Scorpio Car Insurance Renewal Online
Mahindra Scorpio
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Scorpio Car Insurance

Manufactured by one of the top Indian automakers Mahindra and Mahindra, the Scorpio is a mid-size SUV. It was launched in the year of 2002, being Mahindra's first model to be sold in the global market. The SUV has been a recipient of three awards - 'Car of the Year' by Business Standard Motoring, and the 'Best SUV of the Year' and 'Best Car of the Year' by BBC World Wheels. With its previous generation launched in 2014, the latest models of the Mahindra Scorpio were launched in April 2020. The direct rivals of this car are Hyundai Creta, MG Hector and Kia Seltos.

Key Features of Scorpio

The Mahindra Scorpio comes with two diesel engine options to choose from. One is a 75PS 2.5-litre m2DICR engine and another is a 2.2-litre mHawk engine. Maximum power of 140bhp is generated in the 2.5-litre engine and 120bhp in the 2.2-litre one, and maximum gross torque of 320Nm and 280Nm respectively. Furthermore, both the engines provide the cubic capacity of 2179cc.

A four-wheel drive, the Mahindra Scorpio is equipped with 5-speed manual gearbox for those variants producing 120bhp of power and 6-speed manual gearbox for the rest.

As for its performance, the Mahindra Scorpio can provide 61% better mileage than any other SUV. With 16.4 km/l, the Scorpio can provide city mileage of 13 km/l and highway mileage of 15 km/l. It can touch the top speed of 165kmph and takes about 13.93 seconds in 120bhp variant and 12.62 seconds in 140bhp to move from 0 to 100kmph of speed.

Some of the most sought after features of this SUV by Mahindra and Mahindra are 2 airbags, touchscreen infotainment system, ABS, reverse parking camera, projector headlamps, climate control, electronic brakeforce distribution, auto door lock while driving, cushion suspension technology and anti-roll technology, steering adjustment, keyless entry, dual-tone dashboard, luxurious new blue-grey interiors, and halogen light type apart from several others.

Premium for Scorpio Car Insurance

Car Variant

Price of the Car


Zero Depreciation

(Add On)*


Scorpio S5 (2179cc)

Rs. 11,99,000

Rs. 10,53,218

Rs. 12,902

Rs. 35,206

Scorpio S9 (2179cc)

Rs. 14,36,000

Rs. 12,20,620

Rs. 14,953

Rs. 36,398

Scorpio S11 (2179cc)

Rs. 15,53,000

Rs. 13,41,115

Rs. 16,429

Rs. 38,186

*The values are calculated on the basis of the city (Mumbai) and year of registration (2020).

What is Included in Scorpio Car Insurance?

  • Loss or damage caused to your vehicle against natural calamities.
  • Personal accident cover.
  • Loss or damage caused due to riots, strike, or terrorism.
  • Loss or damage caused due to malicious activity.
  • Loss or damage caused when in transit by road, inland waterway, rail, or air.
  • Total loss of car due to theft.
  • Third-party legal liability.
  • Cashless claims at network garages.

What is Excluded in Scorpio Car Insurance?

  • Damage that falls under normal wear and tear of the vehicle.
  • Damage caused when driving under the influence of drugs or liquor.
  • Damage caused due to war, nuclear risk or mutiny.
  • Damage caused when driven against the limitations as to use.
  • Damage caused when driven without a valid license.
  • Mechanical or electrical breakdown of the car.
  • Damage to the tyres or tubes of the car.
  • Damage to the car's engine.

Add-ons Benefits

Some of the above cases can be included in your Scorpio car insurance with the help of add-ons. These can be added at an extra cost.

  • Garage Cash: will give you a daily allowance for the number of days your car is at the garage for repair.
  • Consumable Items Cover: will allow you to make a claim on the expenses of the consumables such as bolts, screws, nuts, etc.
  • Windshield Glass Cover: will help you replace a broken or cracked windshield with ease. This cover will also ensure that your no claim bonus remains untouched even if you make a claim for the replacement of the windshield.
  • Loss of Personal Belongings Cover: will protect your personal belongings inside your vehicle as long as you have done everything to ensure the safety of your vehicle.

Renewal Process Steps For Scorpio Car Insurance

You can renew your Mahindra Scorpio within 2 minutes by making use of a stress-free process available on You can begin by scrolling up on this page and finding the option to Get Instant Quotes. The next few steps are as follows:

  1. You can both enter your car's registration number and click on "Get Quotes" or directly click on "Proceed without car number". Enter Scorpio as the make, its RTO code, variant, and the year of registration in the form. Select the "Renewal" radio button and then click "Continue".
  2. You can either choose to go ahead with your current car insurance plan or opt for another suitable option from the provided list of quotes.
  3. Once you have selected your plan, you can make an online payment on the selected insurance provider's portal.
  4. Within a few minutes of submission, you will have the car insurance policy document reach your inbox.


1. My laptop was stolen from my car since I didn’t lock it properly. Will the Personal Belongings add-on cover allow me to claim for its loss?

No, since you did not ensure precautions and safety by locking your car properly and securing your belongings inside it, the insurance provider may not accept your claim for its loss.

2. Will my place of residence affect the car insurance premium rate?

Yes, the cost of your car insurance premium will vary slightly depending upon your place of residence as there are areas that have higher chances of claims. This depends on the probability of theft, vandalism or mostly natural calamities in your locality.

3. My Scorpio’s windshield is damaged due to a hailstorm. Will my car insurance policy, which has no windshield cover add-on, cover the cost of its replacement?

Yes, your car insurance will cover its replacement as a hailstorm falls under the category of natural calamities.

4. There is a manufacturing defect in the windscreen cover of my Scorpio. Will the replacement get covered under my car insurance policy having windshield add-on?

No, even if you have windshield add-on, the replacement due to manufacturing defect will not be covered under your car insurance.

5. Can I claim the insurance on the damage to my personal belongings inside the car caused due to mildew?

No, damage caused by mildew, moth or vermin is excluded under personal belongings add-on cover.

Last updated on Aug 2022