Alto K10 Car Insurance Renewal Online

Alto K10 Car Insurance
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About Alto K10 Car Insurance

The Maruti Suzuki Alto K10 is the most popular car in India with the sale of 15,498 vehicles in December 2019. It was the successor to Maruti 800. The K10 powered engine version of the Alto was released in 2014 and since then, it has managed to capture the hearts of the Indian consumers. The car is being replaced in the future with the S-Presso and its production has been discontinued at the start of 2020.

Key Features of Maruti Suzuki Alto K10

The Alto K10 has a K108 engine of 998 cc capacity. It is available in petrol and CNG variants. The car has a mileage of 23.95 km/l for the petrol variant. The CNG variant offers a mileage of 32.26 km/kg. The capacity of the fuel tank is 25 litres. The car can seat 5 people.

The Alto K10 has many safety features like 3-point ELR front and back seat belts, reverse parking sensor, ventilated front disc brake, ABS with EBD, driver airbag, and speed alert system.

Some of the key features of the Alto K10 include:

  • Auto gear shift
  • Front fog lamps
  • Air conditioner
  • Dual type climate control
  • Dual tone interiors
  • Power steering
  • CD-MP3-USB
  • Chrome front grille

Premium for Alto K10 Car Insurance

The Alto K10 car insurance premium depends on certain factors. The main factors that decide the premium amount to be paid are the car model and the year when the car was registered. The following premium table gives you an overview of premium rates for different Alto K10 variants:

Car VariantPrice of the CarIDV*Zero Depreciation (Add on)*Premium (Basic)*
Maruti Suzuki Alto K10 LXi 998 cc PetrolRs.3,77,588Rs.3,48,506Rs.1,743Rs.11,824
Maruti Suzuki Alto K10 VXi 998 cc PetrolRs.3,94,036Rs.3,53,396Rs.1,767Rs.11,916
Maruti Suzuki Alto K10 LXi 998 cc CNGRs.4,39,777Rs.4,10,705Rs.2,054Rs.13,171

*The prices are calculated for a 2020 car model registered in New Delhi.

Inclusions & Exclusions Of Maruti Suzuki Alto K10 Car Insurance


  • Damages to your car due to an accident or losses suffered due to the theft of the car are covered in the policy and you can make claims for it.
  • Any damage to a third person's property is included in the policy.
  • Liability towards a third party injured as a result of an accident is covered by the policy.
  • Natural calamities like floods, earthquakes, and landslides are covered in the policy.
  • Man-made hazards like acts of vandalism, terrorist attacks, riots, and arson are covered in the insurance policy.
  • Fire and explosions are included.
  • Damage while shipping the car is also included in the policy.


  • Breakdowns that happen due to electrical or mechanical faults will not be covered.
  • If the driver did not have a valid driving license at the time of the accident, then the claim will not be entertained.
  • Use of the car for commercial purposes or racing is not allowed and any claims in this regard will not be entertained.
  • General wear and tear to the car are excluded, as are damages to any accessories in the car.
  • If the driver was under the influence of alcohol or drugs at the time of driving the vehicle, then claims will not be considered.
  • Any acts of war, hostility by an enemy, or nuclear attacks are excluded from the policy coverage.
  • Cost of consumables used for repair will not be reimbursed under the policy.

Add-ons Features

Since there are many exclusions to your Alto K10 car insurance policy, you can consider buying add-ons to the policy. These add-ons provide you with additional coverage and will be very helpful at the time of making claims.

  • 24x7 road assistance cover is an add-on to your insurance policy that ensures you will get assistance while on the road. This will be helpful if you need your vehicle towed or want a flat tyre to be repaired.
  • Engine protection cover ensures that any damage to the engine or engine parts will be covered in the policy. By default, this is excluded and this add-on ensures additional protection.
  • Tyre protector is an add-on cover that allows you to make claims for damages to tyres and tubes, which is excluded otherwise.
  • Daily allowance is a very useful add-on that will ensure you are provided with a daily allowance to cover costs of hiring a cab or making other arrangements when your car is being repaired.

Renewal Process of Maruti Suzuki Alto K10 Car Insurance

Once you purchase an Alto K10, it is important that you buy car insurance and get it renewed on time. The process of renewing your Alto K10 insurance is very easy when you decide to get it done through The following explains how you can do it.

  • Just scroll up to the top of the page and go to the form that you see in the right-hand corner of the page.
  • You need to provide your car details like the car model, variant, the year when the car was registered, and the RTO where the car was registered.
  • Submit the form after filling all these basic details. You will then be able to see premium rates offered by different insurers. You can compare rates before deciding from whom to get your policy.
  • You can even choose to continue with the existing insurer. Click on the 'buy now' button next to the premium rates and you will be redirected to the website of the insurance company.
  • You can complete the renewal process on the website by paying the premium online. A copy of the insurance policy will be sent to you by email.

Maruti Suzuki Alto K10 Car Insurance: FAQs

1. While driving, my Alto K10 met with an accident and the glass windshield was broken. Can I get it repaired and covered under insurance?

You can get your car windshield glass repaired and claim the expenses under your insurance policy. You must note that this is possible only with a comprehensive policy.

2. I have an Alto K10 CNG car, will any damages to the CNG tank be covered in the policy?

Yes, it will be covered. The CNG kit in the car is fitted by the manufacturer and this will be endorsed in the car RC. It will hence be covered under the car insurance and you can make claims in case of damages.

3. My Alto K10 car was damaged due to an earthquake that occurred in my town. Can I claim for insurance in this situation?

Yes! You can definitely make an insurance claim, in case your car was damaged in an earthquake. It is considered a natural calamity and is covered by your Alto K10 car insurance policy.

4. If my Alto K10 was stolen and I make an insurance claim to cover losses, how much amount will I be reimbursed?

If you have taken a comprehensive Alto K10 car insurance policy, theft of the car would be covered in the policy. Firstly, you need to get an FIR registered before making a claim. You will be reimbursed the amount equal to the Insured Declared Value of the car, as mentioned in the policy. In case you have taken an invoice cover add-on, then you can get the original invoice value of the car reimbursed.

Last updated on 30-12-2020