Gypsy Car Insurance Renewal Online

Maruti Suzuki Gypsy
PX step

Compare Car Insurance Quotes Online


Gypsy Car Insurance

Gypsy is a 4-wheeler off-road vehicle launched by Maruti in India. The off-road car was introduced in India in 1985. The car was preferred by police and armed forces. It became popular as a law enforcement vehicle. It was even exported to other countries. The Gypsy production was stopped in 2019 and it is no longer being manufactured for the general public. However, the car is still being manufactured exclusively for the defence sector.  

Key Features of Maruti Suzuki Gypsy

The Gypsy was offered initially as a soft-top vehicle with the removable top. Later on, due to customer demand, a hard-top version was introduced. 

The 4x4 off-road vehicle comes with a 1.3-litre 8-valve G13BB engine with multi-point fuel injection. It has a carbureted engine with a 5-speed gearbox. The car has two doors and could seat four people. It has a fuel tank of 40 litres. Its fuel efficiency is 11.96 km/l. It has a ground clearance of 210 mm. The car is available in two colours- silver and white. It is a basic car with no power steering or other fancy features and was intended for off-road use.

The key features of the Gypsy are:

  • Remote fuel lid opener
  • Boot space with lock
  • Electronically controlled driver-side mirror
  • R15 type tubeless tyres
  • Fabric seat upholstery
  • Removable top (for soft-top variant)
  • Side and front impact beams

Premium for Gypsy Car Insurance

The type/variant of Gypsy car that you have with you, the year when it was registered and the RTO where it was registered are some of the factors that decide the insurance premium for your Gypsy. The table below presents premium rates for some of the Gypsy variants:

Car Variant

Price of the Car


Zero Depreciation

(Add On)*


Gypsy King Hard-top (HT) 1298 cc petrol engine





Gypsy King Soft-top (ST) 1298 cc petrol engine





*The prices are calculated for a 2018 Gypsy car registered in New Delhi. 

Inclusions & Exclusion Maruti Suzuki Gypsy Insurance

  • Accidents to your vehicle are covered in the policy and you can claim for damages.
  • Damages to a third party property are covered in the policy.
  • Any injury caused to a third party is included in the policy.
  • Personal accident cover is included in the policy.
  • Theft of the car is covered by the policy, allowing you to claim losses suffered due to the theft.
  • Any damage caused to your car due to a natural calamity like an earthquake, flood, or landslide is included in the policy.
  • Damages due to fire, explosions, acts of vandalism, rioting, and other manmade hazards are included.
  • Damage caused to the vehicle at the time of transit is covered under the policy. 


  • Breakdown of the vehicle due to electrical and mechanical problems are not covered in the policy.
  • Any act of war, enemy invasion, or nuclear attack is excluded.
  • Costs involved in replacing consumable items like engine cool, coolant, etc. are excluded in the policy.
  • Driving the car under the influence of drugs or alcohol will make a claim to be invalid.
  • Use of the car for commercial purposes or for racing or any illegal activity is excluded.
  • General wear and tear of the car are excluded under the policy.

Maruti Suzuki Gypsy - Add-ons Benefits

If you wish to have a more comprehensive policy that covers some of the excluded items, then you can pay an extra amount to get an add-on cover for your policy. Some of the add-ons you can consider for your Gypsy are:

  • Engine protector is an add-on cover that ensures the cost of repair to the engine as well as engine parts would be covered under your insurance policy.
  • Consumables cover is an add-on that allows for the cost of consumables to be included in the policy coverage.
  • NCB protector is an important add-on that helps you preserve the no-claim bonus that you have for your car. You lose your NCB when you make a claim but with this add-on, you will be able to retain the NCB even after making a claim (only 2 allowed per policy year).
  • Daily allowance is a cover that entitles you to receive a daily allowance when your car is under repair after an accident. This allowance can be used to hire a cab or make alternative arrangements for your transport.

How To Renew Maruti Suzuki Gypsy Insurance?

It is important to have car insurance so you remain protected at all times. Timely renewal of the insurance before the due date is important. If you were wondering how to get your insurance renewed on time, then has the solution for you. 

You can commence the renewal process by scrolling up to the top right-hand corner of this page to find the form.

  1. Enter the details of your Gypsy car, the variant, the date of registration, and the RTO where it was registered. Submit the form to get quotes from insurers.
  2. Go through the quotes given by various insurance companies and then select the one you prefer. 
  3. Click on the ‘buy’ option next to your preferred insurer’s quote. You will then be redirected to the website of the insurer.
  4. Pay the premium at the insurer’s website using the mode of your choice. Your renewal process is complete and you will get an email with a copy of your policy.

Frequently Asked Questions (FAQs)

1. My Gypsy car was stolen and I have lodged an FIR and claimed for losses. How much money will I get as compensation for the theft?

If your insured car is stolen, you will be compensated with an amount equal to the IDV or insured declared value as mentioned in your insurance policy. In case you had taken the invoice add-on cover, you will be reimbursed with the original invoice value of the car.

2. I have attached an LPG kit to my Gypsy car to improve the mileage. Will it be covered in the insurance policy?

LPG and CNG kits can be covered under the insurance policy only if it is endorsed in the RC (Registration Certificate) issued by the RTO. If the kit is installed by the manufacturer, only then will it be covered in the policy.

3. My Gypsy met with an accident and a car belonging to someone else was damaged in the accident. Do I need to file a police complaint or can I directly make a claim?

If your insured car meets with an accident and third party damage or injury to a third party is involved, then it is mandatory to inform the police. You may have to submit a copy of the FIR to make a claim on the policy.

4. My minor son was driving my Gypsy car when it met with an accident. Can I make a claim on the insurance policy?

If your son was a minor at the time of the accident, then it means he would not have a valid driving license. Driving without a valid driving license makes a claim ineligible. Therefore, your claim is likely to be denied by the insurance policy.

Last updated on 24-09-2020