Jaguar Car Insurance

About Jaguar

A British multinational car manufacturer, Jaguar is a luxury vehicle brand of Jaguar Land Rover. Its headquarters are situated in Coventry, England. Then known as Jaguar Cars, it was responsible for the production of the luxury cars until its operations were fully merged with that of Land Rover’s in the year 2013. Originally founded as Swallow Sidecar Company in the year 1922, the brand has expanded its development from sidecars to bodies for passenger cars. The business was then furthered under the name S. S. Cars in association with Standard Motor Co, bearing the model name Jaguar. It was later in 1945 that S. S. Cars renamed its brand to Jaguar Cars. Today, as Jaguar Land Rover, the luxury car manufacturer sells five models in the Indian market.

Top 4 Jaguar Models

Out of the five, the top most sought after models in India are:

1. Jaguar F-Pace

With 2-litre Ingenium and 3-litre V6 diesel engines, this luxury SUV comes equipped with grand features and churns out 180bhp from the former and 300bhp from the latter. One can carry out transmission using its 8-speed ZF transmission that directs all its 4 wheels with the help of an AWD system. As for its performance, the 2-litre engine gives a mileage of 18 km/l and the 3-litre unit gives 15 km/l. As part of its top features, F-Pace includes multiple airbags for all seats, brake assist, perimeter sensing alarm, keyless starting, and several others.

2. Jaguar XE

With two variants—S and SE in both diesel and petrol engines, they come in 2-litre capacity, churning out 178bhp from the former and 247bhp from the latter. The gearbox for all the variants comes with 8-speed automatic transmission. With a fuel tank capacity of 61.7 litres, it gives a mileage of 13.05 km/l. As for its performance, it takes about 6.5 seconds to move from 0 to 100kmph speed and touches the maximum speed of 250kmph. Some other sought after features of this model are keyless entry, ABS, Rear Parking Camera and Rear Parking Sensors amongst several others.

3. Jaguar F-Type

Only powered by petrol, this two-seater model is available with a choice of 2-litre and 5-litre V8 engines. Where the 2-litre engine produces 296bhp of power, the 5-litre version gives a massive 567bhp. The gearbox comes with a 7-speed automatic transmission. In terms of performance, the convertible is capable of touching 0 to 100kmph within 3.7 seconds. It can, however, reach the top speed of 322kmph. Some of its most sought after features are cruise control, automatic climate control, hill assist, rear fog lamps and rain sensing wipers.

4. Jaguar XF

Available as three variants—Pure, Prestige, and Portfolio in diesel and petrol engines, the former are 2-litre, churning 177bhp, whereas the latter are also 2-litre, churning 237bhp. With an automatic transmission, all the variants come with an 8-speed gearbox as standard. As for its performance, the fuel economy is 13.1 km/l for petrol powered engines and 19.33 km/l for diesel powered engines. A few other significant features of this luxury car model is electric tilt/slide sunroof, hill launch assist, Jaguar Drive Control that comes in both normal and winter modes, and rain-sensing windscreen among others.

Jaguar Car Insurance Premium

The premium of Jaguar car insurance plans varies from companies to companies. The various factors that are considered to tally up to that price are:

• Age of your car.
• Your car’s current market value.
• Your car’s current condition.
• Insurance coverage and your needs.
• The terms involved in the existing policy, if any.

Jaguar Car Insurance Inclusions & Exclusions

Inclusions:

• Accidental and external damage to your car.
• Any damage caused to the third-party.
• Own damage cover, including fire and explosion.
• Cover against malicious act, theft or terrorism.
• Cashless repair at network garages.
• Damage caused due to natural calamities.

Exclusions:

• Wear and tear, depreciation and any consequential loss.
• Electrical and mechanical breakdown.
• Damage caused when a vehicle is driven outside geographical constraints.
• Damage caused when a vehicle is driven without a valid driving license.
• Damage caused due to driving under the influence of alcohol or drugs.
• Use of vehicles that are not included in the car insurance plan.
• Damage caused due to nuclear war.

Discounts

You can avail the following discounts on your insurance premium (if eligible):

• Accident Cover can be availed by teachers or government employees in case of an accident.
• No Claim Bonus can be earned on your Jaguar car insurance in case of a claim-free year. This bonus can be as much as 50% in case you haven’t made any claim in the past 5 years. The benefit can also be transferred on to a new insurer or a new car.
• Security Devices approved by ARAI can fetch you a good discount on your premium if they are installed in your Jaguar.

Add-ons

• Engine Protection: It ensures that all your expenses are covered on engine damage. It is quite beneficial for car owners residing in locations that are prone to heavy rains.
• Zero Depreciation Cover: You can claim damage to your car’s rubber, plastic, glass, and fibre parts.
• Passenger cover: This can be used to protect all occupants other than the driver in case of death or disability caused due to an accident.