Ignis Car Insurance Renewal Online

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Ignis Car Insurance

Ignis by Maruti Suzuki was showcased at the Auto Expo 2020 and was launched shortly after. Being the facelift of its contemporaries like Ford Figo, Hyundai i10 and Maruti Swift, it is priced at INR 4.89 Lakh, making it one of the recent launches in the category of mid-segment cars in India. The Ignis comes with four other variants: Zeta, Sigma, Delta, Alpha; priced at INR 7.2 Lakhs being the top-end variant.

The 5-seater hatchback offers mileage up to 20.89 KMPL. The quirk design of the car and spacious interiors makes it an ideal choice for those who want the most bangs for their bucks.

Key Features of the Car

Maruti Ignis comes with a plethora of specs and features. Let us take a look at some of the key features of Maruti Ignis.


The interior of the car comes with an electronic-multi-tripmeter, fabric upholstery, digital clock and glove compartment. You will also find features like power windows, analogue instrument console, multi-function steering wheel, multi-function display, and power steering.


The vehicle comes with an in-line cylinder configuration and has an injection fuel system. The vehicle is powered by 1.2L K12B engine which generates a power of 83 PS and torque of 113Nm which is paired with 5-speed Manual Transmission or Automatic Manual Transmission, giving its competitors a run for their money.

Suspension, Breaks and Wheels

Ignis features ventilated disc front brakes, drum rear brakes, McPherson Strut torsion front suspension, beam rear suspension, and manual handbrake. The wheel size of the vehicle is 175/65R 15.


Ignis comes with 2 driver and passenger frontal airbags, rear sensor cameras, door ajar warning, child safety lock, engine immobiliser, anti-lock braking system, central locking, and electronic brake-force distribution.

Ignis Car Insurance Premium Calculation

The amount of premium for Ignis car insurance is dependent on the car variant, its year/place of registration, among other factors. Let's calculate the approximate premium for the top three Ignis car variants.


Price of the Car


Zero Depreciation (Add-on)*


Ignis Alpha

1.2 AMT (1197 cc) 





Ignis Delta

1.2 AT (1197 cc)





Ignis Zeta

1.2 AT (1197 cc)





*The values are calculated on the basis of the city (Mumbai) and the year of registration (2020).

Inclusions & Exclusion of Ignis Car Insurance


  • Own damage coverage in the event of accidents.
  • Third-Party Liability Coverage in case of accidents involving the insured vehicle.
  • Liabilities arising out of bodily injuries to the third party from an accident.
  • Damage to the car due to natural calamities like flood, earthquake or landslide.
  • Damages to the car caused by vandalism, riots and or terror attacks.
  • Theft of the car is also covered by the policy.
  • Coverage is also provided against loss or damage by fire.


  • Damage caused to the car while driving under the influence of alcohol.
  • Contractual liabilities of the car owner is excluded from insurance coverage.
  • Willful damages caused by the car owner to the car.
  • Damage to the car caused while using it for illegal purposes.
  • Damage to the car caused while driving without a valid license.
  • Cost of nuts, bolts, petrol and coolants.

Add-ons Benefits

Insuring your treasured Ignis by an extra cushion of coverage is easy. All you have to do is sign up for add-on covers as per your requirements.

Listed below are the most common add-on covers for car insurance:

Engine Protection Cover

Engine protection add-on cover includes damages caused to the engine by the ingression of water, loss or damage due to the leakage of the lubricant oil, damages owing to box malfunction and hydrostatic lock expense.

Key Replacement Cover

The cost of replacing car keys can be a taxing out-of-the-pocket expense. Having key replacement cover ensures that you are covered for the replacement of locks and keys of the car.

Roadside Assistance

Roadside assistance covers battery breakdown, fuel recharge, provision of spare keys, flat tyre, minor repairs, and towing. If you are left stranded on the road due to a breakdown, roadside insurance is the backup you need.

Consumables Cover

Consumables add-on covers for expenses that go towards replacing consumables such as ball bearings, lubricants, engine and brake oil, screws, washers, nuts and bolts, grease, AC refrigerant and so on.

No-Claim Bonus Protection Cover

Car owners can get up to 50% off on the amount of premium paid using the No-Claim Bonus. NCB is paid for every claim-free utility. However, making a claim on your car can make you lose out on the No-Claim Bonus. This add-on ensures that you are covered for your first two claims so that you do not lose out on NCB even after making a couple of claims.

Steps to Renew Ignis Car Insurance Policy

Every policyholder must renew his car insurance policy every year. Renewing your car insurance through PolicyX.com is one of the easiest methods of policy renewal. Just follow the below-listed steps-

  • Scroll up to the right-hand corner of this page and go to the form.
  • Enter the required details like your car model, the year of registration of the car in the RTO, etc.
  • Next, you can check out the quotes from various vendors.
  • Select the insurance company of your choice, following which you will be redirected to their webpage.
  • You can pay the premium online through your debit or credit card.
  • Once the payment is done, the copy of your renewed policy will be sent to you via email.


1. Will my comprehensive insurance for Maruti Ignis cover me for consumables?

No, your regular comprehensive car insurance will not cover the cost of consumable. To be able to get your expenses for consumables reimbursed, you must get consumables coverage add-on.

2. My Ignis is under repair. Will my insurance cover for the cost of transportation to my office while my vehicle is in the garage?

Yes, your insurance service provider will cover you for the cost of hiring a vehicle to work if you have daily allowance cover.

3. I have had an engine break-down on the road. Will my car insurance cover the cost of towing to the nearest garage?

Yes, you will be covered for towing by your car insurer if you have a roadside assistance add-on cover.

4. Can I get discounts on my Ignis car insurance premium at the time of renewal?

Claim-free utility each year will contribute towards the accumulation of No-Claim Bonus using which policyholders can get up to 50% off on car insurance premium. Also, you can grab discounts by installing ARAI approved safety devices in your vehicle.

Last updated on 24-09-2020