Grand Vitara Car Insurance Renewal Online

Maruti Suzuki Grand Vitara
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Grand Vitara Car Insurance

The Grand Vitara is an SUV offered by Suzuki worldwide. Earlier known as the Vitara, the subsequent model was renamed as Grand Vitara. The car was offered by Maruti Suzuki in India from 2009 onwards. The car has been discontinued in many places in the world, including in India. From 2015, Maruti Suzuki no longer offers this compact SUV.

Key Features of Maruti Suzuki Grand Vitara

The Grand Vitara has a VVT DOHC MPFI engine of 2393 cc capacity. It is also offered in 1995 cc and 2700 cc variants in both manual (4-speed) and automatic (5-speed) transmission modes. The compact SUV provides a mileage of 10.4 km/l and has a fuel tank capacity of 66 litres.

The Grand Vitara has a ground clearance of 200 mm. The car can seat 5 people. It has two rows of seating with a boot space of 398 litres, which is ample to store a lot of luggage. The car is available in six different shades of colours. 

The key features of the Grand Vitara are:

  • ABS with EBD
  • Brake Assist and Electronic Stability program
  • Hill hold control
  • Air conditioner
  • Leather upholstery
  • Roof rails
  • Integrated music system
  • Halogen fog lights

Premium for Grand Vitara Car Insurance

The Grand Vitara insurance premium depends on the model, the year of registration and variant of the car. The premium amounts for some of the different variants of the Grand Vitara are presented in this table:

Car Variant

Price of the Car


Zero Depreciation

(Add On)*


Grand Vitara 2.4 automatic transmission 2393 cc Petrol





Grand Vitara 2.4 manual transmission 2393 cc Petrol





Grand Vitara 2.4 automatic transmission 1995 cc Petrol





*The prices are calculated for a 2018 Grand Vitara car registered in New Delhi. 

Grand Vitara Car Insurance: Inclusions & Exclusions


  • Damages caused to the car due to an accident can be compensated under the policy.
  • Injuries caused to the policyholder, driver, or passengers in an accident are covered by the policy.
  • Injuries to any third party or damage caused to the property belonging to a third party would be covered by the policy.
  • Theft of the car is covered by the policy and a claim can be made for losses suffered due to the theft.
  • Damages caused as a result of fire and explosion are included.
  • Natural calamities like earthquakes, floods, and landslides are included.
  • Man-made hazards like vandalism, riots, and fire are covered by the policy.
  • Damage during transit is included.


  • Deliberate damage caused is excluded.
  • Claims will be denied if the driver was not having a valid driving license at the time of the accident or if the driver was under the influence of drugs or alcohol.
  • Use of the car for any commercial purpose or its use for racing is not covered.
  • Any general wear and tear are excluded.
  • The policy excludes the cost of consumables and accessories. 
  • Losses caused as a result of war, invasion, enemy hostilities, and nuclear war are excluded.
  • Damage to the engine or engine parts is not covered.
  • Consequential damages to the car are excluded by the policy.
  • Damage to tyres and tubes are excluded.

Add-ons Benefits

When you buy your Grand Vitara car insurance, you can consider buying an add-on cover for your policy. These add-ons enhance the policy coverage and will help you cover certain areas that are otherwise excluded. Some popular add-ons are:

  • 24x7 road assistance is an add-on that ensures you get assistance in case of any problems on the road, including changing flat tyres or towing of the car after breakdown/accident.
  • Engine protector is an add-on that will help you get the costs of repair to the engine and engine parts covered by the policy.
  • Invoice price cover is an important add-on you can consider. This ensures you will be compensated as per the invoice price of the car, rather than the Insured Declared Value of the car.
  • Electrical accessories cover is an add-on that allows you to make claims for damages to electrical accessories that are included in the car. 
  • Tyre protector is an add-on that ensures that the cost of tyres and tubes can be compensated when you make a claim.

Renewal Process of Grand Vitara Car Insurance

Once you buy your Grand Vitara car insurance, make sure you renew it on time. This ensures you are always covered by the policy. Renewing your policy is easy and convenient when you do it through the’s website. The following explains how you can do it:

  1. Scroll to the top of this page and look for the form in the right-hand corner of the page.
  2. You will then be asked to fill your car details including the model, date of registration, and place of registration and select ‘renewal’. 
  3. Based on the information given, you can see quotes from different insurance companies.
  4. Choose the ‘buy’ option for the insurer and you will be redirected to the insurer’s website.
  5. Complete your renewal process by paying (online) directly to the insurer. You will then get an email from the insurer with confirmation and a copy of the policy.

Frequently Asked Questions (FAQs)

1. My friend recommended that I should take a zero depreciation add-on for my Grand Vitara. How is this add-on helpful?

Depreciation is calculated on some of the car parts and the value reduces every year. This means you will not get the full value due to reduced rates. Buying a depreciation add-on ensures that there would be zero depreciation, allowing you to get complete coverage for your Grand Vitara.

2. My Grand Vitara was stolen and I lodged a claim. My policy has expired now and I have now started the renewal process, what will happen to my claim?

Since the theft of the car happened when the insurance policy was valid, it would be covered under the claim. You should have registered an FIR immediately after the theft and submitted a copy with the claim. This will ensure you get your losses compensated.

3. I had kept money in my car, which was stolen. Can I make an insurance claim to get compensated?

No! Only the cost of the car will be reimbursed. If you had taken a personal belongings add-on, then the loss of baggage and other personal items would have been covered. Money is not covered by the policy or any add-on and hence a claim will not be accepted.

4. I am selling my Grand Vitara car. Can I transfer the insurance to the new buyer?

Yes, it is possible to transfer the car insurance at the time of selling the car. You need to inform the insurance company about it by writing. A new proposal form may have to be filled in at the time of transfer of insurance. However, if you have an NCB discount, you must note that you will lose the NCB discount if you transfer the insurance and will not be able to benefit from it when you buy a new car.

Last updated on 24-09-2020