Celerio Car Insurance Renewal Online

celerio Car Insurance
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Celerio Car Insurance

Produced by the Japanese manufacturer Suzuki, the Suzuki Celerio was launched on February 2014. It competes against the likes of Honda Brio, Hyundai i10, Chevrolet Beat, Ford Figo and Tata Indica. It was launched with 6 variants of a petrol engine and introduced the diesel variants in the year 2015. The Celerio is now available as 12 versions in India, being India’s first car with automatic gear shift called EZ Drive. 

Key Features of Maruti Suzuki Celerio

The Maruti Suzuki Celerio utilizes a 1-litre K10B Aluminium petrol engine which produces the maximum power of 67.05bhp and torque of 90Nm. It is a 3-cylinder engine that can also be factory-fitted with CNG kit. Usage of CNG kit drops the power and torque output, producing 47bhp. All the engines give a displacement of 998 cc.

In terms of transmission, the hatchback offers a standard five-speed manual gearbox. It also provides an option of a five-speed automatic transmission unit only on petrol variants.

Taking the performance into consideration, the Maruti Suzuki Celerio provides a mileage of 23.1 km/l in petrol engines with both manual and automatic transmissions. Whereas, the diesel engine offers fuel efficiency of 27.6 km/l and Petrol+CNG unit gives 31.8 km/l of mileage. Variants with manual transmission take about 15.05 seconds to move from 0 to 100kmph of speed, and those with automatic transmission require 15.6 seconds. The hatchback can attain a top speed between 140 to 150kmph.

Some of the most sought after features of Maruti Suzuki Celerio are optional dual airbags, rear wiper, ABS, steering mounted audio controls, Bluetooth-enabled audio system, electronic power steering, keyless entry, and electrically adjustable outside rear view mirrors amongst others.

Premium for Maruti Suzuki Celerio Car Insurance

Your Celerio’s car insurance premium cost will differ when comparing the quotes between various insurance companies. However, some of the main factors that are taken into consideration, to sum up to that value are the Insured Declared Value (IDV)s, the terrain on which you will drive the car, your car’s age, the make and model, the displacement provided by your car’s engine, and its current condition.

The below table will give you an overview of Celerio’s ex-showroom price, Insured Declared Value, cost of the premium, and zero depreciation add-on for some of its car variants.

Car Variant

Price of the Car

IDV*

Zero Depreciation

(Add On)*

Premium*

Celerio ZXI AMT (998 cc)

Rs.5,48,000

Rs.4,35,180

Rs.1,556

Rs.10,049

Celerio VXI AMT (998 cc)

Rs.5,23,000

Rs.4,14,358

Rs.1,482

Rs.9,821

Celerio LXI Optional (998 cc)

Rs.4,49,000

Rs.3,55,024

Rs.1,270

Rs.9,171

*The values are calculated on the basis of the city (Delhi) and year of registration (2020).

Inclusions & Exclusions of Celerio Car Insurance

Inclusions 

  • Protection for the driver and other occupants of the car.
  • Personal accident cover.
  • Coverage against damage or loss caused due to self-ignition, fire, or explosion.
  • Loss or damage due to terrorism.
  • Total loss caused due to theft.
  • Coverage against damage due to natural calamities such as flood, earthquake, etc.
  • Covers damage to the third-party and their property.
  • Cashless claims at network garages.

Exclusions

  • Electrical or mechanical breakdown of your car.
  • Damage caused to your car’s tyres.
  • Damage caused to your car when driving without a driver’s license.
  • Coverage against damage when driving under the influence of alcohol or drugs.
  • Loss or damage to the vehicle when used for illegal activities such as racing.
  • Damage caused when driving outside the geographical area.
  • Loss or damage caused due to nuclear war.

Add-ons

Insurance providers offer additional accessories in case you want to include the exclusions as part of your Celerio car insurance policy. You can hence choose to opt for such add-ons at additional cost.

  • Engine Protection comes handy for those car owners who live in areas that are prone to heavy rainfall and floods. It protects the expenses of your car’s engine repair for damages caused due to submersion.
  • Tyre Cover will protect your car’s tyres to allow you to make a claim in case of repair/replacement of tyre or the tube. You can make a claim in any of the following scenarios: impact due to cuts, bursts, flattening due to hard braking etc.
  • Spare Car Clause covers your daily travel expenses in case your car is at the garage for repair for more than a specific number of days. This is also known as Daily Allowance Benefit.
  • Car Accessories Cover ensures that you can claim for your car’s accessories in case of repairs or replacement of such parts.

Celerio Car Insurance Renewal Process

If you wish to renew your Celerio car insurance in a hassle-free manner, then PolicyX.com has you covered. All you have to do is scroll up on this page and find the form on the right-hand top corner. The next steps from the form are easy to follow:

  1. Fill the following details in the form: your car’s make, variant, RTO code and its year of registration.
  2. Select the “Renewal” option and click on “Continue”.
  3. You may simply choose to proceed with your current plan or instead opt for another suitable plan from the comprehensive list of quotes.
  4. Advance to make the payment online on your preferred insurance provider’s portal.
  5. Your insurance policy will reach your email inbox right away.

Frequently Asked Questions (FAQs)

1. My Celerio is 6 years old. Can I still protect its engine with Engine Protection add-on?

No, cars older than 5 years of age are usually not eligible for Engine Protection add-on.

2. My Celerio had a flat tyre in the middle of nowhere, and I repaired its tyres at an unauthorized garage. Can I claim the insurance on the repairs if I have Tyre Cover add-on?

No, insurance providers will only accept the claim if the repair was done at an authorized garage.

3. Will I get a discount if I opt for Voluntary Deductible Cover?

Insurance providers will offer you a premium costing lower than regular premium if you opt for Voluntary Deductible Cover. This is because of your voluntary agreement to bear a stipulated amount of your claim.

4. My Celerio’s windshield is damaged due to collision with a bird. Can I claim the insurance on its repair?

Yes, damage caused due to an animal attack is covered under your Celerio car insurance policy. Hence, you can claim the insurance on its repair.

Last updated on 30-12-2020