Kia Seltos Car Insurance Renewal Online
Kia Seltos
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Kia Seltos Car Insurance

Kia is South Korea's oldest car manufacturing company founded in 1944. Kia drives to surprise by offering incredibly high-quality products with breathtaking designs. Kia entered the Indian market with the launch of its first 'made in India' Kia Seltos SUV in August 2019. The distinct features of Kia Seltos are the 'tiger-nose' grille, large headlamps, and stylish bumper, and even more special is the level of detailing and the chrome surround for the grille. The Kia Seltos SUV competes with the likes of Hyundai Creta, MG Hector, Tata Harrier, and Mahindra XUV 300. It comes in 16 variants with three engine options - 1.4l petrol, 1.5l petrol, and 1.6l diesel and has manual as well as automatic transmissions with the price ranging from Rs. 9.89 lakhs to Rs.17.34 lakhs.

Key Features of Kia Seltos

  • Shark fin antenna
  • Projector headlamps
  • Keyless entry
  • Rear parking sensors
  • An air conditioner with rear AC vents
  • Driver and passenger airbags & ABS
  • Wireless charger - smartphone
  • Blind view monitor
  • 360-degree camera with front parking sensors
  • Ventilation front seats
  • 8-way driver power seat
  • Voice recognition
  • Smart pure air purifier
  • Cruise control
  • Solar glass- UV cut (front windshield & windows)
  • Central locking

Kia Seltos Car Insurance Premium Calculation

The car insurance premium for Kia Seltos is determined by the car's make, model, engine type, the year of manufacture, city of registration, Insured Declared Value (IDV), and others.

Let us have a look at the premium quotes for a few variants of Kia Seltos.

Kia Seltos Variant

Ex-showroom price (Rs.)

Insured Declared Value (Rs.)

Zero Depreciation (Rs.)

Estimated Premium (Rs.)





















**Last Updated on 28-12-2020

The premium values are calculated based on the city (New Delhi) and the year of registration (2020).

What are the add-on covers for Kia Seltos?

Add-on covers provide extra protection and enable you to customize insurance policy based on the requirements. A few add-on covers for Kia Seltos are:

Zero depreciation - This cover does not consider the depreciation value and helps to get the original cost of the car's parts.

Loss of personal belongings - It covers the cost of items (like laptops, mobiles, etc.) lost from the car due to theft or break-in.

Key & lock replacement - It covers the cost for replacement of lost or damaged keys and locks.

Daily allowance - When the car is under repair (in a garage) due to an accident, this add-on helps cover the cost of hiring an alternative vehicle.

Kia Seltos Car Insurance Renewal Process

Kia Seltos car insurance renewal can be done online in a convenient manner from Here are the steps to renew the policy.

  • Start by scrolling up on this page to find 'Compare Car Insurance Quotes Online' on the right-hand top corner.
  • Proceed by providing the car number and tap on 'Get Quotes' or select 'Proceed without Car Number' if you do not have your car number.
  • Fill in the necessary details such as policy number, vehicle registration number, and personal details. You will get a list of different insurance policies.
  • Proceed with the current insurance policy or browse through the list and choose a suitable policy. Also, select the add-ons that match your needs.
  • Now, proceed to the payment section and follow the process to complete the payment via different options such as credit card, debit card, internet banking, or UPI.
  • Once the payment is successful, you will receive the renewed policy in your mailbox and an SMS to your mobile.


1. Do I claim for every accident or damage that occurs to my Kia Seltos?

When your Kia Seltos is damaged, get an estimate of the cost for the repairs required. If the No Claim Bonus that you need to let go of in the coming year goes beyond the estimate, it is better to pay for the damage yourself and protect your NCB.

2. Is my No Claim Bonus (NCB) of Kia Seltos transferable?

Yes, your accrued NCB is transferable.

3. How to save on my Kia Seltos car insurance policy premium?

Here are a few factors that help lower the Kia Seltos car insurance premium.

  • Know your car's IDV - As the value of your car depreciates over time, it is important to know your IDV. A lower IDV implies a lower premium.
  • No Claim Bonus (NCB) - For every claim-free year, you will become eligible for a discount on your premium.
  • Install security devices -Fitting an anti-theft device will diminish the risk of theft, thereby lowering the insurance premium.
  • Become AAI member - By becoming a member of the Automobile Association of India, you can get benefits and discounts on personal-damage premium.
  • Increase the voluntary deductible - You can reduce the premium by choosing a higher voluntary deductible (the amount you agree to pay out of your pocket).

Last updated on 28-12-2020