MG Car Insurance
PX step

Compare Car Insurance Quotes Online


MG Car Insurance

MG (Morris Garages) motors is one of Britain's oldest automobile manufacturing companies founded in 1924. After many ownership changes, the Chinese corporation acquired MG motors under SAIC (Shanghai Automotive Industry Corporation) headquartered in Shanghai. The Indian subsidiary of SAIC 'MG Motor India' was set up in 2017, with its manufacturing unit in Gujarat.

MG Motor India sells 4 models in India - MG Hector, MG Gloster, MG ZS EV, and MG Hector Plus.

Types of MG cars

1. MG Hector

MG Hector

MG Hector is the first vehicle of MG Motor India that was launched in 2019. The MG Hector is a midsize SUV 5-seater available in petrol, diesel, and hybrid variants. MG Hector comes with seamless technology that makes the driving experience easier, smoother, and smarter. MG Hector has its signature boldness on the exterior and is available with both manual and automatic transmission. iSMART connectivity technology of MG Hector has over 50 features. MG Hector resembles the Baojun SUV and competes with the likes of Tata Harrier, Mahindra XUV500, Jeep Compass, and Hyundai Creta. The price of the MG Hector variants that come in 11 configurations ranges from Rs.12.83 lakhs to Rs.18.08 lakhs.

2. MG Gloster

MG Gloster

MG Gloster was launched in October 2020 and is MG Motor India's first autonomous Level-1 premium SUV. MG Gloster is configured with first-in-class features and potent technical specifications. MG Gloster is huge and bold, characterized by a big 3-slat octagonal grille up front, surrounded by chrome.  It has a solid presence with badges all around and looks more like the American SUVs. The MG Gloster presents a segment-first Advanced Driver Assistance System (ADAS) and its i-Smart 2.0 connectivity technology has over 70 features. MG Gloster comes with a 2.0-litre twin-turbo diesel engine and has a standard 8-speed automatic transmission. The price of the MG Gloster variants ranges from Rs.28.98 lakhs to Rs.35.38 lakhs.

MG Gloster



MG ZS EV is MG motor India's first electric SUV launched in January 2020. MG ZS EV is designed with the advantages of zero-emission without compromising on the style and looks. The MG ZS EV comes with a 5-star NCAP rating. MG ZS EV outperforms the competition when it comes to power and passion. MG ZS EV is offered in two variants - Exclusive and Excite. The ZS EV is powered by an electrical motor that creates 142.7PS and 353Nm and has a stated range of 340km. The variants of MG ZS EV are priced between Rs. 20.88 lakh and Rs. 23.58 lakh.

4. MG Hector Plus

MG Hector Plus

MG Hector Plus is a 6-seater SUV launched in July 2020. It is positioned above the standard Hector and comes with a third row of seats. It is a head-turner on the road adorned with elegant exteriors and classy interiors. It comes with over 25 safety features and is offered in 3 powertrain options (143PS 1.5-litre petrol, a 170PS 2.0-litre diesel, and a 143PS 1.5-litre hybrid). MG Hector plus is powered by BS6 compliant norms and is available in both Automatic & Manual transmission. The MG Hector Plus is available in four variants: Smart, Super, Sharp, and Style.  The price of MG Hector plus variants range from Rs. 13.73 lakhs to Rs. 18.68 lakhs.

MG Hector Plus

MG Car Insurance Premium Calculation

The insurance premium of an MG car is calculated based on make, model, variant, date of purchase, age of the car, add-ons, No Claim Bonus (NCB), anti-theft devices, and other factors. Below are the premium prices for a few models of MG cars.

Car Variant

Ex-showroom price (Rs.)

Insured Declared Value (Rs.)

Zero Depreciation (Rs.)

Estimated Premium (Rs.)

MG Hector Style MT





MG Gloster Super





MG Hector Plus Style





**Last Updated on 18-11-2020

The premium values are calculated based on the city (New Delhi) and the year of registration (2020).

What are the add-on covers for MG cars?

Add-on covers provide additional protection to your insured car and enable you to enhance your basic car insurance policy. Some add-on covers for MG car insurance are:

Zero depreciation cover - This provides complete protection to your car without calculating the depreciation on parts.

NCB protector - This cover protects from losing your NCB after making a claim.

Key and lock replacement - If you lose your car key, this add-on helps to cover the cost of replacement.

Invoice Price - In case of a theft or total loss of the car, this cover helps you get the original invoice value of your car without considering the present IDV. However, it excludes road tax and registration charges.

How to renew MG Car Insurance Online?

The MG car insurance renewal is quick and easy through Just stick to the following steps to renew your policy.

  • Scroll to the right top corner of this page to find 'Compare Car Insurance Quotes Online'.
  • Enter your car number and select 'Get Quotes'. If you do not have your car number with you, select 'Proceed without Car Number'.
  • To proceed further, fill in the details such as policy number, vehicle registration number, and personal details. You will find a list of insurance policies available.
  • You can either stick to your current policy or choose a suitable policy along with the add-ons.
  • Make the payment through credit card, debit card, internet banking, or UPI.
  • Upon completing the payment, a confirmation message will be sent to your number and a copy of the renewed policy to your email.


Yes, by providing your Automobile Association of India membership details, you can get a significant discount at the time of purchasing your car insurance policy.

No, insurance is provided only if the LPG/CNG kit is endorsed in the registration certificate.

Third-party liability insurance will not cover the loss or damages caused by a flood. However, a basic comprehensive plan will cover partial losses or damages.

Last updated on 18-11-2020