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Mahindra NuvoSport
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NuvoSport Car Insurance

The NuvoSport is a mini SUV (Sports Utility Vehicle) from Mahindra & Mahindra. The SUV was initially launched under the name of Mahindra Quanto in 2012. It underwent a facelift and was re-introduced in the market in 2016 as Mahindra NuvoSport, a compact SUV. The car was in the market for two years, before it was discontinued in 2018 due to poor sales.

Key Features of NuvoSport

The NuvoSport is a compact SUV that is available with a diesel engine. The car is available in three different variants- N4, N6, and N8. The NuvoSport has a 1.5-litre engine with a 5-speed manual transmission with a maximum power of 100 bhp. It is also available in automatic transmission mode.

The NuvoSport is a 7-seater compact SUV. It has a fuel tank capacity of 60 litres. The fuel efficiency of the SUV is 17.45 km/l. The five-door car has a boot space of 412 litres and a ground clearance of 180 mm. It is available in 6 different colours.

Some of the other features of the NuvoSport include:

  • Power steering with tilt & telescopic column
  • Air conditioner with heater
  • Low fuel warning light
  • 60:40 split-folding rear seat
  • Premium dual-tone black and grey interior theme
  • R16 radial tubeless tyres
  • Speed-sensing auto door lock
  • Anti-theft device

Premium for NuvoSport Car Insurance

When you buy insurance for your NuvoSport car, the premium depends on the car variant, the RTO where it was registered, the year when it was registered, among other factors. The following table shows the premium rates for some of the variants of the NuvoSport car:

Car Variant

Price of the Car*

IDV*

Zero Depreciation

(Add On)*

Premium*

Mahindra NuvoSport N4 Diesel 1493 cc

Rs.7,86,988

Rs.5,23,751

Rs.6,023

Rs.6,994

Mahindra NuvoSport N6 Diesel 1493 cc

Rs.8,93,798

Rs.5,94,780

Rs.6,840

Rs.7,506

Mahindra NuvoSport N8 Diesel 1493 cc

Rs.9,71,837

Rs.6,46,677

Rs.7,437

Rs.7,879

*The prices are calculated for a 2018 NuvoSport car registered in Chandigarh.

Inclusions & Exclusions

Inclusions

  • Any damages to your car due to an accident would be covered by the insurance policy.
  • Damages caused to your car as a result of fire, explosion, or any man-made hazard (riots, arson, vandalism) are included in the policy.
  • Any damages caused due to a natural calamity like earthquakes, cyclones, floods, etc. are included in the policy.
  • Damages caused to the vehicle during transit are also covered by the policy.
  • Any damages to property belonging to a third-party are covered under the policy.
  • The insurer indemnifies third-party injuries caused by an accident and will reimburse the costs involved.
  • Theft of the vehicle is covered under the policy and you can claim losses incurred.

Exclusions

  • Driving without a valid driving license or driving by an underage driver would result in denial of your insurance claim.
  • In case the car is being driven for commercial purposes or any illegal activity, the insurance claim will not be accepted.
  • Driving under the influence of drugs or alcohol is excluded.
  • Losses occurring due to normal wear and tear of the vehicle are excluded.
  • Mechanical failure, electrical breakdown, chassis failure and breakages due to rusting are all excluded.
  • Damages to the tyres and tubes and damages to the engine and engine parts are excluded.
  • Damages as a result of the action of the driver (consequential damages) are excluded.
  • Costs of accessories (electrical and non-electrical) are excluded.
  • Any damages that are intentional, deliberate or a claim that is fraudulent is excluded from the policy coverage.
  • Damages as a result of civil disturbances, war, invasion, or revolts are excluded.

Add-ons Benefits: NuvoSport Car Insurance

Add-on covers are very important as they can help you enhance the scope of your car insurance. The following are some of the add-ons that you can consider buying:

  • 24 x 7 road assistance is an add-on cover that ensures you can get assistance on the road, in case of a breakdown or any other problems.
  • Zero depreciation is a cover that allows you to get complete bumper-to-bumper coverage. It will ensure that depreciation is not calculated.
  • Daily allowance is a cover that will help you get a daily fixed allowance to take care of your daily travel when your car is under repair.
  • Non-electrical accessories cover is an add-on that allows you to include any non-electrical accessories in your policy (eg: spoilers).
  • Unnamedpassenger cover is an add-on that allows financial assistance to passengers involved in an accident, even if their names don't appear in the policy.

NuvoSport Car Insurance: Renewal Process

Your NuvoSport car insurance can be easily renewed by visiting the website of PolicyX.com. The following explains how you can do it:

  1. Move up to the top of this page and find 'Get Instant Quotes'.
  2. Select 'Get Quotes' to see the premium rates after typing your car registration number. You can skip this step by choosing 'Proceed without car number' and fill the form with details like car model, variant, RTO code, and year of registration. Select 'Renewal' and 'Continue' to get quotes.
  3. Check the quotes from all the insurers by comparing them. Select one among them.
  4. You will be redirected to the insurer's website to complete the transaction.
  5. Once the transaction is complete and payment made, you will get a copy of the policy through email.

Frequently Asked Questions (FAQs)

1. A thief tried to open my NuvoSport and could not do so but in the process, my car lock has been damaged. Can I get it replaced under insurance?

The basic insurance policy does not have an option to get the car lock repaired. If you had taken the add-on cover 'key and lock replacement', then any damages to the lock/key or loss of the key is covered.

2. I notice that every year the IDV of the car reduces. This means, if there is a theft, the amount I get will be very less. Is it possible to increase the amount?

It is not recommended to increase the IDV (insured declared value), as it is calculated based on the present market price. If you are worried about lower IDV, you can go for the Invoice price add-on. This will allow you to be compensated at the invoice price of the car (instead of IDV), in case of a theft.

3. There was heavy rain and hailstones damaged the windshield of my NuvoSport. Can I get it replaced under insurance?

Yes, you definitely can do it. Hailstones and rain are related to natural calamities. Any damages due to natural calamities are included in your policy. You can make a claim and get it compensated.

4. Someone told me that it is not necessary to renew the policy on the last date, as there is a grace period of 90 days. Is this true?

The grace period is given as a special option to prevent the policy from lapsing. If you do not renew your insurance before the due date, you will not be having valid insurance. This can invite action by the police. In case of accident or theft, you will not have the benefit of insurance. This is why you need to complete renewal without waiting for the grace period.

Last updated on 18-11-2020