Elantra Car Insurance Renewal Online

Hyundai Elantra Car Insurance
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About Hyundai Elantra

Also known as Hyundai Avante, the Hyundai Elantra is a compact car produced by the top South Korean manufacturer- Hyundai. It made its mark in the automobile industry in the year 1990. Initially marketed as Lantra in the Australian and European markets, the name was later changed to Elantra in the year 2001. After five generations of transformation and several facelifts, the 2019 facelift of Elantra has created a new benchmark for the Indian Premium Sedan segment and goes head to head with Chevrolet Cruze, Toyota Corolla and Kia Soul amongst others. It now comes in four variants – Elantra S, SX MT, SX AT, SX(O) AT. The seventh generation of the Hyundai Elantra is set to be launched in the year 2021.

Key Features of Hyundai Elantra

Hyundai Elantra has two engine variants to offer – 1.6 litre diesel engine and 2.0 litre petrol engine. Where the former produces the maximum power of 126.24bhp, the latter churns out a power rating of 149.92bhp. The fuel tank storage capacity for all the variants is 50 litres. 

In terms of transmission, Hyundai Elantra offers both automatic and manual transmission with a 6-speed gearbox. The automatic transmission variant that is top-selling amongst every other variant is Elantra SX AT.

Taking the performance into consideration, the Hyundai Elantra offers 33% better mileage than any other sedan. Where it provides 14.62 km/l of mileage in petrol engines, it offers 22.54 km/l in diesel engines. Furthermore, the Elantra takes about 9.5 seconds to move from 0 to 100kmph of speed with petrol engine and 10.5 seconds with the diesel engine. Where the former provides a top speed of 200kmph, the latter can touch as much as 187kmph of top speed.

Some of the key features when comparing the new Elantra with its previous generations are the 6 airbags, electronic stability control, cruise control, LED DRLs, automatic boot release, sunroof, HID projector headlamps, and keyless entry.

Premium for Hyundai Elantra Car Insurance

Your Elantra’s car insurance premium rates may differ when comparing the quotes between various insurance providers. However, the basic factors that are taken into consideration to add up to that cost remain the same. They are the displacement provided by your car’s engine, the terrain on which you will drive the car, the make and model, your car’s age, the Insured Declared Value (IDV)s, and its current condition.

The below table will give you an overview of Elantra’s ex-showroom price, zero depreciation add-on, cost of the premium and Insured Declared Value for some of its car variants.

Car Variant

Price of the Car


Zero Depreciation

(Add On)*


Elantra VTVT 2.0 SX MT (1999 cc)





Elantra VTVT 2.0 SX AT (1999 cc)





Elantra VTVT 2.0 S MT (1999 cc)





*The values are calculated on the basis of the city (Delhi) and year of registration (2020).

Elantra Car Insurance: Inclusions & Exclusions


  • Protects the driver and other passengers present in the car.
  • Protects your car in case of damage due to accident.
  • Cover against damage or loss due to self-ignition, or explosion.
  • Damage due to a terrorist attack.
  • Total loss due to theft.
  • Coverage against damage due to natural calamities such as flood, earthquake, etc.
  • Covers damage to the third-party and their property.
  • Cashless claims at network garages.


  • Electrical or mechanical breakdown of your car.
  • Normal wear and tear caused due to lack of maintenance or ageing. 
  • Damage caused to your car’s tyres.
  • Damage caused to your car when driven without a driver’s license.
  • Cover against damage when driving under the influence of intoxicants.
  • Loss or damage caused to the vehicle when used for illegal activities such as racing.
  • Damage caused when driving outside the geographical area.
  • Loss or damage caused due to nuclear war.


If you wish to include the exclusions as part of your Elantra car insurance policy, insurance providers offer additional accessories. You can hence opt for such add-ons at additional cost.

  • Tyre Cover will insure your car’s tyres so that you can make a claim in case of repair/replacement of tyre or the tube. 
  • Consumables Cover will cover some of the consumable parts and substances that are used in your car’s repair. They can be engine oil, bolts, ball-bearings, nuts, pipes, grease to AC gas, coolant, etc. 
  • Personal Belongings Cover protects all your belongings such as laptops, smartphones, etc. that you are travelling with. 
  • Key Replacement Cover ensures that you can make a claim for a duplicate key or the entire replacement of the lock.

How To Renew Elantra Car insurance?

You can easily renew your Hyundai Elantra’s car insurance policy with PolicyX.com. All you need to do is scroll up on this page and find the form on the right-hand top corner. The following steps from the form are easy and stress-free:

  1. Fill the following details in the form: your car’s make, variant, RTO code and its year of registration.
  2. Select the ‘Renewal’ option and click on ‘Continue’.
  3. You may simply choose to proceed with your current plan or instead opt for another suitable plan from the comprehensive list of quotes.
  4. Advance to make the payment online on your preferred insurance provider’s portal.
  5. Your insurance policy will reach your email inbox right away.

Frequently Asked Questions (FAQs)

1. I am planning to fit a CNG/LPG kit in my Hyundai Elantra. Will my car insurance cover any damage done to the kit?

No, your car insurance company will not cover any damage done to the kit unless you have Accessories Cover add-on.

2. My Hyundai Elantra is four years old. Can I still buy Return to Invoice add-on for my car insurance policy?

This add-on is only applicable for cars until a certain age as per the insurance provider. Most of the times, the car above 3 years of age are not eligible for this add-on. Be sure to check with your desired insurance provider for the same.

3. Can I claim insurance for removing, refitting and rebalancing of my Hyundai Elantra's tyres?

Yes, you can claim insurance for removing, refitting, and rebalancing your carís tyres with the help of Tyre cover add-on.

4. Is filing an FIR mandatory when claiming insurance for stolen car keys?

Yes, your insurance provider will not accept your claim without a copy of your FIR.

Last updated on 18-11-2020