Mercedes Benz Car Insurance

Mercedes Benz India
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About Mercedes Benz India

Mercedes Benz was founded by Karl Benz in 1926. The company is considered one of the finest luxury car manufacturers in the world. Over the years, Mercedes has launched multiple cars in the market which promise to deliver utmost satisfaction to its customers. Let’s take a look at the top 4 models leading Mercedes line-up.

Top Mercedes Benz Car Models

1. C-class

C-class

The C-class has been the most successful Mercedes in the Indian market. It comes with a 9-speed gearbox with automatic transmission. C-class features a rear-wheel-drive. This car comes with a powerful 184bhp 1.5L petrol with an EQ boost engine. Safety features include driver and passenger airbags, ABS with ABD, attention assist, High Beam assist headlights, and much more. The C-class can reach up to speeds of 250 kmph and does 0-100 kmph in 6.9 seconds.

2. E-class

The E-class comes with a 197-bhp 2.0L petrol engine that produces 300Nm torque and a 194-bhp 2.0L diesel engine that produces 400Nm torque. The E-class can reach 0-100kmph in 7.3 seconds with a top speed of 240 kmph. It features a 9-speed 9G TRONIC automatic transmission across all variants. It hosts an 11-inch touchscreen display that can be used for navigation as well as entertainment. It features a Burmester surround sound system as a standard.

E-class

3. GLC

GLC

This powerful SUV is offered with two engine options- 2.0 litre diesel and 2.0 litre petrol. It is a 5 seater luxury vehicle which has 550 litres of boot space. The GLC is loaded with attractive features such as Hard disc navigation, dynamic select, cruise control, 10.25 inch HD touch display, etc. It is also fitted with 7 airbags to meet the safety needs.

4. GLE

This luxury beast comes with 2.0 litre engine (245PS of power & 500 Nm of torque) and 3.0 litre engine (330PS of power and 700 Nm of torque). It runs with a top speed of 225 kmph. In terms of features, the GLE will surprise you with blind spot assist, multibeam led, active braking assist, 9 airbags, panoramic sunroof, etc.

GLE

Importance of buying Mercedes-Benz Car Insurance

There are various benefits that you can enjoy with a Mercedes Benz Car Insurance, such as: -

  • The facility of cashless repairs at select network garages. Workshops and garages offering cashless repairs are present across all major centers in India.
  • With the option of zero-depreciation insurance, you can save a lot of money on repairs.
  • Coverage for damages or losses caused to a third-party in case of an accident.
  • End to end claims assistance in case of an accident to ensure a hassle-free experience.
  • Comprehensive coverage against an exhaustive range of manmade or natural incidents.

Mercedes-Benz Car Insurance Price

The Mercedes Benz Car Insurance Price which you will have to pay depends on a number of factors, including: -

  • The Model and Make of the car.
  • The present market value of the car.
  • Working condition of the car.
  • Terms and conditions of the existing insurance policy.
  • Add-ons and coverage required.
Car ModelVariantMarket priceIDV*Zero depreciation (Add on)*Premium (Basic)*
C CLASSC 300 CABRIOLETRs. 75,52,000Rs. 47,88,760Rs. 16,473Rs. 65,488
E CLASSE 200 EXPRESSIONRs. 68,09,000Rs. 43,70,760Rs. 15,035Rs. 61,894
GLC220d 4MATICRs. 67,66,000Rs. 43,89,000Rs. 15,098Rs. 62,050
GLE400d 4MATIC LWB HIP HOP EDITIONRs. 1,48,00,000Rs. 95,00,000Rs. 32,680Rs. 1,06,005

*The values are calculated on the basis of city (Delhi) and registration year (2020)

Inclusions

Following are the various inclusions incorporated with your Mercedes-Benz Car Insurance: -

  • Unlimited liability in case of third-party claims as necessitated by recent changes by the government.
  • Losses incurred due to any natural calamity, including instances like fire or floods.
  • Cashless repairs at approved garages or certified workshops.
  • Coverage for losses incurred in case of self-damage.
  • The loss suffered due to burglary or theft.
  • Accident cover for all passengers and drivers.

Exclusions

Following are the different exclusions in the Mercedes-Benz Car Insurance: -

  • Damage caused to the car outside the geographical boundary of the country.
  • Damages incurred due to standard wear and tear, like mechanical or electrical damages.
  • Damages incurred due to drunk driving or driver’s not having a proper license.
  • Damage caused to the tyres of the car.
  • Use of any other vehicle than that specified in the policy.

Discounts

Following are the various discounts available with your Mercedes Benz Car Insurance: -

  • No Claim Bonus: You get a No-Claim Bonus on your Mercedes Benz Car Insurance for every claim-free year. The no-claim bonus can reach up to 50% in case you have not filed any claim in the last five years. In the case of the sale of the old car and purchase of a new car, the bonus is transferred to the new car.
  • Accident Cover: This discount applies to teachers or government employees.
  • Security devices: You can avail of a discount on the premium amount if you use ARAI approved anti-theft devices in your car.

Add-ons

The add-ons that you get along with your Mercedes Benz Car Insurance in India are: -

  • Zero-Depreciation Cover entitles you to a full-claim on damage to all plastic, rubber, fiber, and glass parts.
  • Passenger Cover protects the passengers in the car in case of an accident caused death or disability.
  • Engine Protection for car owners living in areas with heavy rainfall to protect against expenses incurred on frequent engine repairs.

Mercedes Benz Car Insurance: FAQs

Yes. You have to visit the insurer’s office and give them an application (along with the RC of the vehicle) stating to correct the vehicle number.

In case you have forgotten to renew the Mercedes Car Insurance policy within the specified time frame, you need to provide a copy of the previous policy, registration certificate of the car, and the Vehicle Inspection Report to get the policy renewed. But you must note that once the policy has expired, all your accumulated benefits will be forfeited by the insurance company.

Yes, the Mercedes-Benz car Insurance can be renewed online. With many policies listed on the portal, you can choose the one that suits you the best.

As per IRDAI, companies like National Insurance Company Limited, Acko General Insurance Limited and United India Insurance Company Limited offer the best claim settlement ratio for Mercedes Benz Car Insurance.

Last updated on 18-11-2020