S-Cross Car Insurance Renewal Online

S-Cross Car Insurance
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About Maruti S-Cross Car Insurance

he S-Cross by Maruti was launched in September 2017 and its new version is expected to release in 2020. With prices starting at Rs. 8.8 Lakhs, S-Cross is the dashing mid-range SUV to look forward to. The vehicle comes with a 1.5L smart hybrid engine backed by a 4-speed automatic torque convertor or 5-speed manual transmission. The S-Cross comes in 4 variants namely- the Alpha, Delta, Sigma and Zeta.

The Maruti S-Cross comes with a long list of features including leather upholstery, all-LED headlamps, 7-inch infotainment system, cruise control and more. The 5-seater SUV offers a mileage of 25 KMPL. S-Cross competes with the Hyundai Creta, Renault Duster and Renault Captur.

Key Features of the Maruti S-Cross

Before you consider investing in the Maruti S-Cross, you must make note of the features that the vehicle comes with.

Here is the list of features of the Maruti S-Cross.

Interior : The interiors of the car comprise all power windows, electric power steering, analogue + digital instrument consoles, driver and front passenger sun visor, and rake adjustable steering column.

Engine : The S-Cross features a 1248 cc diesel engine with in-line cylinder configuration. The engine offers a maximum torque of 200Nm@1750rpm and a maximum power of 88.5Bhp@4000rpm. It also features an injection fuel system.

Suspension, Wheels and Tyres : S-Cross comes with ventilated disc front brakes, and drum rear brakes. The vehicle has a wheel size of 205/55 R16. You will also find a torsion beam with coil spring rear suspension and McPherson Strut with coil spring front suspension.

Safety : The Maruti S-Cross comes with multiple safety features such as front passenger and driver airbags, engine immobilizer, door ajar warnings, child safety locks, anti-lock braking system, child-seat mount, central locking, electronic brake-force distribution, and rear sensor parking assistance.

Comfort : Manual air conditioning with cooling and heating system, internal boot-lid opener, internal fuel-lid opener, all rows adjustable head, remote keyless entry, cup holders and door pockets, seatback pockets, remote keyless entry, and 12v power outlet are some of the features of the S-Cross.

Premium for Maruti S-Cross Car Insurance

There are various companies in the market that offer car insurance for Maruti S-Cross. The premium to be paid is dependent on the variant of the car, the IDV, among others.

The table below reflects the IDV and the approximate amount of premium to be paid for the top 3 variants of the S-Cross.

Car VariantPrice of the CarIDV*Zero Depreciation (Add on)*Premium (Basic)*
S-Cross Alpha DDiS 200 SHRs.11,43,000Rs.10,21,250Rs.4,596Rs.17,681
S-Cross Zeta DDiS 200 SHRs.10,43,000Rs.7,60,903Rs.4,185Rs.16,818
S-Cross Delta DDiS 200 SHRs.9,92,000Rs.7,15,357Rs.3,934Rs.16,382

*The values are calculated on the basis of the city (Mumbai) and the year of registration (2020).

Add-on Benefits

To keep your valued S-Cross covered from potential perils, comprehensive car insurance policy is a must-have. However, you can ensure that your insurance coverage pays off even for what is not covered by comprehensive insurance by purchasing add-ons.

The most common add-ons in car insurance are as follows:

  • Return to Invoice Cover This add-on bridges the gap between the insured declared value and the invoice value of the car. Should your car be stolen, you will be reimbursed for the entire invoice value of the car, courtesy the Return to Invoice cover.
  • Engine Secure Cover The engine secure add-on cover pays off for repairs, maintenance and services to the car engine even when the damage is not the result of an accident. Engine secure add-on covers for damage due to water ingression, and leakage of lubricant oil. Damage to the gearbox and hydrostatic lock is also covered.
  • Passenger Cover This add-on offers financial backup to the passengers of the car in the event of death or disability involving an accident. Having the passenger cover add-on ensures that you get reimbursed from your insurer for the medical treatment of injured passenger(s) after an accident.
  • Roadside Assistance Cover Roadside assistance add-on is the all-inclusive cover that ascertains the availability of round-the-clock services like battery replacement, change of flat tyre, towing and refilling if you encounter an on-road breakdown. The cost of hiring a taxi service and emergency accommodation is also included in the roadside assistance cover.
  • Consumable Cover The consumables cover guaranteed payouts for expenses in regards to the replacement of consumables such as oils, nuts, bolts, screws and more.

Steps To Renew S-Cross Car Insurance Policy

Comparing insurance plans for S-Cross before investing in a particular plan is always recommended. However, on second thoughts, you can always renew your old insurance plan with the one that perfectly suits your requirements as well as your budget.

Renew your plan through PolicyX.com and get the best out of your S-Cross car insurance. Listed below are the steps-

  • Go up to the right-hand corner of this page to locate the form.
  • You can either enter your car number and click on 'Get Quotes' or click on 'Proceed without car number' and fill the required details to get to the quotes section.
  • Select an insurance plan that suits your requirements following which you will be redirected to their webpage.
  • Pay the premium online through credit/debit cards.
  • You will receive the renewed copy of your policy via email.

Maruti S-Cross Car Insurance: FAQs

1. How can I get discounts on the premium for my S-Cross insurance?

You can save up to 50% on the amount of premium by utilizing your No-Claim Bonus at your policy renewal. You can accumulate NCB for every claim-free utility.

2. The tyres of my car have been damaged. Will my regular car insurance plan cover it?

Standard car insurance does not cover damage to the tyres. You can invest in tyre protection add-on to get financial coverage for damage to the tyres.

3. I recently bought the Maruti S-Cross. Can I transfer NCB from my previous car?

Yes, if you have accumulated No-Claim Bonus on your previous car, you may transfer it to your S-Cross to get a discount on your premium amount.

Last updated on 24-04-2020