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Hyundai Getz Car Insurance
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About Getz Car Insurance

The Hyundai Getz is a hatchback car from Hyundai motors that was released in 2004 in India. The car was manufactured at Hyundai's facility in Chennai. A variant of the car known as Getz Prime was also released. It was considered a predecessor to the i10. Hyundai discontinued the Getz car and stopped new production from 2010.

Key Features of Hyundai Getz

Hyundai Getz is available as a petrol car with a 1341 cc engine that generates a maximum power of 82 bhp @ 5500 rpm. The car offers a mileage of 16.8 km/l and the city mileage for the car is 11.9 km/l. It has a fuel tank capacity of 45 litres and it uses a PFI fuel system. The car seating capacity is 5. It has a 5-speed manual transmission.

The car is also available in the GL variant with a 1086 cc petrol engine. It has tubeless radial tyres of size 175/70 R13. The car's height is 1515 mm and it has a ground clearance of 145 mm.

The car has power steering and power front windows. The car comes with an air-conditioner and heater. It has fog lamps in the front for a better view. Some of the other prominent features of the Hyundai Getz are:

  • Low fuel warning light
  • Trunk light
  • Cup holders for the front and rear
  • Adjustable headlights
  • Rear window wiper
  • Child safety locks
  • Rear seat belts
  • Remote boot release

Premium for Getz Car Insurance

The Hyundai Getz Car insurance premium is decided mainly on three main factors. They are the car model, the RTO where it was registered, and the year of registration. Other factors also can play a role in deciding the insurance premium, like security devices installed in the car. The table below lists the premium for Getz cars based on the different variants:

Car VariantPrice of the CarIDV*Zero depreciation (Add on)*Premium (Basic)*
Getz GL Petrol 1086 cc engineRs.3,28,839Rs.3,18,050Rs.1,749Rs.6,875
Getz GLS Petrol 1341 cc engineRs.4,29,000Rs.3,32,500Rs.1,829Rs.7,041
Getz GLX Petrol 1341 cc engineRs.3,89,000Rs.3,02,093Rs.1,662Rs.6,692

*The premium table is prepared considering RTO as Delhi and registration year as 2018.

Getz Car Insurance: Inclusions and Exclusions

Inclusions:

  • Damage to your car or damage to a third party's property due to an accident is covered.
  • When you suffer injuries in an accident, losses can be compensated. Similarly, injuries to a third party would be also covered.
  • If your car is stolen, you can claim for the loss you suffer and will be reimbursed.
  • In case your car is damaged either in natural calamities like floods and earthquakes or in man-made hazards like terror attacks or riots, you can get financial protection through your insurance.
  • Damages caused due to fire and explosion are also covered by the policy.

Exclusions:

  • General wear and tear are excluded.
  • Damages caused due to the use of the car for illegal purposes.
  • Any damages caused by using the car beyond limits.
  • Damages caused due to war or nuclear accidents.
  • Damages caused when the driver did not have a valid driving license.
  • Cost of consumables, as well the cost of electrical and non-electrical accessories are excluded.
  • Deliberate or willful damage caused by the owner is not covered.
  • Engine failure or damage to engine parts and damage to tyre and tubes is excluded.

Add-ons Benefits

When you renew your Getz insurance, you can include any of the following add-ons to get additional coverage on your policy:

  • Invoice cost cover is an add-on that will ensure that you when you make a claim, the invoice value of the car will be covered, rather than the Insured declared value.
  • Tyre Cover ensures that any damages caused to the tubes or tyres would be covered in the policy, which is otherwise excluded.
  • Consumables cover is an add-on that ensures that the cost of consumables like engine oil, coolant, etc. would be covered by the policy.
  • 24/7 Roadside assistance is an add-on that ensures you can get assistance on the road if your car breaks down or if you need assistance in towing the vehicle.

Steps To Renew Hyundai Getz Car Insurance

You need to renew your Hyundai Getz car insurance on time to ensure that you remain covered by the policy. If the process seems complicated, then you can use the services of PolicyX.com. Getting your policy renewed through PolicyX.com is simple and convenient. The following explains how you can do it:

  • You can look for the renew policy option that is located on the top right-hand corner of the page. This will help you start the process of renewing your car policy.
  • You need to provide your details like car make and model, the year it was registered, and the RTO where it was registered. Based on this information, you can see quotes for your insurance policy renewal.
  • You can choose to either continue with your present insurer or change the insurer by choosing someone who offers a better rate.
  • Once you decide on the insurer, click on the 'Buy' button. You will be re-redirected to the web page of the insurance company. You can renew the policy from there easily.
  • Once you make the online payment, you will get a confirmation mail and a copy of the policy in your e-mail.

Hyundai Getz Car Insurance: FAQs

1. My Getz car was being driven by a driver when it met with an accident. Will the costs for treatment of the driver be included in the policy.

The standard insurance policy does not cover the costs of treatment of a hired driver or passengers. If you had obtained an extended accident coverage add-on, then these costs would be covered by the insurer.

2. My Getz car engine oil was leaking while I was driving. The gearbox had a problem and the car breakdown. The insurer did not accept this claim, why?

This kind of damage to your car is known as consequential damage. It is the consequence of driving the car even though the engine oil was leaking. Hence, the claim for such damages is not permissible under the policy.

3. I met with an accident today morning, but my insurance policy had expired at midnight. What do I do now?

Your insurance policy needs to be active if you want to make a claim. Since the policy had expired at the time of the claim, your claim will not be entertained. This is why you need to set a reminder to renew your policy well before the due date.

4. My Getz car was damaged in a landslide while I was driving. Can I claim for damages under the policy?

Yes, you can! Landslides are natural calamities caused by nature. This is covered under your Getz insurance policy and you can claim damages and will be reimbursed.

Last updated on 08-04-2020