims.

Total Cover

The total cover takes care of the cost of the registration fee, octroi, taxes or any other charges levied by the government. Therefore, insured shall be reimbursed for the total value of the car in the event of theft or total loss of the car.

Roadside Assistance

This add-on cover is triggered in the event of an accidental breakdown of the car. If you have been left stranded due to sudden breakdowns like engine failure, or flat tire or battery related technical problem, you may fall back on the 24/7 roadside assistance cover. This add-on covers everything from oil refuelling to towing the vehicle to the nearest service centre. The insurance add-on coverage also reimburses you for the cost of hiring an alternate transport and emergency accommodation.

Steps to Renew Honda City Car Insurance

To get the best benefits from your car insurance plan, you must compare your plan with other car insurance plans every renewal. In doing so, you shall stay up-to-date with what other insurance service providers have to offer. You may also find plans which offer better coverage for your car within your budget. Renewal of your Honda City insurance plans is best done through PolicyX.com where you can get free quotes of different insurance plans under various banners and compare them side by side to take a pick.

  • Navigate to the top right corner of this page.
  • Enter your car number and click on ‘Get Free Quotes’. You can also click on ‘proceed without car number’ and enter the required details.
  • You will be redirected to the page where you can get free quotes on various car insurance plans.
  • Once you select your choice of car insurance, you will be redirected to their website.
  • Pay the first insurance premium online using debit or credit card.
  • You can get a copy of your renewed car insurance via email on successful transaction.

Honda City Car Insurance: FAQs

1. Will my comprehensive car insurance provide coverage towards injury to the passengers in the event of an accident?

Your comprehensive car insurance will not cover for expenses towards medical treatment for injured passengers in the event of an accident. You must have passenger protection add-on cover for the same.

2. How many claims on the Engine Protect Cover am I allowed to make?

It varies from insurer to insurer, provided you have bought engine protection add-on.

3. My Honda City is under repair. How do I commute to work?

If you have a roadside assistance cover, you will be reimbursed for hiring an alternate transport to work.

4. My Honda City has been damaged due to vandalism. Will my insurance service provider release my claim?

Yes, if you have a comprehensive insurance plan, you will be covered for the loss or damage to your car due to riots, strike, or vandalism.

Last updated on 08-05-2020