Kia is South Korea's oldest car manufacturing company founded in 1944. Kia drives to surprise by offering incredibly high-quality products with breathtaking designs. Kia entered the Indian market with the launch of its first 'made in India' Kia Seltos SUV in August 2019. The distinct features of Kia Seltos are the 'tiger-nose' grille, large headlamps, and stylish bumper, and even more special is the level of detailing and the chrome surround for the grille. The Kia Seltos SUV competes with the likes of Hyundai Creta, MG Hector, Tata Harrier, and Mahindra XUV 300. It comes in 16 variants with three engine options - 1.4l petrol, 1.5l petrol, and 1.6l diesel and has manual as well as automatic transmissions with the price ranging from Rs. 9.89 lakhs to Rs.17.34 lakhs.
The car insurance premium for Kia Seltos is determined by the car's make, model, engine type, the year of manufacture, city of registration, Insured Declared Value (IDV), and others.
Let us have a look at the premium quotes for a few variants of Kia Seltos.
Kia Seltos Variant | Ex-showroom price (Rs.) | Insured Declared Value (Rs.) | Zero Depreciation (Rs.) | Estimated Premium (Rs.) |
HTE G | 989000 | 828495 | 2856 | 16654 |
HTK G | 1049000 | 854145 | 2944 | 16864 |
HTX G | 1334000 | 1093545 | 3770 | 18829 |
GTX | 1554000 | 1210443 | 5411 | 21456 |
**Last Updated on 28-12-2020
The premium values are calculated based on the city (New Delhi) and the year of registration (2020).
Add-on covers provide extra protection and enable you to customize insurance policy based on the requirements. A few add-on covers for Kia Seltos are:
Zero depreciation - This cover does not consider the depreciation value and helps to get the original cost of the car's parts.
Loss of personal belongings - It covers the cost of items (like laptops, mobiles, etc.) lost from the car due to theft or break-in.
Key & lock replacement - It covers the cost for replacement of lost or damaged keys and locks.
Daily allowance - When the car is under repair (in a garage) due to an accident, this add-on helps cover the cost of hiring an alternative vehicle.
Kia Seltos car insurance renewal can be done online in a convenient manner from PolicyX.com. Here are the steps to renew the policy.
1. Do I claim for every accident or damage that occurs to my Kia Seltos?
When your Kia Seltos is damaged, get an estimate of the cost for the repairs required. If the No Claim Bonus that you need to let go of in the coming year goes beyond the estimate, it is better to pay for the damage yourself and protect your NCB.
2. Is my No Claim Bonus (NCB) of Kia Seltos transferable?
Yes, your accrued NCB is transferable.
3. How to save on my Kia Seltos car insurance policy premium?
Here are a few factors that help lower the Kia Seltos car insurance premium.
Last updated on 28-12-2020