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Honda Jazz Car Insurance

The Honda Jazz has been one of the most popular hatchbacks since its release in 2018. Honda has released the teaser image of the BS6 Jazz which is expected to launch later this year. The Jazz comes in three variants namely the S, V and VX which can comfortably fit 5 adults. The vehicle competes against its market contemporaries such as Tata Altroz, Toyota Glanza, Maruti Suzuki Baleno and Hyundai Elite i20.

Key Features of Honda Jazz

Honda Jazz is jammed with various key features that give it an extra edge over its market competitors.

Let’s take a look at some of the key features of the Honda Jazz.

Engine

Honda Jazz features an in-line cylinder configuration with 4 cylinders engine, consisting of 4 valves per cylinder. The maximum torque that the engine offers is 110Nm@4800rpm and the maximum power offered by the engine is 90PS@6000rpm. The vehicle covers the mileage of 18.3 KMPL.

Safety

Safety features in the Honda Jazz include a driver frontal airbag and front passenger frontal airbag, rear sensor parking assistance with a camera, engine immobilizer, central locking system, child safety locks, door ajar warning, anti-lock braking system, and electronic brake-force distribution.

Suspension, Brakes and Wheels

The front brakes of the Honda Jazz are designed with ventilated discs and the rear brakes of the vehicle feature drum rear brakes. The Jazz also comes with McPherson Strut, Coil Spring Front Suspension, and Torsion Beam Axle, Coil Spring Rear Suspension. The interior also has a manual handbrake.

Interior

The interior of the vehicle comprises all power windows, analogue + digital instrument console, rake adjustable steering column, multifunction display, digital clock, manual seat height adjustment, multifunctional steering wheel, leather-wrapped steering, fabric seats material, electric power steering, and driver and front passenger sun visor.

Comfort

There are a plethora of comfort features in the new Honda Jazz. Some of the notable ones are CD player with Aux-in and USB audio system, fully automatic climate control ventilation system, fuel and boot lid opener, 12v Power Outlet, FM Radio, Bluetooth, infotainment screen, front and rear cupholders, front and rear door pockets, keyless entry and iPod compatibility.

The Premium for Honda Jazz Car Insurance

If you are looking for the right car insurance plan for your Honda Jazz, you must compare the premium for various car insurance plans before you decide to buy one.

The table below will allow you an insight into the approximate premium amount for each variant of the Honda Jazz.

Variant

Price of the Car

IDV*

Zero-Depreciation (Add-on)*

Premium*

Jazz 1.5 V MT

(1498 cc)

Rs.8,96,000

Rs.4,13,440

Rs.1,357

Rs.14,285

Jazz 1.5 S MT

(1498 cc)

Rs.8,16,000

Rs.5,66,010

Rs.2,264

Rs.13,299

Jazz 1.2 VX MT

(1198 cc)

Rs.7,89,000

Rs.6,66,045

Rs.2,664

Rs.13,908

*The values are calculated based on the city (Chennai) and the year (2020).

Inclusions & Exclusions

Inclusions

To make sure that you get the most value for your money, you must review the inclusions in a car insurance plan.

Generally, every insurance plan consists of certain common inclusions as listed below:

  • Comprehensive car insurance is inclusive of coverage for damages to your car in the event of an accident.
  • Coverage is extended against damages due to natural calamities such as tsunami, earthquake, landslide and such.
  • Insured cars are also covered for loss owing to man-made disasters such as riots, strikes, terrorism and vandalism.
  • The policyholder can also claim if his/her car is stolen.
  • The damages to the third party in the event of an accident is also covered.
  • The cost of hospitalization and medical treatment for loss or injury to the passengers in an accident is also paid for by car insurance.
  • Car insurance also covers the car against fire and falling objects.

Exclusions

Exclusions in your car insurance plan are the risks to your vehicle that are not covered by the insurer. It is crucial to take note of the exclusions in your car insurance plan so that you are prepared to pay for the damage if and when the situation arises.

Here are some of the most common exclusions in a car insurance plan:

  • Loss or damage to the car for using it for illegal purposes.
  • Damage or loss to the car due to driving under the influence of alcohol or drugs.
  • Loss or damage caused while the driver drives without a valid license.
  • Consequential loss or damage caused due to negligence.
  • Damages caused to the car when the car insurance plan has expired and has not been renewed.
  • Contractual liabilities of the car owner.

Add-on in Car Insurance

To ensure that your prized vehicle is covered against all possible damages that may or may not be the result of an accident, add-on covers are essential.

Here are some add-on covers that you can consider buying for your Honda Jazz to ensure all-round protection of the car.

Depreciation Reimbursement Cover

Having the depreciation reimbursement add-on cover allows you to claim the expenses in regards to the replacement of car parts that have been damaged in an accident. You can purchase the zero depreciation add-on cover for cars which are less than 5 years from the date of purchase.

NCB Protection Cover

The NCB Protection cover allows you to retain your accumulated No-Claim Bonus even after making a car insurance claim. The add-on will let you make two claims without losing out on No-Claim Bonus.

Roadside Assistance Cover

Roadside assistance add-on provides 24/7 assistance to your Honda Jazz. It covers everything from engine breakdown to refuelling and towing the vehicle to the nearby garage should it break down on the road. The add-on also reimburses you for the cost of hiring a public transport to home/work.

Consumables Cover

Consumables add-on pays out for replacement of consumables like oils, screws, nuts and bolts. This add-on cover is particularly effective for high-end cars as the cost of replacement of consumables is high.

Steps To Renew Honda Jazz Car Insurance 

It is wise to review and compare your current car insurance plan with other plans available in the market once at renewal. Renew your car insurance plan via PolicyX.com if you desire to get the most bang for your buck.

Here is how you can do it:

  • Move to the top right corner of this page.
  • You can either enter your car number and click on 'Get Quotes' or click on 'Proceed without car number' and fill the required details to get to the quotes section.
  • Compare car insurance quotes from different vendors.
  • Choose the car insurance that suits your requirements the best. Once you do, you will be redirected to their website.
  • Pay the premium for the selected car insurance through credit/debit card.
  • On successful transaction, you will receive the copy of your renewed plan via email.

Honda Jazz Car Insurance: FAQs

1. The tires in my Honda Jazz have been damaged. Will I be reimbursed for the same by my insurer?

You will be reimbursed for the same only if you have a tire protection add-on plan.

2. How many zero depreciation claims am I allowed to make?

Most of the insurers allow you to make a maximum of two zero depreciation claims. You may have a word with your insurer to confirm the same.

3. My Honda Jazz is under repair. Will I get reimbursed for hiring alternative transport to work?

Yes, you will get reimbursed for the cost of hiring alternative transportation to work if you have the 24/7 roadside assistance add-on.

4. My Honda Jazz has been stolen. Will I get reimbursed for the complete invoice amount by my insurer?

Your insurer will reimburse you for the IDV of the car if the car has been stolen. Unless you have a Rerun to Invoice cover, your insurance service provider will not pay off for the complete invoice amount of the car.

Last updated on 30-04-2020