Land Rover Car Insurance

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About Land Rover India

In 1968, Jaguar and Land Rover joined hands to form a part of the British Leyland conglomerate. In 2008, Jaguar Land Rover Limited became a subsidiary of Tata Motors, an Indian Automotive Company. Its headquarters are in Whitley, Coventry and the United Kingdom. The Land Rover Company is into manufacturing a wide range of cars that includes luxury sedans, sports cars and muscular SUVs. Here are the top 4 Land Rover car models available in the Indian market.

Top 4 Land Rover Cars In India

1. Discovery


Discovery is a 7 seater SUV car model with dimensions - length 4988 mm, width 2220 mm and wheelbase 2922 mm. The car has an automatic transmission feature. Land Rover Discovery model has 1 diesel engine on offer. The diesel engine is 1999 cc. The model provides a mileage of 18.0 kmpl based on the model variant.

2. Range Rover

The Range Rover model is a 5 seater SUV car. It comes with 2 diesel engines and 1 petrol engine. The diesel engine is 2993 cc and 4367 cc whereas the petrol engine is 4999 cc. The model is available with automatic transmission. Range Rover has a mileage of 7.8 kmpl to 13.33 kmpl depending on the variant and type of car fuel used. The car dimension details are - length 5200 mm, width 2220 mm and wheelbase 3120 mm.

Range Rover

3. Range Rover Evoque

Range Rover Evoque

Range Rover Evoque is an SUV car with a length 4371 mm, width 1996 mm and wheelbase 2681 mm. It is a 5 seater car with 1 diesel engine and 1 petrol engine on offer. The diesel engine is 1999 cc and the petrol engine is 1997 cc. The car comes with automatic transmission features. It comes with max power 177bhp@4000rpm and max torque 430nm@1750-2500. The booth space is 786 litres and the fuel tank is of 66 litres capacity. Fog lights-fronts, driver & passenger airbags and multi-function steering wheels are some of the attractive features of the model.

4. Discovery Sport

Discovery Sport car model comes with 1 diesel engine of 1999 cc. It is a 7 seater SUV car available with automatic transmission. Land Rover Discovery Sport model is of length 4600 mm, width 2173 mm and wheelbase 2741 mm. The max power is 177bhp@4000rpm and max torque is 430nm@1750-2500. Discovery Sport has a fuel tank capacity of 65 litres. Moreover, power steering, alloy wheels, anti-lock braking system and power windows front are other highlighting features of the model.

Discovery Sport

Land Rover Car Insurance Price

Spare parts of luxurious cars are a bit expensive and accidents either due to your mistake or other’s carelessness can dent a hole into your savings. Maintaining luxurious cars has always been easy if one has the protection of car insurance. You can purchase car insurance and pay the premiums to get the facility. But, there are few factors that are considered to finalize the premiums to be paid. Things like the life/age of your car, the insured declared value (IDV), state of the car and type of coverage required matters at the time of buying car insurance.

A table has been presented mentioning the prices of the top 4 models of Land Rover.

Car ModelVariantEx-Showroom PriceIDV*Zero Depreciation*Premium*
Range Rover4.2 V8 Supercharged Autobiography Petrol (4197 cc)Rs.2.07 croresRs.98,93,254Rs.34,626Rs.1,86,851
Discovery3.0 L TDV6 Auto (Diesel) (2993 cc)Rs.1.82 croresRs.89,15,801Rs.66,869Rs.1,90,941
Range Rover EvoqueSE Diesel (1999 cc)Rs.59.85 lakhsRs.46,98,418Rs.35,238Rs.1,12,118
Discovery SportS (2179 cc)DieselRs.46,10,000Rs.43,14,573Rs.32,359Rs.98,516

*The prices mentioned are based on the city (Delhi) and the year of registration (2020).

Land Rover Car Insurance - Coverage

The coverage under Land Rover car insurance depends on whether you have opted for third party cover or comprehensive cover. Here are mentioned inclusions and exclusions of the coverage provided under the Third Party Liability cover and Comprehensive car insurance cover.


Listed below are the inclusions of the Land Rover car Insurance.

  • Own damage insurance cover.
  • Car robbery.
  • Any damage due to natural calamity.
  • Personal accident cover.
  • Any damage to another's property.
  • Treatment for a person injured by the insured’s car.


Listed below are the exclusions of the Land Rover car Insurance.

  • Damage due to any illegal activity.
  • Wear & tear due to over usage of a car.
  • Any damage due to war or terrorist activity.
  • Reported accident found to be fraudulent by the insurance company.
  • Any damage to the car & its engine due to leakage of oil.
  • Damage to the car while the person driving was underage.
  • The expense of car coolants, petrol, freshener etc.
  • Any damage due to driving under the effect of intoxication.
  • Damaged to the car while driving without a license.

Land Rover Car Insurance - Additional Cover

The add-on covers provided under car insurance are:

  • Zero Depreciation Cover- The car insurance policyholder gets zero depreciation cover for car parts made up of plastic, rubber, glass, fibre etc.
  • Passenger Cover- Under the passenger cover, the car insurance company provides medical expenses cover in case of accident and injury occurred to the passengers. The expense cover starts from Rs.10,000 and it varies for different insurance companies. The passengers also get coverage in case of disability caused by an accident.
  • Engine Protection- Any flaw in the engine can prove to be expensive to you. So, engine protection cover is provided under additional cover of car insurance. It is beneficial for people living in rain-prone areas of India.
  • No Claim Bonus- The add-on benefit of no claim bonus is provided under car insurance for claim-free years.

Land Rover Car Insurance - Discounts Offered

  • AAI Membership Benefit- AAI membership is membership of any of the Automobile Associations of India. It helps you get an extra discount.
  • No Claim Bonus- No claim bonus is offered under car insurance for claim-free years. You can get a discount varying between 20% to 50% for claim-free years.
  • Car Accessory Discount- If you have an anti-theft device attached to your car, the car insurance company gives you a discount of up to 25% on the own-damage premium.
  • Accident cover- Government employees get accidental cover benefits under the car insurance policy.


Yes, an inspection of your car is mandatory before buying the car insurance policy.

Yes, the interior damages like car-steering, windows, seats, dashboard, floor liners, floor mats etc will be covered under car insurance.

The Land Rover toll-free number in India is 1800 2586 644.

Yes, you can buy only the third-party liability car insurance policy for a Land Rover Discovery Sport model.

Last updated on 18-11-2020