ISUZU Car Insurance

ISUZU Car Insurance
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About ISUZU India

ISUZU Motors Limited was founded in 1916 and has more than 100 years of expertise in automobile manufacturing. ISUZU Motors India Private Limited, a subsidiary of ISUZU Motors Limited was established in the year 2012. ISUZU Motors have successfully met the automobile demands of the Indian market. It is into producing utility vehicles and world-class pickup trucks for market use. Its dealerships are available in cities like Cochin, Trivandrum, Banglore, Jaipur, Mumbai etc.

ISUZU Car Top Models In India

Amongst the 6 models that are being sold in the Indian automobile market, the following are the top 4:

1. ISUZU D Max


The ISUZU D Max model has 2 diesel engines. The capacity of the diesel engines is 2499 cc and 1999 cc. The model is available with manual transmission and automatic transmission. It gives a mileage of 12.4 kmpl depending upon the type of variant. It is a 5 seater ISUZU car model with dimensions- length 5295 mm, a width of 1860 mm, and a wheelbase of 3095 mm. The max power and max torque are 147.9bhp and 350nm@1800-2600 rpm respectively. The fuel tank capacity of the D Max model is 76 litres. Other features like fog lights-front, passenger airbag, alloy wheels, power steering etc. are available as well.


ISUZU MUX is a 7 seater SUV car available in the Indian automobile market. It has 1 diesel engine of 2999 cc. It comes with an automatic transmission feature. The mileage of ISUZU MUX is 13.8 kmpl depending on the car model variant. The model comes with a dimension of length 4825 mm, width 1860 mm, and wheelbase 2845 mm. It has a fuel tank of capacity 65 litres. The max torque and max power are 380nm@1800-2800rpm and 174.57bhp@3600rpm respectively. The anti-lock braking system, power steering, driver airbag, front lights-front etc. are the highlights of this model.


ISUZU Car Insurance Price

The price of ISUZU Car insurance depends on the finalized premiums to be paid under the policy. The premiums are calculated after validating the below-mentioned factors.

  • Car’s IDV
  • Age of car
  • Type of coverage required
  • State of the car

Here is a table mentioning all the details relating to the top ISUZU car models available in India.

Car ModelVariantEx-showroom PriceIDV*Zero depreciation (Add on)*Premium (Basic)*
D MaxV-Cross 4x4
(2499 cc)
Rs.16.54 lakhsRs.13,60,161Rs.8,161Rs.45,360
Diesel (2999 cc)
Rs.27.31 LakhsRs.25,98,092Rs.15,589Rs.64,523

*The prices mentioned are based on the city (Delhi) and the year of registration (2020).

What Is Included/Excluded Under ISUZU Car Insurance Policy?


  • Car theft.
  • Damages due to natural calamity.
  • Any damage to strangers property.
  • Own damage cover.
  • Treatment cover for the injured person (hit by an insured car).
  • Personal accident cover.


  • Any abrasion due to illegal activity.
  • Any damage due to overuse of the car.
  • Damage due to war.
  • Destruction due to terrorist activity.
  • Any accident occurred in the absence of a license.
  • Drink and drive cases.
  • Cost related to car coolants, petro, freshener etc.
  • Any sort of problem in the car engine.
  • Fraud accident case reported to the insurance company.

What Additional Covers Are Provided Under ISUZU Car Insurance?

You can avail the following additional covers:

  • Passenger Cover: Any injury to the passengers available in the car at the time of the accident gets the cover.
  • Engine Cover: Any technical issue in the engine of the car can prove to be expensive to you. So, car insurance provides cover for your car’s engine. This is beneficial to those residing in heavy rain-prone areas.
  • NCB: You get no claim bonus for claim-free years under the car insurance policy.
  • Zero Depreciation Cover: All the car parts made up of plastic, rubber, fibre etc are covered under zero depreciation cover of the policy.

What Discounts Are Offered By ISUZU Car Insurance?

The discounts offered under the policy have been listed below:

  • Car Accessory Discount: Car accessories like anti-theft devices can get you discount up to 25% on the own-damage premium.
  • Accident Cover: All the government employees get accidental cover under this policy.
  • AAI Discount: If you have a membership of the Automobile Association of India, you can avail AAI discount under the car insurance policy.
  • No Claim Bonus: No claim bonus discount fluctuating between 20% to 50% is provided to the policyholder for the claim-free years.

ISUZU Car Insurance: FAQs

Yes, you can get a discount as a GPS tracking device acts as an anti-theft device.

The documents required for the renewal of the policy are:

  • Policy number
  • Policy expiry date
  • Vehicle registration number

Yes, damage to car’s foot mats gets covered under interior car damage according to the car insurance policy.

Yes, you can get coverage for the loss under the comprehensive coverage of the policy.

Last updated on 18-11-2020