The Maruti Suzuki Alto K10 is the most popular car in India with the sale of 15,498 vehicles in December 2019. It was the successor to Maruti 800. The K10 powered engine version of the Alto was released in 2014 and since then, it has managed to capture the hearts of the Indian consumers. The car is being replaced in the future with the S-Presso and its production has been discontinued at the start of 2020.
The Alto K10 has a K108 engine of 998 cc capacity. It is available in petrol and CNG variants. The car has a mileage of 23.95 km/l for the petrol variant. The CNG variant offers a mileage of 32.26 km/kg. The capacity of the fuel tank is 25 litres. The car can seat 5 people.
The Alto K10 has many safety features like 3-point ELR front and back seat belts, reverse parking sensor, ventilated front disc brake, ABS with EBD, driver airbag, and speed alert system.
Some of the key features of the Alto K10 include:
The Alto K10 car insurance premium depends on certain factors. The main factors that decide the premium amount to be paid are the car model and the year when the car was registered. The following premium table gives you an overview of premium rates for different Alto K10 variants:
Car Variant | Price of the Car | IDV* | Zero Depreciation (Add on)* | Premium (Basic)* |
Maruti Suzuki Alto K10 LXi 998 cc Petrol | Rs.3,77,588 | Rs.3,48,506 | Rs.1,743 | Rs.11,824 |
Maruti Suzuki Alto K10 VXi 998 cc Petrol | Rs.3,94,036 | Rs.3,53,396 | Rs.1,767 | Rs.11,916 |
Maruti Suzuki Alto K10 LXi 998 cc CNG | Rs.4,39,777 | Rs.4,10,705 | Rs.2,054 | Rs.13,171 |
*The prices are calculated for a 2020 car model registered in New Delhi.
Inclusions:
Exclusions:
Since there are many exclusions to your Alto K10 car insurance policy, you can consider buying add-ons to the policy. These add-ons provide you with additional coverage and will be very helpful at the time of making claims.
Once you purchase an Alto K10, it is important that you buy car insurance and get it renewed on time. The process of renewing your Alto K10 insurance is very easy when you decide to get it done through PolicyX.com. The following explains how you can do it.
1. While driving, my Alto K10 met with an accident and the glass windshield was broken. Can I get it repaired and covered under insurance?
You can get your car windshield glass repaired and claim the expenses under your insurance policy. You must note that this is possible only with a comprehensive policy.
2. I have an Alto K10 CNG car, will any damages to the CNG tank be covered in the policy?
Yes, it will be covered. The CNG kit in the car is fitted by the manufacturer and this will be endorsed in the car RC. It will hence be covered under the car insurance and you can make claims in case of damages.
3. My Alto K10 car was damaged due to an earthquake that occurred in my town. Can I claim for insurance in this situation?
Yes! You can definitely make an insurance claim, in case your car was damaged in an earthquake. It is considered a natural calamity and is covered by your Alto K10 car insurance policy.
4. If my Alto K10 was stolen and I make an insurance claim to cover losses, how much amount will I be reimbursed?
If you have taken a comprehensive Alto K10 car insurance policy, theft of the car would be covered in the policy. Firstly, you need to get an FIR registered before making a claim. You will be reimbursed the amount equal to the Insured Declared Value of the car, as mentioned in the policy. In case you have taken an invoice cover add-on, then you can get the original invoice value of the car reimbursed.
Last updated on 30-12-2020