KIA Car Insurance
PX step

Compare Car Insurance Quotes Online


Kia Car Insurance

Kia Motors Corporation, commonly known as Kia Motors, was founded in 1944. Kia Motors is South Korea’s oldest multinational automobile manufacturing company, headquartered in Seoul. Kia operates under the slogan "The Power to Surprise" by providing exciting products with designs and features that go beyond expectations. Kia’s products are built around the joy of feeling surprise, with every model leading its class, in terms of applications, features, and technology. Kia motors entered the Indian market in 2019.

Types of Kia cars

Kia Motors sells 3 car models in India – Kia Seltos, Kia Sonet, and Kia Carnival.

1. Kia Seltos

Kia Seltos

Kia Seltos is Kia motors first launched SUV car in August 2019. The Kia Seltos is elegant and well-built with the ‘tiger-nose’ grille, large headlamps, and stylish bumper with chrome surround for the grille. The Kia Seltos SUV is a direct competition with the likes of Hyundai Creta, MG Hector, Tata Harrier, and Mahindra XUV 300. Kia Seltos uses the new-generation engines, which are BS6 compliant. The Kia Seltos is available in two trim lines - GT Line and Tech Line. It comes in 16 variants with three engine options - 1.4l petrol, 1.5l petrol, and 1.6l diesel. It has both manual and automatic transmissions with the price ranging from Rs. 9.89 lakhs to Rs.17.34 lakhs.

2. Kia Sonet

Kia Sonet

Kia Sonet is a smart urban compact SUV launched in September 2020. Kia Sonet is creatively designed with a blend of style and innovation. It has a strong road presence with its signature tiger-nose grille that comes with a three-dimensional geometric grille mesh. Kia Sonet is available in two trims - Tech Line and the GT-Line along with multiple powertrain options. It is equipped with UVO technology with 57 smart features and is said to be the brainiest of all SUVs. Kia Sonet is available in 6 variants with the price ranging from Rs. 6.71 lakhs to Rs.11.99 lakhs.

Kia Sonet

3. Kia Carnival

Kia Carnival

Kia Carnival is Kia Motors MPV and one of the biggest cars on Indian roads, launched in February 2020. Kia Carnival has a modern, sleek, and stylish design and gets its signature 'tiger-nose' grille. This is a luxury MPV powered by a 2.2-liter VGT diesel engine, which is BS6 compliant paired with an 8-speed sportmatic transmission. Kia Carnival is available in 5 variants and has multiple seating configurations of 7, 8, and 9. The Kia Carnival possesses UVO connectivity with 37 smart features. The price of the Kia Carnival variants ranges from 24.95 lakhs to 33.95 lakhs.

Kia Car Insurance Premium Calculation

The premium value for Kia car insurance depends on the model of the car, variant, engine capacity, place, and year of registration, among other factors. Here are the Kia car insurance values for different variants.

Car Variant

Ex-showroom price (Rs.)

Insured Declared Value (Rs.)

Zero Depreciation (Rs.)

Estimated Premium (Rs.)

Kia Sonet MT HTE





Kia Seltos HTE G





Kia Carnival Premium





**Last Updated on 18-11-2020

The premium values are calculated based on the city (New Delhi) and the year of registration (2020).

What are the add-on covers for Kia cars?

Add-ons ensure additional protection to your vehicle against possible damages. A few add-on covers include-

Consumables cover - Covers the cost for the replacement of consumables like nuts, bolts, screws, and oils.

Roadside assistance cover - Provides 24/7 assistance for your Kia car. It covers the cost of services used during an emergency such as a breakdown or other services such as vehicle towing, refueling, tyre change, and more.

Engine protection - This ensures to cover the cost of damages to the engine such as oil leakage, water getting into the engine, or hydrostatic lock.

Accessories cover - This covers the cost of damage to electric and non-electric accessories of your vehicle that are not included in your basic comprehensive car insurance.

How to renew Kia car Insurance Online?

Kia car insurance can be easily renewed online through Here are a few steps to follow-

  • To begin, scroll up to the top corner of this page and find ‘Compare Car Insurance Quotes Online’.
  • You can either provide the car number and click on ‘Get Quotes’ or click on ‘Proceed without Car Number’.
  • Fill the required details to get to the section that displays the list of available insurance policies and quotes.
  • Review and compare your current policy with the other plans available. Select a suitable policy and add-ons that meet your requirement.
  • Now, pay the premium via credit card, debit card, internet banking, or UPI.
  • On a successful transaction, you will receive a copy of the renewed policy via email and an SMS to your registered mobile number.


Yes, according to the Motor Vehicles Act 1988, it is mandatory. All car owners must have a valid car insurance policy. Also, having an insurance policy will save you from any financial losses that occur due to accidents, damage, or theft of your car. Additionally, it also covers the safety of co-passengers.

Yes. If you have purchased a key replacement add-on, your insurer will cover the expenses.

You can either transfer your existing Kia car insurance policy to the new owner of the car or ​you can cancel the policy so that the new owner purchases a policy of his/her choice. However, the current policy can be canceled only when the new policy copy is available (from the new owner). This is because car insurance is mandatory, at least against third-party liability.

Last updated on 18-11-2020